Pru Life UK - Ruby Zafra Insurance Agent

28/07/2026

Why choose PRUWealth 10 Flex Elite?

✅ 11% Guaranteed Annual Payout from Year 3 to Year 10 — receive ₱27,500 every year based on this sample plan.

🛡️ 220% Life Insurance Coverage — your loved ones stay financially protected with ₱550,000 life insurance benefit during the 10-year policy term.

💯 100% Return of Premium at maturity — get your full premium back after 10 years, on top of the guaranteed annual payouts.

Sample Plan
📌 Annual Premium: ₱250,000
📌 Pay for only 2 years
📌 Total Guaranteed Annual Payouts: ₱220,000
📌 Return of Premium: ₱500,000
📌 Total Guaranteed Benefits: ₱720,000

Start building guaranteed cash flow while securing your family’s future.

📩 Message me to request a personalized proposal and see how this plan can fit your financial goals.

28/07/2026

GUARANTEED TAX-FREE INCOME + LIFE INSURANCE? YES, POSSIBLE!

Paano kung ang ipon mo ay hindi lang basta naka-park, kundi nagbibigay pa ng GUARANTEED ANNUAL PAYOUTS, may Life Insurance Protection, at may Guaranteed Maturity Benefit pa?

Sa PRU Steady Income, puwede kang mag-build ng future habang secured ang pamilya mo.

SAMPLE COMPUTATIONS

💎 Plan 1
✔ Monthly Premium: ₱3,030.21
✔ Insurance Benefit: ₱400,000
✔ Guaranteed Annual Payout: ₱20,000/year (Age 43–52)
✔ Total Annual Payouts: ₱200,000
✔ Guaranteed Maturity Benefit: ₱200,000
💰 Guaranteed Total Cash Received: ₱400,000

💎 Plan 2
✔ Monthly Premium: ₱4,509.57
💰 Receive ₱30,000 every year for 10 years
💰 Guaranteed Total Cash Received: ₱600,000
🛡 Insurance Benefit: ₱600,000

💎 Plan 3
✔ Monthly Premium: ₱7,422
💰 Receive ₱50,000 every year for 10 years
💰 Guaranteed Total Cash Received: ₱1,000,000
🛡 Insurance Benefit: ₱1,000,000

💎 Plan 4
✔ Monthly Premium: ₱14,772.52
💰 Receive ₱100,000 every year for 10 years
💰 Guaranteed Total Cash Received: ₱2,000,000
🛡 Insurance Benefit: ₱2,000,000

Bakit ito maganda?

✅ Guaranteed Annual Payouts
✅ Guaranteed Maturity Benefit
✅ Life Insurance Protection habang insured ka
✅ No Market Risk – hindi naka-depende sa stock market ang guaranteed benefits
✅ Ideal for Retirement Planning
✅ Tax-free benefits, subject to applicable Philippine tax laws and policy terms.

Hindi lang ito simpleng ipon. Isa itong paraan para magkaroon ng guaranteed cash flow sa future, habang may financial protection ang iyong pamilya.

📩 Message me for a FREE personalized quotation based on your age, budget, and financial goals.

Ruby Vizmanos Zafra
PRU Life UK Financial Advisor
Pru Manager

24/05/2026

𝐍𝐄𝐖 𝐏𝐋𝐀𝐍 𝐀𝐋𝐄𝐑𝐓! 🤩

Gusto mo ba yung 2 years ka lang magbabayad, pero may long-term protection at investment ka na? 😎

Good news! May bagong plan 𝐏𝐫𝐮𝐌𝐢𝐥𝐥𝐢𝐨𝐧𝐏𝐫𝐨𝐭𝐞𝐜𝐭.

✔️𝟓𝟎𝟎% 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞

✔️ 𝐋𝐨𝐲𝐚𝐥𝐭𝐲 𝐛𝐨𝐧𝐮𝐬 𝐞𝐯𝐞𝐫𝐲 𝟓 𝐲𝐞𝐚𝐫𝐬 𝐬𝐭𝐚𝐫𝐭𝐢𝐧𝐠 𝐲𝐞𝐚𝐫 𝟏𝟎

✔️ 𝐀𝐝𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐜𝐚𝐬𝐡 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐟𝐨𝐫 𝐚𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐬 𝐚𝐧𝐝 𝐝𝐢𝐬𝐚𝐛𝐢𝐥𝐢𝐭𝐲

✔️ 𝐍𝐨 𝐦𝐞𝐝𝐢𝐜𝐚𝐥 𝐞𝐱𝐚𝐦 𝐫𝐞𝐪𝐮𝐢𝐫𝐞𝐝

2 years ka lang maghuhulog, pero may protection ka na at chance pa mag-grow ang funds mo over time. 📈

Smart protection in just 2 years of paying, ayaw paba😊

Message me to check if this plan fits your goals.

24/05/2026

Gratitude for another year of growth, laughter, and memories. Here’s to another trip around the sun with more dreams to chase, people to love, and lessons to learn🙏

Happy Birthday SELF🫶 +1❤️
They say age is just a number, but what I see is a life full of moments that shaped you into someone worth celebrating. Thank you for being you — for your warmth, your strength, and the way you make people feel seen. May this year bring you even more of what makes your heart feel full❤️

26/04/2026

19/04/2026

There’s a quiet kind of pride in being a Pru Life UK Financial Advisor.

It’s in the messages that say, “Thank you, Ma’am, dahil sa’yo secure na kami.”

It’s in the plans we deliver, when promises can no longer be kept. It’s in knowing that my daily work protects dreams, not just deposits.

I’m grateful to Pru Life UK for giving me a platform where intelligence meets empathy, where I can build my career while building safety nets for others.

This is more than a job. This is stewardship. ❤️

19/04/2026

There was a season when my proudest moments were my own sales milestones with Pru Life UK.

I’m still proud of those and they were proof that hard work and faith move mountains. But today, my heart beats differently.

Today, I’m grateful God is transitioning me from being an achiever to becoming a leader. A leader who gets to build other achievers. A leader who helps Financial Advisors see their worth, sharpen their skills, and reach families we could never reach alone.

Pru Life UK gave me a career. Now it’s giving me a calling: to multiply impact.

To my future team: I don’t just want you to hit targets.
I want you to discover you’re capable of more than you imagined. And I’ll be with you every step.

This next chapter is not about me anymore.
It’s about us❤️🥳😍

19/04/2026

Before, my “out of office” meant going to the pantry.

Now, my “out of office” means out of the country.

What changed?
I did not win the lottery. I won the decision to stop building someone else’s dream and start building my own.

I became a Financial Advisor.
I chose to be rejected 50 times a day so one family could say yes to security.
I chose short term pain for long term freedom.

The result?
Income without a ceiling.
Time that I own.
And a world that opens up to me because I helped others protect theirs.

So if you are tired of the 8 to 5, of the traffic, of saying “someday”…
Someday starts when you decide to serve.

Your boarding pass is waiting.
But you have to earn it by changing lives first.