Financial Adulting

03/01/2026

03/01/2026

Starting our 2026…❤️🙏☝️🧿

06/01/2025

Achieve your 2025 goals and start the year strong with this savings plan. You can earn up to 17.5% p.a. interest that your future self will thank you for! Don’t forget to use our referral code to get extra perks and rewards. Join our group for more details.

06/01/2025

Becoming financially literate, financially mature or “financially adult” is simple, just follow the right people.

Thank you Jax Reyes for sharing your trackers.

01/01/2025

"How To Make Your Salary Work For You: A Guide To Financial Freedom" by Percy Singo is a comprehensive workbook designed to enhance financial literacy and encourage readers to optimize their income. Based on personal experiences and meticulous research, the workbook features practical examples of income management, expense tracking, debt management, and cultivating a healthy credit score. Furthermore, it offers insights into income growth and protection strategies, along with tips for building a positive mindset towards life as a whole.

While the book covers various aspects of personal finance, here are 10 key lessons that can be derived from its content:

1. Enhance Financial Literacy: Understanding financial concepts is crucial for making informed decisions about your income and expenses.

2. Optimize Income: Implement strategies to make the most out of your salary, ensuring it covers your needs and contributes to your financial goals.

3. Income Management: Effectively manage your earnings to balance spending, saving, and investing.

4. Expense Tracking: Keep a detailed record of your expenditures to identify areas where you can cut costs and save more.

5. Debt Management: Develop a plan to manage and reduce debt, preventing it from hindering your financial progress.

6. Cultivate a Healthy Credit Score: Maintain good credit habits to build and sustain a healthy credit score, which is essential for future financial opportunities.

7. Income Growth Strategies: Explore ways to increase your income, such as seeking promotions, acquiring new skills, or starting side ventures.

8. Income Protection Strategies: Implement measures to protect your income, like obtaining insurance and diversifying income sources.

9. Positive Mindset Towards Life: Adopt a positive attitude to motivate yourself in achieving financial and personal goals.

10. Practical Application: Apply the lessons learned through practical examples and exercises provided in the workbook to reinforce your understanding and skills.

These lessons aim to provide a structured approach to managing your salary effectively, leading to financial freedom and a more secure future.

For a more in-depth understanding, you might find this video summary helpful:

27/12/2024

Teach people how to be Wealthy,
to have a sustainable cashflow,
a golden stream of assets that forever refills your bank account.

Not blind them with richness..

It's okay to buy luxurious things pero wag mong gawing Main Goal.
The Main goal is to have assets to pay for your lifestyle.

Last trading day na mga ka REITs,
Makakabili pa ba tayo ng murang assets? 😁

24/12/2024

It’s the habit of saving that should be developed to every person.

Merry Christmas and Prosperous New Year to all of us.

Anong financial goals nyo for 2025?

01/02/2024

February Savings Plan in Digital Banks

01/02/2024

BY AGE 40 YOU SHOULD BE SMART ENOUGH TO REALIZE THIS:

1. Someone makes 10x more than you do in a 9-5 job because they have more "leverage" with their work.

2. Distraction is the greatest killer of success. It stunts and destroys your brain.

3. You shouldn't take advice from people who are not where you want to be in life.

4. No one is coming to save your problems. Your life's 100% your responsibility.

5. You don't need 100 self-help books, all you need is action and self discipline.

6. Unless you went to college to learn a specific skill (ie. doctor, engineer, lawyer), you can make more money in the next 90 days just learning sales.

7. No one cares about you. So stop being shy, go out and create your chances.

8. If you find someone smarter than you, work with them, don't compete.

9. Smoking has 0 benefit in your life. This habit will only slow your thinking and lower your focus.

10. Comfort is the worst addiction and cheap ticket to depression.

11. Don't tell people more than they need to know, respect your privacy.

12. Avoid alcohol at all cost. Nothing worse than losing your senses and acting a fool.

13. Keep your standards high and don't settle for something because it's available.

14. The family you create is more important than the family you come from.

15. Train yourself to take nothing personally to save yourself from 99.99% of mental problems.

29/10/2023

Tha PH market will dive deeper. 🥲

The good news is it’s on ‼️SALE‼️
Kaya open an account now and invest in PH stocks, buying either individual bluechips stocks or PSE Index as a whole thru mutual funds.

Invest now guys. Time is your biggest commodity.

Follow me for more finacial tips. 😉

BREAKING: BSP ANNOUNCES INTEREST HIKE AT 6.5% BASED ON 25 BASIS PTS

The Bangko Sentral ng Pilipinas announces an off-cycle interest rate hike of 25 basis points which raises it to 6.5%. This announcement was made by Governor Eli Remolona and will take effect on Friday, Oct. 27.

This is the first hike since the BSP pushed interest rates to 6.25% last March. This decision was done earlier than expected, as a way to slow down the rate of price increase of goods and services.

FULL STORY: https://www.cnnphilippines.com/business/2023/10/26/bsp-off-cycle-rate-hike-october-2023.html

20/10/2023

Ganyan ba talaga mga boss ang 70/30 rule? 😅
Follow him daw for more financial tips 😜

Kidding aside, saving money should be automatic. Wala pa yung sahod pero may budget ka na na naka-prepare kung magkano target mo na masave. Pay yourself first. (Save first before spending.) Make an arrangement with your bank about about auto-deduction sa salary account mo para diritso ipasok ang pera sa savings mo or any investment instrument na gusto mo at di mo na magalaw pa. Sa paraang ito, ma-meet mo financial goals mo. Easy di ba?

Ito legit na i-follow nyo Financial Adulting for more tips ✅😊