May Rallo Oliva, Financial Advisor, Sun Life Philippines

02/05/2024

https://vt.tiktok.com/ZSFwnpBDU/

Check out Stephie’s video.

02/05/2024

30/03/2024

6 ʀᴇᴀꜱᴏɴꜱ ᴛᴏ ʙᴜʏ ʟɪꜰᴇ ɪɴꜱᴜʀᴀɴᴄᴇ.

Life insurance can give you lasting peace of mind in terms of the assurance that you have provided a legacy. Some of the most common reasons for buying life insurance include:

1. 𝖦𝗎𝖺𝗋𝖺𝗇𝗍𝖾𝖾𝖽 𝗉𝗋𝗈𝗍𝖾𝖼𝗍𝗂𝗈𝗇�
If you have a family, a business, or others who depend on you, the life insurance benefit of a whole life policy acts as a financial safety net.

2. 𝖨𝗇𝖼𝗈𝗆𝖾 𝗋𝖾𝗉𝗅𝖺𝖼𝖾𝗆𝖾𝗇𝗍
�Imagine what would happen to your family if the income you provide suddenly disappeared. With whole life insurance, you can help make sure that your loved ones have the money they need.

3. 𝖳𝖺𝗑-𝖿𝗋𝖾𝖾 𝖻𝖾𝗇𝖾𝖿𝗂𝗍
�Your beneficiaries will be able to enjoy every penny you leave them. That’s because the benefit of a life insurance policy is generally passed along federal income tax free.

4. 𝖦𝗎𝖺𝗋𝖺𝗇𝗍𝖾𝖾𝖽 𝖼𝖺𝗌𝗁 𝗏𝖺𝗅𝗎𝖾 𝗀𝗋𝗈𝗐𝗍𝗁
�As you pay your premiums, your Whole Life policy builds cash value that is guaranteed to grow—tax deferred—and can help meet a variety of financial goals:

* 𝖲𝗎𝗉𝗉𝗅𝖾𝗆𝖾𝗇𝗍 𝗋𝖾𝗍𝗂𝗋𝖾𝗆𝖾𝗇𝗍 𝗂𝗇𝖼𝗈𝗆𝖾
* 𝖥𝗎𝗇𝖽 𝖺 𝖼𝗁𝗂𝗅𝖽 𝗈𝗋 𝗀𝗋𝖺𝗇𝖽𝖼𝗁𝗂𝗅𝖽’𝗌 𝖾𝖽𝗎𝖼𝖺𝗍𝗂𝗈𝗇
* 𝖯𝖺𝗒 𝗈𝖿𝖿 𝖺 𝗆𝗈𝗋𝗍𝗀𝖺𝗀𝖾
* 𝖯𝗋𝗈𝗍𝖾𝖼𝗍 𝖾𝗑𝗂𝗌𝗍𝗂𝗇𝗀 𝖺𝗌𝗌𝖾𝗍𝗌
* 𝖤𝗌𝗍𝖺𝖻𝗅𝗂𝗌𝗁 𝖺𝗇 𝖾𝗆𝖾𝗋𝗀𝖾𝗇𝖼𝗒 𝖿𝗎𝗇𝖽

5. 𝖣𝗂𝗏𝗂𝖽𝖾𝗇𝖽 𝗉𝗈𝗍𝖾𝗇𝗍𝗂𝖺𝗅
�One of the benefits of purchasing whole life insurance is that you will be eligible to receive dividends. You can use them to buy paid-up additional insurance that increases your coverage and cash value, use them to offset your premiums, or take them in cash.

6. 𝖮𝗉𝗍𝗂𝗈𝗇𝖺𝗅 𝗋𝗂𝖽𝖾𝗋𝗌
�You can use riders to purchase additional protection without further underwriting, to pay your premiums if you become disabled, to use some of your face amount to pay for chronic illnesses.

“A safe and secured tomorrow is possible only when you have planned it right.”

Message me today, to start your plan with Sun Life. ☀️☀️☀️

22/03/2024

The first and longest standing life insurance company in the Philippines continues to shine brighter, being No.1 in Total Premiums, No.1 in Net Income, No.1 in Total Assets, and No.1 in Invested Assets!

21/03/2024

https://www.facebook.com/share/r/VHvBMabK85gwThx7/?mibextid=14AR8G

20/03/2024

𝐆𝐔𝐀𝐑𝐀𝐍𝐓𝐄𝐄𝐃 𝐋𝐈𝐅𝐄𝐓𝐈𝐌𝐄 𝐏𝐄𝐍𝐒𝐈𝐎𝐍
𝑆𝑢𝑛 𝑆𝑚𝑎𝑟𝑡𝑒𝑟 𝐿𝑖𝑓𝑒 𝐸𝑙𝑖𝑡𝑒 𝑓𝑜𝑟 𝑦𝑜𝑢𝑟 𝑘𝑖𝑑𝑠 𝑎𝑛𝑑 𝑎𝑝𝑜

Ito yung plan na 𝟏𝟎 𝐲𝐞𝐚𝐫𝐬 𝐤𝐚 𝐥𝐚𝐧𝐠 𝐦𝐚𝐠𝐬𝐚𝐬𝐚𝐯𝐞 pero starting on the 6th year simula ka na makakatanggap ng 𝐩𝐞𝐧𝐬𝐢𝐨𝐧 𝐡𝐚𝐛𝐚𝐧𝐠 𝐛𝐮𝐡𝐚𝐲. Hindi kapa tapos maghulog, maeenjoy mo na agad ang living benefits. Perfect rin ito sa mga apo at anak mo pero ikaw ang magpepension dahil minor age palang sila.

Ang pension ay 𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝟖% 𝐨𝐟 𝐭𝐡𝐞 𝐟𝐚𝐜𝐞 𝐚𝐦𝐨𝐮𝐧𝐭, 𝐧𝐨𝐭 𝐣𝐮𝐬𝐭 𝐨𝐧𝐞 𝐭𝐢𝐦𝐞 𝐛𝐮𝐭 𝐥𝐢𝐟𝐞𝐭𝐢𝐦𝐞. Every two years regardless kung pandemic o hindi may guaranteed fund ka. We call this product a 𝐩𝐚𝐧𝐝𝐞𝐦𝐢𝐜 𝐩𝐫𝐨𝐨𝐟. Pde mo iwan para magaccummulate, para lalong lumago. Walang fluctuation yan, paakyat na ng paakyat kasi hindi naman nakabased sa stock market.

Sa sobrang sulit ng plan, the ownership is 𝐭𝐫𝐚𝐧𝐬𝐟𝐞𝐫𝐚𝐛𝐥𝐞 𝐮𝐩 𝐭𝐨 𝐭𝐡𝐢𝐫𝐝 𝐠𝐞𝐧𝐞𝐫𝐚𝐭𝐢𝐨𝐧. At age 30 kng magaasawa na ang anak mo, that time pwede mo na ibigay sknya ung plan. May panimula na syang pera. At yun hindi na kinuha sa bulsa nyo at that time. Aside from the endowment and guaranteed benefit, it has a 𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞 𝟐𝐱 the amount of the face amount.

Want to know more about this plan? Book an appointment now.

22/02/2024

"TIME is a CURRENCY you can only SPEND ONCE, so be careful HOW you SPEND it."

SPEND on what you "NEED". For TODAY is not the same of what happened YESTERDAY, and what will happen TOMORROW.

MESSAGE US and set a schedule for FREE Money Management Coaching, be FINANCIALLY ABLED!!☀️🌞🌞🌞

10/02/2024

LIFE is uncertain, but today is certain!

If you have the chance to prepare for tomorrow then do it today!

Grab that opportunity for your parents, children, relatives and/or loved ones and achieve that CERTAINTY!

“If there is anyone dependent on your income, like your parents, children or relatives, for instance, then you need Life Insurance.” - Suze Orman

Talk to a Financial Advisor and let us create a Financial Plan for you and your Family. 💛

Assist ko kayo and let us work together for your BRIGHT future. ☀️😉🤗

27/01/2024

Each Person have atleast 3 Sun Life plans in his/her lifetime

✅1 For Health
✅1 For Life Insurance with Investment
✅1 For Wealth

(guaranteed pension, retirement fund, health fund, travel fund, house fund, medical cash, educ fund etc)

Increase your life and health insurance coverage while you are still young and insurable.

You'll never know when it's your last insurance policy.

Message me if you want proper insurance consultation so you'd know if you're properly covered and if not, you'd know what could be best for you. 🤗

22/12/2023

Hello! My name is Sun Smarter Life Elite Peso 10.
You can pay me for 10 years, and I will pay you FOR LIFE GUARANTEED! 💛

Client: 35yo, OFW. Same policy. After 6yrs she will be able also to get the guaranteed cash benefits equivalent to 8% of her policy face amount. Imagine, lifetime sya makakatanggap ng guaranteed cash benefits until age 100!! So, pinagiipunan nya tlaga ito kasi hindi nman lifetime na magwwork si client sa ibang bansa. Pagdumating ang araw na mag stop or mag retire na si client, meron siya inaasahan na guaranteed cash benefits sa insurance policy nya na will serve as her retirement fund. 💪🏼

The best way to invest in life insurance is now. Doing it later will only cost you a lot. Also, we don't know the unforeseen events that may happen. Sabi nga, "Mas mabuti ng sigurado." 😉

Maniwala ka! It's worth it! 💛

Send me a message for a free consultation. 💛 🙂