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Wise Fam is an IMG Advocate! We are building a community of Savers, Investors and Entrepreneurs! IMG is not an insurance or investment company.

It is a brokerage company that has established partnership with many financial services companies including insurance and investment companies. While many have misunderstood IMG as selling insurances and investment products, IMG only educates people the importance of understanding financial concepts and products. When a person decides to apply what he has learned through IMG's trainings and lectur

es, IMG recommends financial products to where one can invest in through its affiliated product partners. Technically, IMG educates and only recommends just like a doctor who diagnoses and recommends medicines not necessarily selling medicines. Traditionally, when a person wants to invest or avail a financial product, he goes to different agents to different companies of different financial products. It is a very tedious task and that's why a lot of people dont want to understand or learn financial matters. IMG has solved this dilemma by becoming a one-stop shop of financial services and products. Personally, IMG became my wake-up call that I should take charge of my finances. While we have heard a lot of horror stories of agents that got fired or ran away from their companies leaving clients clueless of what to do, IMG helps people to become their own financial experts. Being a part of IMG, you remove the middle man or agents and you take charge of your financial future. There is a difference between Financial Agents and Financial Educators. The former are after the money they will get from you, while the latter are after the learning and concepts they could share to you

04/02/2026

Secure your future while you’re still healthy.

Kaiser Long-Term Care gives you protection and peace of mind when you need it most.

Open an account today. Message us for more details.

03/02/2026

The most important financial product you need to have today is HEALTHCARE.

We all know that...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.

We all know that...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.

We all know that...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.

That's why it's very important to start building up your long-term healthcare savings starting today.

Kaiser Long Term Care

A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.

✅ If you think healthcare is expensive, try getting sick without it.

✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?
Time is our greatest ally in building wealth 🙋🏻‍♀️

A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."

Start today, while you still can. ❤️👌🇵🇭
Ask me how😊🤗🙋‍♀️

10/10/2025

Kung noon ko pa ito nalaman, sana noon pa nag change na ako ng strategy.
After 7 years contribution SA Kaiser, ituloy sa Equity Mutual Fund, P2,647 per month @ 10% per year for 33 years, me P8.2Million sana ako after 40 years, in addition SA monthly Kaiser pension.
Hay, financial literacy Bakit hindi kita natutunan during school days?
PM sa mga gustong matuto.
DIY Do-it-Yourself your finances. Be your own money manager.

16/09/2025

How do Filipinos deal with HEALTHCARE?

1) WALA. Some do not even have Philhealth because they are informal workers. So if they get sick, the solution is utang or beg.

2) PHILHEALTH. Common for the working Filipinos but KULANG because it cannot shoulder the full cost of healthcare. Healthcare is not just hospitalization. Healthcare also includes medicines.

3) FAMILY. Some Filipinos rely on their family to help them in times of need. This is not really reliable and is unfair to the people who end up paying for others. Kahit anong kanta pa na family is love... kung problema na sa pera ang usapan, meron talagang magagalit or masasaktan.

4) COMPANY. Some companies have good healthcare programs but it is only good while you are employed with them. As soon as you resign or get fired, you will no longer enjoy that benefit. You cannot work forever. Do you really want to work forever?

5) PREPAID health cards and coop health insurance. This is a cheaper alternative than applying for individual health insurance. But this is only short-term. If you are not able to use these health cards, the money you spent will not go back to you.

6) LONG TERM HEALTHCARE. You just need to save for 7 years and wait for your money to grow. If you don't get sick, you will get a bonus for being healthy. Kaiser's long-term healthcare program not only has health benefits but also life protection and investment.

Consider getting a Kaiser Long-Term Healthcare program.

INVEST FOR LONG-TERM! 🔥
P88 per day or
P2,647 per month or
P26,470 per year (with 2 months worth discount)

You will get:
👉 FREE Annual Physical Exam & Dental Benefit
👉 P50,000 Annual Hospitalization Benefit for 7 years and increasing coverage in the succeeding years until whatever age (*subject to fund availability)
👉 P202,500 Life Insurance
👉 P405,000 Accident Death
👉 P1-3 MILLION Retirement Fund*
*retirement fund depends on what age you start investing.

Start now👇
‼️For more details ,
Feel free to message this way😊😍

02/09/2025

Bakit maganda mag-ipon sa Kaiser Long Term Care Savings?

Sa Kaiser 3-in-1 na, may healthcare, insurance at investment ka na.

HOW IMPORTANT IS KAISER LONGTERM HEALTHCARE?

What if you get sick? May magagamit ka.

What if you don't get sick? Hindi masasayang dahil lumalaki nang lumalaki ang healthcare fund mo.

What if you live too long? Malaki ang healthcare fund mo na pwede mo rin i-withdraw at gamitin mo kung saan mo gusto gamitin.

What if you die too soon? May makukuhang insurance proceeds ang family mo at malilipat ang Kaiser policy mo sa isa sa kanila. Kung nasa investing period pa lang, hindi na sisingilin ng Kaiser ang balanse sa premium payments.

Pwede ka magkaroon nito sa halagang P88 pesos a day and 7 years mo lang pag-iipunan.

Kung gusto mo rin mag-invest sa mutual funds or stock market, pwede ka rin namin maturuan.

For more information, send me a message.

30/03/2025

Philippine's first-of-its-kind Healthcare (HMO) program for Filipinos around the globe! The Ultimate Kaiser 3-in-1 Health Builder.
Bakit kailangan mo ng kaiser 3-in-1?
☑️ All-in-one healthcare coverage, savings, emergency fund, and insurance;
☑️ Affordable Premium depende sa iyong age
☑️ Garantisado ang Renewal
☑️ Flexible payment option (Annual, Semi Annual, Quarterly or Monthly)
☑️ Fix ang premium at hindi tumataas hanggang matapos
☑️ 7 years investment period lang pero protected ka na hanggang sa iyong pagtanda
☑️ Lahat ng hindi nagamit na health fund ay mag-a-accumulate with interest na maari mong makuha ng malaki sa maturiy period
☑️ Perfect syang pandag-dag sa mga existing insurances mo at perfect din to start para sa mga wala pang Insurances.
☑️ Pwede ka kumuha kahit nasaang panig ka man ng mundo.
Sa panahon ng ating pagtanda, wala na tayong benepisyo sa kumpanya at hindi na rin makakapag-abroad. Sa panahong ito mas madalas ng lalabas ang pag-kakasakit.
Sino ang sasalo sa'yo sa ganitong sitwasyon?
Ang Kaiser Longterm Healthcare ang magiging kasama mo sa iyong pagtanda. Sa Kaiser, nasa'yo na ang lahat!
Our exclusive broker International Marketing Group - IMG
Message me!

18/11/2024

It's not about your money, it's about your mentality (mindset) towards money.

So when we educate and upgrade the mind, we become better decision makers while we enable ourselves to build a better life.

There is a better life. You and your family deserve it.

27/06/2024

Kung ikaw ay 20 years old ngayon, posibleng magkaroon ng P4.7 Million at age 60. Pag-ipunan lang ang iyong Ultimate Kaiser Health Builder (Long Term Healthcare) Plan ng P3,529 sa loob ng 7 taon.

Ultimate Kaiser is a 3 in 1 Savings Plan. It has Healthcare, Life Insurance & Investment.

How it works?
- The Health Care Benefit can be used lifetime.
-85% return of premium upon maturity of the plan if there is no -utilization of health benefit during the paying period.
- Life Insurance or Instant Money will be given to the beneficiary in case the plan holder dies too soon.
- Waiver of Installment due to Death. No need for the beneficiary to continue paying the unpaid installments. And the plan will be transferred to the primary beneficiary.
- Unused health fund are invested
- On the maturity date, it is GOOD AS CASH with option to withdraw full or partial.

Who can avail this Kaiser Health Builder (long term care) Plan?
This is for individuals ages 10 to 60 years old only.

Protect yourself and your family, start your Kaiser 3-in-1 long term healthcare plan now!

Apply Now!
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