Paradigm Shift

19/07/2023

3 Reasons Why Life Insurance from your work may not be sufficient for everyone.

1.) Coverage ends once you leave your job.
Once you change or lose your job, the coverage typically ends. The lack of portability can leave you without life insurance protection when you need it the most. It is important to have a life insurance policy that you personally own and control, regardless of your employment situation.

2.) Your coverage limits are less than your family's needs.
Employer-provided life insurance policies often have a fixed coverage amount, based on a multiple of your salary.
While this may be sufficient for some individuals, it might not cover all of your financial obligations, such as mortgage payments, outstanding debts, childrens education, or providing for your family's long term financial security. If you have dependents or significant financial responsibilities, the coverage provided by your employer may fall short.

3.) Your company benefits can change.
Companies have the ability to modify or terminate their employee benefit programs, including life insurance coverage. While your employer may currently offer a certain level of life insurance, there is no guarantee that coverage will remail the same in the future. Changes in the company's financial situation or restructuring, can lead to reductions or eliminations of employee benefits, including life insurance.
Relying solely on employer-provided life insurance exposes you to the risk of losing coverage or having it significantly reduced without any control over the decision.

To ensure more stable and reliable life insurance coverage, it's wise to consider obtaining an individual life insurance policy that you personally own and control. This allows you to have coverage that is not dependent on your own employment status or the changing benefit programs offered by your employer.
Individual life insurance policies provide more stability and can be tailored fit to your specific needs, offering greater peace of mind in the long run. 💚

If you're looking for a Licensed Insurance Advisor to help you make an informed decision based on your specific needs, I can help. Send me a message. 😊

08/03/2023

Expand your Horizons with the right plan!

Send PM to get started. 🥰

22/01/2023

How to build good habits?

January is the perfect time to evaluate your habits — personal and professional. As part of our Global Speaker Series, behaviour expert and best-selling author James Clear joined us for a coffee chat and shared advice on how to build good habits and break bad ones. Here are some tips.

21/01/2023

Not ready to commit for a whole life plan yet?

Be 365 Ready with financial protection from untimely death and accident.
Here's a one-year term insurance plan that combines life and accident protection in one.

For as low as 448php, you can now have life and accident protection in one!

Eligibility Requirement:

You must be 18 to 45 years old, a Filipino citizen, and a resident of the Philippines.
You must be in good health as described in the Declaration and Agreements of this product.
You must not be involved in hazardous occupations such as the following:
military personnel, miner, detective, logger, politician, jeepney or pedicab driver, crew member of a domestic vessel,
non-officer of an international vessel or any occupation of equal hazard.
You can only buy this plan for yourself, which means you are both the policy owner and policy insured.

Click the link to get started.

The Manulife 365 Ready Duo plan is a life and accident insurance provide both life and personal accident coverage. Secure your family against accidental death at an affordable price.

21/01/2023

Xin Nian Kuai Le!! 新年快乐!!
Happy Year of the Water Rabbit!

14/01/2023

New Year's Toast for 2023 with my fellow Financial Advisors! 💚

12/08/2022

Comprehensive yet affordable healthcare is within reach with Maxicare's prepaid health cards.

BUY now by scanning the QR Code, clicking this link https://shop.maxicare.com.ph?maxi-link=ZGFuaWNhbGlt or call me at 09914562575!

Live your best life with Maxicare!💙🤍

08/07/2022

It is so important to take time for yourself and find clarity.
You can pause for a moment and reflect.

08/07/2022

Don't take your health for granted.
Don't take your body for granted.
Do something today that communicates to your body that you desire to take care for it.
Because tomorrow is not promised.
We don't know what the future holds.

Taking extra care is also important by getting an additional shield. 💚🤗
What do you think you can do to get an additional shield and be protected?
Send me dm for more. 🤗

07/07/2022

Have you checked your past receipts in your wallet?
Do you have unnecessary things that you bought this past few weeks?
Maybe you have bought items you forgot you already own? :)
Impulsive buying of things can develop into enormous expense.
Don't shop because you love the thrill of good deal. :)
Think twice or more before buying it. :)

07/07/2022

When you're tired, sometimes it's perfectly okay, and absolutely necessary to shut down, kick back, and do nothing for a while.