Cindy Garces - Licensed Financial Advisor

24/12/2025

Holiday traffic? Wala tayong kontrol diyan.

Pero ang seguridad ng pamilya mo, meron. 💛
Kahit mabagal ang biyahe, tuloy ang peace of mind hanggang dulo. 🚗✨

22/12/2025

22/11/2025

𝙎𝙪𝙣 𝙇𝙞𝙛𝙚 𝙎𝙚𝙘𝙪𝙧𝙚 𝙄𝙣𝙘𝙤𝙢𝙚 is a protection and savings plan that gives LIFETIME ANNUAL GUARANTEED CASH BENEFITS.

• Receive annual guaranteed cash benefits equal to 6% of the Face Amount, starting at the end of the sixth policy year up until age 100.

• 𝙈𝙖𝙣𝙖𝙜𝙚𝙖𝙗𝙡𝙚 𝙥𝙧𝙚𝙢𝙞𝙪𝙢 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨
Fully pay your plan in just 3*, 5, 10, or 15* years via Annual, Semi-Annual, or Quarterly mode.
Send me a message to learn more!

20/11/2025

𝗦𝘂𝗻 𝗟𝗶𝗳𝗲 𝗦𝗲𝗰𝘂𝗿𝗲 𝗜𝗻𝗰𝗼𝗺𝗲 𝗶𝘀 𝗮 𝗻𝗲𝘄 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗽𝗹𝗮𝗻 𝗱𝗲𝘀𝗶𝗴𝗻𝗲𝗱 𝘁𝗼 𝗽𝗿𝗼𝘃𝗶𝗱𝗲 𝗹𝗶𝗳𝗲𝘁𝗶𝗺𝗲 𝗴𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂 𝗮𝗻𝗱 𝘆𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝘆. ☀

𝗣𝗿𝗼𝗱𝘂𝗰𝘁 𝘁𝗵𝗮𝘁 𝗽𝗿𝗼𝘃𝗶𝗱𝗲𝘀 𝗚𝗨𝗔𝗥𝗔𝗡𝗧𝗘𝗘𝗗 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗮𝗻𝗱 𝗮 𝗚𝗨𝗔𝗥𝗔𝗡𝗧𝗧𝗘𝗗 𝟲% 𝗘𝗡𝗗𝗢𝗪𝗠𝗘𝗡𝗧 𝗣𝗔𝗬 𝗢𝗨𝗧 𝘀𝘁𝗮𝗿𝘁𝗶𝗻𝗴 𝗮𝘁 𝘁𝗵𝗲 𝗲𝗻𝗱 𝗼𝗳 𝟲𝘁𝗵 𝘆𝗲𝗮𝗿 𝗮𝗻𝗱 𝗲𝘃𝗲𝗿𝘆 𝘆𝗲𝗮𝗿 𝘁𝗵𝗲𝗿𝗲𝗮𝗳𝘁𝗲𝗿 𝘂𝗻𝘁𝗶𝗹 𝗮𝗴𝗲 𝟭𝟬𝟬 𝗼𝗳 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗲𝗱.

30/10/2025

Great News! Seniors,
children with special needs, PWD, pre-existing conditions are now eligible for coverage under our newest plan.
GUARANTEED approval, no medical requirements needed!
Applicable to ages 0-70 ☀️

22/10/2025

Sun Life Coffee & Play: Learn to Manage Your Money While Having Fun!

Join us for Coffee & Play on October 25, 2025, from 1:30 PM to 4:30 PM at CBTL Six Neo, BGC.

It's a fantastic opportunity to play and learn how to manage your money in an engaging way.

Register for the event and get a free gift! Plus, there will be prizes for winners of the games.
Enjoy complimentary coffee and pasta while you play.

Scan the QR code in the image to register now!

20/10/2025

𝗚𝘂𝘀𝘁𝗼 𝗻𝘆𝗼 𝗯𝗮𝗻𝗴 𝗶-𝗶𝗻𝘀𝘂𝗿𝗲 𝗮𝗻𝗴 𝗽𝗮𝗿𝗲𝗻𝘁𝘀 𝗼𝗿 𝗴𝗿𝗮𝗻𝗱𝗽𝗮𝗿𝗲𝗻𝘁𝘀 (𝗮𝗴𝗲𝘀 𝟱𝟬–𝟳𝟬) 𝗸𝗮𝗵𝗶𝘁 𝗺𝗮𝘆 𝗵𝗲𝗮𝗹𝘁𝗵 𝗵𝗶𝘀𝘁𝗼𝗿𝘆 𝗼 𝗺𝗮𝗶𝗻𝘁𝗲𝗻𝗮𝗻𝗰𝗲 𝗻𝗮? 💛

𝗚𝗼𝗼𝗱 𝗻𝗲𝘄𝘀! 𝗧𝗵𝗶𝘀 𝗻𝗲𝘄 𝗽𝗹𝗮𝗻 𝗼𝗳𝗳𝗲𝗿𝘀 𝗴𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹 — 𝗲𝘃𝗲𝗻 𝘄𝗶𝘁𝗵 𝗺𝗮𝗶𝗻𝘁𝗲𝗻𝗮𝗻𝗰𝗲 𝗺𝗲𝗱𝗶𝗰𝗮𝘁𝗶𝗼𝗻𝘀 𝗼𝗿 𝗲𝘅𝗶𝘀𝘁𝗶𝗻𝗴 𝗵𝗲𝗮𝗹𝘁𝗵 𝗰𝗼𝗻𝗱𝗶𝘁𝗶𝗼𝗻𝘀! 🙌

𝗜𝗻𝘁𝗿𝗼𝗱𝘂𝗰𝗶𝗻𝗴 𝗦𝘂𝗻 𝗟𝗶𝗳𝗲 𝗘𝗮𝘀𝘆𝗟𝗶𝗻𝗸 𝗣𝗿𝗼𝘁𝗲𝗰𝘁 — 𝗮 𝗽𝗹𝗮𝗻 𝘁𝗵𝗮𝘁 𝗹𝗲𝘁𝘀 𝘆𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝗮𝗻𝗱 𝗴𝗿𝗼𝘄! 🌞
✅ 𝗟𝗶𝗳𝗲𝘁𝗶𝗺𝗲 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝘂𝗽 𝘁𝗼 𝗮𝗴𝗲 𝟭𝟬𝟬
✅ 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹 — 𝗻𝗼 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗲𝘅𝗮𝗺 𝗻𝗲𝗲𝗱𝗲𝗱
✅ 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁-𝗹𝗶𝗻𝗸𝗲𝗱 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝘄𝗶𝘁𝗵 𝘀𝗽𝗲𝗰𝗶𝗮𝗹 𝗯𝗼𝗻𝘂𝘀𝗲𝘀
✅ 𝗙𝗹𝗲𝘅𝗶𝗯𝗹𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝘁𝗼 𝗳𝗶𝘁 𝘆𝗼𝘂𝗿 𝗯𝘂𝗱𝗴𝗲𝘁
💛 𝗦𝗮𝗺𝗽𝗹𝗲 𝗣𝗹𝗮𝗻𝘀:
💙 ₱𝟮,𝟱𝟬𝟬/𝗺𝗼𝗻𝘁𝗵 → ₱𝟯𝟳𝟱𝗞 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲
❤️ ₱𝟱,𝟬𝟬𝟬/𝗺𝗼𝗻𝘁𝗵 → ₱𝟳𝟱𝟬𝗞 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲
😲 ₱𝟭𝟬,𝟬𝟬𝟬/𝗺𝗼𝗻𝘁𝗵 → ₱𝟭.𝟱𝗠 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲
💰 𝗦𝗲𝗰𝘂𝗿𝗲 𝘆𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝘆’𝘀 𝗳𝘂𝘁𝘂𝗿𝗲 𝗮𝗻𝗱 𝗴𝗿𝗼𝘄 𝘆𝗼𝘂𝗿 𝗳𝘂𝗻𝗱 𝗮𝘁 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘁𝗶𝗺𝗲.
𝗕𝗲𝗰𝗮𝘂𝘀𝗲 𝘀𝗺𝗮𝗿𝘁 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝘁𝗼𝗱𝗮𝘆 = 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗳𝗿𝗲𝗲𝗱𝗼𝗺 𝘁𝗼𝗺𝗼𝗿𝗿𝗼𝘄. 🌱
📩 𝗠𝗲𝘀𝘀𝗮𝗴𝗲 𝗺𝗲 𝗻𝗼𝘄 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗙𝗥𝗘𝗘 𝗾𝘂𝗼𝘁𝗲 𝗮𝗻𝗱 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻!
𝗟𝗲𝘁’𝘀 𝗺𝗮𝗸𝗲 𝘆𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆 𝘄𝗼𝗿𝗸 𝘄𝗵𝗶𝗹𝗲 𝘆𝗼𝘂 𝘀𝗹𝗲𝗲𝗽. 😎

#𝗦𝘂𝗻𝗟𝗶𝗳𝗲𝗣𝗛
#𝗘𝗮𝘀𝘆𝗟𝗶𝗻𝗸𝗣𝗿𝗼𝘁𝗲𝗰𝘁

08/10/2025

🙌 SUN WEALTH PRIME 7 is once again available but only until maximum allocation is reached!

Instead of letting your money sit in the bank long-term with low returns and taxes eating away at your gains, consider this smarter, more rewarding alternative.

✅4% GUARANTEED annual payouts for 7 years – higher than most time deposit rates now

✅Payouts not subject to 20% withholding tax, unlike bank interest income

✅Full return of principal at maturity

✅110% life insurance coverage

✅No medical exams required. Under GIO (Guaranteed Insurability Offer), if the insured passes within a year, full principal is returned

✅Estate tax savings – proceeds from insurance are given in full without estate tax deductions, unlike bank accounts that may be frozen and taxed.

This is definitely one of the safest and most tax-efficient ways to grow and protect your money, with guaranteed principal and returns you can count on. It’s a low-risk wealth preservation tool that gives you added peace of mind.

07/10/2025

𝗟𝗶𝗳𝗲’𝘀 𝗻𝗼𝘁 𝗷𝘂𝘀𝘁 𝗮𝗯𝗼𝘂𝘁 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝗵𝗮𝗿𝗱 — 𝗶𝘁’𝘀 𝗮𝗯𝗼𝘂𝘁 𝗹𝗶𝘃𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗽𝘂𝗿𝗽𝗼𝘀𝗲 𝗮𝗻𝗱 𝗲𝗻𝗷𝗼𝘆𝗶𝗻𝗴 𝗲𝘃𝗲𝗿𝘆 𝘄𝗶𝗻. 💛

𝗟𝗲𝘁’𝘀 𝗰𝗮𝘁𝗰𝗵 𝘂𝗽 𝗼𝘃𝗲𝗿 𝗰𝗼𝗳𝗳𝗲𝗲 & 𝗽𝗹𝗮𝘆! ☕🎯
𝗔 𝗹𝗶𝘁𝘁𝗹𝗲 𝗰𝗮𝗳𝗳𝗲𝗶𝗻𝗲, 𝗮 𝗹𝗶𝘁𝘁𝗹𝗲 𝗳𝘂𝗻, 𝗮𝗻𝗱 𝗮 𝘄𝗵𝗼𝗹𝗲 𝗹𝗼𝘁 𝗼𝗳 𝗴𝗼𝗼𝗱 𝘃𝗶𝗯𝗲𝘀. 💛
𝗪𝗵𝗲𝘁𝗵𝗲𝗿 𝗶𝘁’𝘀 𝗮𝗯𝗼𝘂𝘁 𝗹𝗶𝗳𝗲, 𝗴𝗼𝗮𝗹𝘀, 𝗼𝗿 𝗷𝘂𝘀𝘁 𝗴𝗿𝗲𝗮𝘁 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 — 𝗹𝗲𝘁’𝘀 𝗺𝗮𝗸𝗲 𝗶𝘁 𝗵𝗮𝗽𝗽𝗲𝗻!

📍𝗖𝗕𝗧𝗟 𝗦𝗶𝘅 𝗡𝗲𝗼, 𝗕𝗚𝗖
𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟱, 𝟮𝟬𝟮𝟱
𝟭:𝟯𝟬- 𝟰:𝟯𝟬𝗽𝗺

𝗣𝗿𝗼𝘁𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗱𝗿𝗲𝗮𝗺𝘀 𝘄𝗶𝘁𝗵 𝗦𝘂𝗻 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝘀𝘁𝗮𝗿𝘁 𝗽𝗹𝗮𝘆𝗶𝗻𝗴 𝗳𝗼𝗿 𝗹𝗶𝗳𝗲! ☀️🎯

💜 𝗞𝗶𝗻𝗱𝗹𝘆 𝗽𝗺 𝗱𝗲𝘁𝗮𝗶𝗹𝘀 𝗳𝗼𝗿 𝗿𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻

#𝗦𝘂𝗻𝗟𝗶𝗳𝗲𝗣𝗛 #𝗣𝗹𝗮𝘆𝗙𝗼𝗿𝗟𝗶𝗳𝗲 #𝗕𝗿𝗶𝗴𝗵𝘁𝗲𝗿𝗙𝘂𝘁𝘂𝗿𝗲

06/10/2025

𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝘆𝗲𝗮𝗿𝗹𝘆 𝗶𝗻𝗰𝗼𝗺𝗲 𝗳𝗼𝗿 𝗟𝗜𝗙𝗘 (𝗵𝗮𝗻𝗴𝗴𝗮𝗻𝗴 𝗮𝗴𝗲 𝟭𝟬𝟬!!!)

𝗬𝗲𝘀, 𝗶𝘁'𝘀 𝗽𝗼𝘀𝘀𝗶𝗯𝗹𝗲! 𝗪𝗶𝘁𝗵 𝗦𝘂𝗻 𝗦𝗲𝗰𝘂𝗿𝗲 𝗜𝗻𝗰𝗼𝗺𝗲, 𝗺𝗮𝘆 𝟲% 𝗰𝗮𝘀𝗵 𝗯𝗲𝗻𝗲𝗳𝗶𝘁 𝗸𝗮 𝗲𝘃𝗲𝗿𝘆 𝘆𝗲𝗮𝗿!

✅𝗙𝗼𝗿 𝘁𝗿𝗮𝘃𝗲𝗹, 𝘁𝘂𝗶𝘁𝗶𝗼𝗻, 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁, 𝗼𝗿
𝗲𝗺𝗲𝗿𝗴𝗲𝗻𝗰𝗶𝗲𝘀
✅𝗜𝗻𝘀𝘂𝗿𝗲𝗱 𝗸𝗮
𝗽𝗮 𝗿𝗶𝗻 𝗵𝗮𝗯𝗮𝗻𝗴 𝘁𝘂𝗺𝗮𝘁𝗮𝗻𝗴𝗴𝗮𝗽 𝗻𝗴 𝗰𝗮𝘀𝗵

📍𝗦𝗵𝗼𝗿𝘁-𝘁𝗲𝗿𝗺 𝗽𝗮𝘆, 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗴𝗮𝗶𝗻✅

28/09/2025

𝗧𝗼 𝗼𝘂𝗿 𝗺𝗼𝗱𝗲𝗿𝗻 𝗵𝗲𝗿𝗼𝗲𝘀 𝘄𝗵𝗼 𝗯𝗿𝗮𝘃𝗲 𝘁𝗵𝗲 𝘀𝗲𝗮𝘀, 𝘄𝗲 𝘀𝗮𝗹𝘂𝘁𝗲 𝘆𝗼𝘂𝗿 𝗱𝗲𝗱𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗵𝗮𝗿𝗱 𝘄𝗼𝗿𝗸. 💛

𝗚𝗮𝗮𝗻𝗼 𝗺𝗮𝗻 𝗸𝗮𝗹𝗮𝗸𝗮𝘀 𝗮𝗻𝗴 𝗮𝗹𝗼𝗻 𝗻𝗴 𝗺𝗴𝗮 𝗵𝗮𝗺𝗼𝗻, 𝘄𝗲 𝗿𝗲𝗰𝗼𝗴𝗻𝗶𝘇𝗲 𝘆𝗼𝘂𝗿 𝗿𝗲𝘀𝗶𝗹𝗶𝗲𝗻𝗰𝗲 𝗶𝗻 𝗽𝗿𝗼𝘃𝗶𝗱𝗶𝗻𝗴 𝗮 𝗯𝗿𝗶𝗴𝗵𝘁𝗲𝗿 𝗳𝘂𝘁𝘂𝗿𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝗶𝗲𝘀.

𝗦𝘂𝗻 𝗟𝗶𝗳𝗲 𝗶𝘀 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗷𝗼𝘂𝗿𝗻𝗲𝘆 𝘁𝗼 𝗰𝗼𝗺𝗲 𝗵𝗼𝗺𝗲 𝗳𝗼𝗿 𝗴𝗼𝗼𝗱.

𝗛𝗮𝗽𝗽𝘆 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗦𝗲𝗮𝗳𝗮𝗿𝗲𝗿𝘀' 𝗗𝗮𝘆! ⚓️

#𝗦𝘂𝗻𝗟𝗶𝗳𝗲𝗦𝗵𝗶𝗻𝗲𝗣𝗶𝗻𝗼𝘆
#𝗦𝘂𝗻𝗟𝗶𝗳𝗲𝗛𝗼𝗺𝗲𝗙𝗼𝗿𝗚𝗼𝗼𝗱
#𝗦𝘂𝗻𝗟𝗶𝗳𝗲𝗣𝗮𝗿𝘁𝗻𝗲𝗿𝗙𝗼𝗿𝗟𝗶𝗳𝗲
#𝗦𝘂𝗻𝗟𝗶𝗳𝗲𝗕𝗿𝗶𝗴𝗵𝘁𝗲𝗿𝗧𝗼𝗴𝗲𝘁𝗵𝗲𝗿

15/09/2025

Money back care of your Life Insurance? Only with Sun Life Save and Protect:

✨ Life insurance protection for 20 years + Savings in one product
✨ Money-back guarantee (after policy period)

Protection and Saving made easy for your future!