Financial Coaching with Joanne

Financial Coaching with Joanne Helping Filipino families to build and secure their future. We can process your applications via online now. No need personal meeting.

Become investor and be insured at the comfort of your home. 🏠 I am glad to assist you towards achieving your goals.

Rainy days don't just bring storms. They can also bring unexpected expenses. A medical emergency, urgent home repair, or...
11/08/2026

Rainy days don't just bring storms. They can also bring unexpected expenses. A medical emergency, urgent home repair, or temporary loss of income can impact your finances when you least expect it.

This is why having a rainy day fund (or emergency fund) is important. It's your financial umbrella for life's uncertainties.
How You Can Build Your Financial Umbrella

Review your finances and find out how much you can save.

🎯Set a realistic emergency fund goal.
📝Follow a budget and save consistently.
💰Use extra income, bonuses, and incentives to boost savings.
🛡️Strengthen your safety net with insurance protection.

Your Policy in the Spotlight:
Protection and Growth in One Plan
While an emergency fund helps with short-term needs, your variable unit-linked (VUL) policy can help protect your loved ones while supporting your long-term financial goals.

Key benefits of your policy:
💛Provide financial protection for your loved ones if something happens to you
📈Growth opportunity for your funds through professionally managed investment funds
🎓Financial assistance for future goals like education or retirement
🔄Flexibility as your needs and priorities change
🛡️A combination of protection and wealth-building opportunities
☔ Prepare for Today, Plan for Tomorrow

An emergency fund helps you manage immediate financial challenges, while a VUL policy helps protect your family and grow your financial future. Together, they can help you build a stronger foundation to weather life's storms with confidence. 💙🌤️💰

11/08/2026

As the monsoon season brings heavy rain and severe weather, we hope you and your loved ones stay safe and well.

From local to GLOBAL! 📈🌍Just finished my Special Funds Accreditation! 🎓 This means my clients now have a 'backstage pass...
10/06/2026

From local to GLOBAL! 📈🌍
Just finished my Special Funds Accreditation! 🎓 This means my clients now have a 'backstage pass' to the world’s biggest tech companies through Sun Life’s Global Tech Funds.

If you’ve been looking for a way to invest in the brands you use every day (Apple, Amazon, Google, etc.) while staying protected with Sun Life, now is the time!

Let’s grow your wealth globally.
DM me for a free portfolio review! 📩

10/06/2026

Celebrating my 5th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

Happy New Year!!!!!!!!
02/01/2026

Happy New Year!!!!!!!!

Waiting for our next Sun Life Client 🥰🙏 with Daddy and bunso😊
26/12/2025

Waiting for our next Sun Life Client 🥰🙏 with Daddy and bunso😊

Make a bright choice with this new SUN LIFE PRODUCT the SUN LIFE SECURE INCOME,  a traditional whole life insurance prod...
26/12/2025

Make a bright choice with this new SUN LIFE PRODUCT the SUN LIFE SECURE INCOME, a traditional whole life insurance product with endowment benefits.

To my high school batchmate and college classmate thank you for choosing SUN SECURE INCOME and for choosing me as your Sun Life Advisor🥰

Enjoy this Life Insurance protection equal to 200% of the Face Amount from Day 1 of coverage until age 100!
Aside from CENTENARIAN BONUS this product has GUARANTEED cash benefit. Yes! Guaranteed, meaning kahit bumaba ang stock market sa Pilipinas you will still received guaranteed cash benefit equal to 6% of the Face Amount yearly, starting at the end of the 6th policy year up until age 100.

This plan may also earn non-guaranteed dividends which you may received in cash or leave with SUN LIFE to accumulate. Ang Ganda di ba. So if you also want this plan. Message me before the end of 2025!!!!!

Picture posted with my client's consent🥰





I'm so proud of you two! Kasi after wedding, priority niyo agad ang future ng pamilya niyo, specifically getting insured...
26/12/2025

I'm so proud of you two! Kasi after wedding, priority niyo agad ang future ng pamilya niyo, specifically getting insured!!! 💪👏 Right mindset talaga! 💯 Wish ko rin, sana magka-baby kayo soon! 😍 yung mga tinuro ko, Ma'am Edelyn Evangelio sana nakatulong! 😁 So happy for you both na insured kayo bago matapos ang taon! 🙌 Thank you for trusting me as your Sun Life Advisor, and Sun Life as your partner for life🙂

Posted picture with my client's consent.





Hello SUN LIFERS💛🙂Register or login to My Sun Life PH and get a chance to win Sun Life Premiere Suite tickets to the Dis...
27/11/2025

Hello SUN LIFERS💛🙂

Register or login to My Sun Life PH and get a chance to win Sun Life Premiere Suite tickets to the Disney on Ice Magic in the Stars at the MOA Arena.
Until December 9 only.

24/11/2025

What is the difference between revocable and irrevocable insurance?

Revocable: You can change the beneficiary at any time, without their consent.

Irrevocable: You cannot change the beneficiary unless they agree in writing.

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