Dianne Pradas Moreno - Practical Finance

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Dianne Pradas Moreno - Practical Finance Sun Life Advisor on a mission to help Filipinos build and protect their wealth and achieve long-term financial security.

(savings, insurance, and practical money tips)

Hindi enough na may savings ka lang.For a reliable health fund, make sure you have 𝐇𝐌𝐎, 𝐜𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐢𝐥𝐥𝐧𝐞𝐬𝐬/𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜...
21/08/2026

Hindi enough na may savings ka lang.

For a reliable health fund, make sure you have 𝐇𝐌𝐎, 𝐜𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐢𝐥𝐥𝐧𝐞𝐬𝐬/𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, 𝐚𝐧𝐝 𝐞𝐦𝐞𝐫𝐠𝐞𝐧𝐜𝐲 𝐟𝐮𝐧𝐝.

Kasi kapag health ang usapan, mas okay nang prepared ka kaysa saka ka pa maghahanap ng pambayad pag nandiyan na.

A few days ago, another client of mine got approved for her comprehensive health insurance application. This is a tradit...
13/08/2026

A few days ago, another client of mine got approved for her comprehensive health insurance application.

This is a traditional health insurance where you only pay premiums for a limited period but get lifetime health coverage (until age 100), along with cash benefits such as dividends and special paid-up bonuses.

Congratulations again to my client from Pasig!
Thank you for trusting me, Ma’am KM! ☀️

It means a lot to be trusted not just by you, but also by your mom & your boyfriend, who are also my clients.❤️

17/07/2026

Progress starts with showing up.

This vid was taken last weekend during a meeting. It may not look like it, but I had been dealing with cough and colds for over a week. The weather was also bad, aaraw tapos biglang uulan nang malakas.

It felt like a gloomy day, but I chose to show up anyway.
Sometimes, progress isn't about having your best day. Sometimes, it's simply about showing up despite how you feel.

17/07/2026

Sad reality. Napakadaming proseso to get help from the government. If loved one mo yung nangangailangan ng urgent medical care, uunahin mo pa ba yung pag accomplish ng requirements?

Got a referral last week. A client referred me to her boyfriend. Today, another client messaged me to refer a friend.Tha...
16/07/2026

Got a referral last week. A client referred me to her boyfriend. Today, another client messaged me to refer a friend.

Thank you to my amazing clients! I super appreciate you. 🥹❤️

Processed a Hospital Income Benefit (HIB) claim for my client who was hospitalized due to a motor accident. I'm grateful...
16/07/2026

Processed a Hospital Income Benefit (HIB) claim for my client who was hospitalized due to a motor accident. I'm grateful to share that she's fully recovered now. 🙏

She was also able to partially withdraw from her fund value, which helped with her recovery expenses.

I've processed a few confinement claims na rin over the years. Thankfully, ilan pa lang, and I pray it stays that way because it means most of my clients are healthy and safe. 💛

Isa sa mga madalas kong marinig sa mga clients ay yung buti na lang meron silang makuhanan. Kung hindi raw sila nag-start noon, malamang nakaasa lang sila sa sahod o sa savings. And madalas they respond with “Pano pag wala pang aasahan”

This is the purpose of insurance. Ano man ang mangyari, important happy milestones man, emergency, masaya o malungkot, may masasandalan ka.

This is the importance of preparation and protection. ☀️

Comprehensive Health Insurance approved in less than 2 days! This case is a great reminder to apply for your personal he...
08/07/2026

Comprehensive Health Insurance approved in less than 2 days!

This case is a great reminder to apply for your personal health insurance while you're still healthy. Hindi lahat naapprove for a health insurance policy, yung iba nade-decline.

Congratulations to Arch. Leo on your approved comprehensive health insurance! Thank you as well to your partner and my client, Ms. Kristel, for recommending me. ❤️

2 clients from Laguna and Davao chose to apply for policies with guaranteed payouts! 💛✨ One policy matures after 20 year...
06/07/2026

2 clients from Laguna and Davao chose to apply for policies with guaranteed payouts! 💛

✨ One policy matures after 20 years with 𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐩𝐚𝐲𝐨𝐮𝐭𝐬 𝐚𝐧𝐝 𝐚 𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐦𝐚𝐭𝐮𝐫𝐢𝐭𝐲 𝐛𝐞𝐧𝐞𝐟𝐢𝐭 - two guaranteed benefits that can help fund your kids' education. 🎓

✨ The other provides 𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐩𝐚𝐲𝐨𝐮𝐭𝐬 𝐟𝐨𝐫 𝐥𝐢𝐟𝐞 (up to age 100). Para kang may apartment na may passive income except wala kang maintenance na iisipin! 😄 You only pay the premium for 5, 10 or 15 years, and you're covered for life while enjoying the guaranteed payouts.

Interested to know more about these policies? Send me a message! 💛

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Fort Bonifacio

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