11/12/2022
๐ฉ๐๐๐๐ ๐๐๐๐๐ ๐๐ ๐๐๐๐๐ ๐๐ ๐ฒ๐๐๐๐๐ ๐ผ๐๐๐๐๐๐๐ ๐ฏ๐๐๐๐๐ ๐ฉ๐๐๐๐
๐๐?
๐คโ๏ธ
9 reasons why you should include to get Kaiser Ultimate Health Builder. ( this is a healthcare product, not a life insurance product )
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1. ๐๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐ ๐๐๐+ ๐ก๐จ๐ฌ๐ฉ๐ข๐ญ๐๐ฅ๐ฌ ๐๐๐๐๐๐๐๐๐๐
๐งโโ๏ธโน๏ธโโ๏ธ๐ดโโ๏ธ๐โโ๏ธ๐โโ๏ธ
Kaiser planholders have access to 2000+ hospitals and 10,000 doctors nationwide.
DURING THE FIRST 7 YEARS, mayroon pang free annual physical exam, unlimited dental checkup, unlimited simple tooth extraction at simple dental procedures ( temporary filling, minor denture adjustments). Mayroon ding in-patient benefits, EXCEPT for pre-existing illnesses, critical illness at maternity.
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2. ๐๐๐๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐
๐๐๐
๐๐จ๐๐ฉ๐ก๐ฌ๐ฅ
Starting on the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity.
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3. ๐๐๐๐๐๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐
๐๐
๐จ๐๐๐ฉ
As mentioned:
first 7 years, in-patient benefits EXCEPT pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits INCLUDING pre-existing, critical illness and maternity.
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4. ๐
๐๐๐๐๐ ๐๐๐๐๐๐๐๐๐๐
๐จโโ๏ธ๐ ๐ก๐โฟ๏ธ
in emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family member to hospitals.
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5. ๐๐๐
๐ ๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐
๐ค๐จโ๐ฉโ๐งโ๐ฆ๐ฐ๐๐ต
Kaiser planholders have up to 4 way insurance benefit for 20 years or age 75, whichever comes first.
-- group term insurance*
-- waive of premium on death *
-- waiver of premium on total and permanent disability*
-- accidental death and dismemberment
*subject to underwriting
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6. ๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐
๐๐
๐๐๐ธ๐ต๐ฏ
For 13 consecutive years after the 7th year (hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.
Unused health benefits accumulate with interest for 13 years. Health fund will continue earning interest after maturity.
Accumulated health benefits consumable anytime.
May guaranteed na 3 - 10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay ng retirement age.
You also have the option to just leave it with Kaiser to accumulate.
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7. ๐๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐๐๐๐๐
โฑโณ๐ฐโฐโณ
Kaiser Ultimate health builder has spot cash or 7 years paying period. Guaranteeed, no additional payments!
Pay only 7 years for pre-paid, consumable healthcare you can use till any age!
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8. ๐๐๐๐๐ ๐๐๐๐๐๐๐๐
Convertible to cash anytime after 20 years.
Kung kumuha ka at age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.
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9. ๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐๐๐๐
๐๐๐ ๐๐๐๐๐๐๐ ๐๐ ๐๐๐๐๐
๐๐๐๐๐๐.
if member passes away with unused health benefits, unused benefits are inherited by beneficiary.
If member passes away during paying period, beneficiaries are given the life insurance proceeeds, AND the fully paid plan is inherited by primary beneficiary
CTTO
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https://431854ph.imgcorp.com/quote/kaiser
