Cecile Dawa Manulife Financial Advisor

25/04/2020

07/11/2019

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I understand insurance is not a common topic among millennials because most of you guys have a feeling of INVINCIBILITY in you. You are generally healthy and likely not concerned about the RISK of an untimely death.

I can absolutely relate to it because I have been in that stage of invincibility and my advice is NOT TO neglect it while you are YOUNG. 🙌🏼

Some of you guys do not consider that there is a need, and in a fact, a long-term benefit and how life insurance can fit into your financial security plan. 🤔

Yes, a tiny percentage of the single population really needs no life insurance at all. It could be that rare person who is not attached to anyone or anything, and they don't care about their legacy, but for a variety of reasons, it's a GREAT TOOL for everyone else. 💯

Here are SIX REASONS to consider purchasing a policy, even if you’re not married:
✅ You're not likely to be single forever: Buy a policy now, and you can just build on your existing coverage once you're married, instead of starting from scratch when you're older.
✅ It’s CHEAPER to buy a policy when you’re young and healthy. Depending on the type of life insurance you buy, a policy can also be a forced savings vehicle.
✅ If your parents (or other family member or friend) co-signed a student loan or a mortgage with you, they’ll be fully on the hook for the amount owed in the event of your passing. The last burden a grieving family member needs is a loan company hounding him or her for payments.
✅ Life insurance can be a great way to leave a LEGACY to nieces, nephews or anyone else. That list also includes your favorite charity.
✅ You could buy a single policy that would pay a lump sum to the organisation or have the policy paid to a trust and CREATE an INCOME STREAM for as long as you desired.
✅ Life insurance is at the foundation of the financial planning pyramid. Bad things happen. And when they do, life insurance is the ONLY product that provides the right solution for that moment in time. Your chances of dying are one out of one. It's just a matter of WHEN.

If you are a client reading this:
Speak to a financial advisor today and read up to self educate. 💪🏼

If you are a financial advisor reading this: please share this with clients who you believe needs to read this… 😊

For more info 👉 send me a message.

07/11/2019

how INSURANCE works in different ways?

1. fire insurance (with or without riders like earthquake,lightning,etc) -if your house (worth10 million) is destroyed by fire, you can construct another house worth 10 million pesos not from your own pocket, but from insurance. If you fail to ensure your house, you will surely spend your own money, 10 million, if you want to build another house.

2. Car insurance, Compulsory Third Party Liability CTPL - if your vehicle causes damage to property or injury or death to any person, the insurance will pay the amount stipulated under the contract. No CTPL, NO REGISTRATION. The essence of this insurance is to ensure that the aggrieved party will be compensated and paid by the insurer so that the owner of the vehicle will no longer spend his own money to pay the injured party. If your vehicle is not covered by CTPL, then, you will bear personally all the financial obligations.

3. PHILHEALTH - you pay your quarterly due regularly not because you also use it quarterly. If your best asset, yourself, demands for a treatment and confinement at the hospital, philhealth comes in and pay your bills. You will be in trouble financially if you don't have philhealth coverage.

What I am going to emphasize is the essence of insurance. We refuse the offer of being covered by life insurance, but we consistently and unconsciously using the essence of insurance. If you let your car, your house,etc to be covered by insurance, don't FORGET YOURSELF TO BE COVERED FIRST BECAUSE YOU ARE THE MAIN SOURCE OF INCOME. without you, there will no CAR, HOUSE, ETC.

Don't just get insurance because the law requires it. Get an insurance because it is a NEED.

I care for you, let us talk.

MAXIMIZE INSURANCE BY INVESTMENT.

-credits Remma Parilla



Infinite Solutions Financial

07/11/2019

Amongst all financial instruments, life insurance is one of the most misunderstood and unappreciated until it’s too late which is the reason why insurance pe*******on remains to lag behind in the Philippines.

So do not reject the idea of life insurance right away, especially if you have not taken the time what it can actually do for you and your family.

16/10/2019

Are you looking for the right Company to Invest your hard earned money?

The Financial Strength of Manulife!!!💪💚

#1 in MARKET CAPITALIZATION 🥇

1.7 Trillion as of August 2019 🥰

Ccto: Marigold

16/10/2019

Hi Mommy and Daddy!

Have you prepared for my educational fund yet? I am excited to grow up and see the world.

Love,

Your future Doctor

"Your best life begins with a plan"

16/10/2019

Inspiration daily:
When husbands buy life insurance to protect their families, their wives appreciate the commitments as love insurance. It is for better or for worse in a marriage. The correct Life Insurance solution is a necessity in today's world. No two ways about it.

Credits to Ralph Liew.

15/10/2019

“If you’re 30 years old, then that means you only have 10,800 days til you retire (meaning, you’re no longer productive)..”

Question is: Are you ready, financially?

Prepare your retirement today!
👉 3,543 pesos per month
👉 10 years savings
👉 6 Million Retirement Fund at age 65
👉 1 Million Insurance Coverage
👉 1 Accidental Death Insurance
👉 Disability Waiver of Premium

Hassle free application, no medical required. 😍😍😍
Sample computation is for male age 30 at 10% interest rate, none guaranteed. Interest rates depends on Investment performance.

Ready to start preparing? 👉👉Send us a message now, don’t allow yourself to suffer when you’ll get old.

Cecile Dawa
Financial Advisor
Infinite Solutions Financial
“Best-Fit Financial Solutions”
0946 599 2286

15/10/2019

This is perfect for those who wants to protect his or her family at a very reasonable amount. Pwede niyo pa po i increase ang critical illness benefit or i decrease po.

Yong tipong nakaka milk-tea ka pa at nakakapag invest at the same time!

Message me below for more information. . 😘

15/10/2019

Ready na mo mag med school inyong mga palangga? Imagine pila na ni 10-15 years from now 😎

Send us a message, let’s do educational planning.