Spenders To Savers

Spenders To Savers We assist people who want to help themselves achieve financial security through financial education Teaching financial literacy to ordinary people,

"FINANCIAL LITERACY IS THE KEY"May magandang trabaho pero walang ipon.Isa sa mga scenario natin yan mdalas.Maraming naha...
12/12/2021

"FINANCIAL LITERACY IS THE KEY"
May magandang trabaho pero walang ipon.
Isa sa mga scenario natin yan mdalas.
Maraming nahahawakan na pera pro d nkakaipon kc nga hnd natin alam Imanage Ng Tama ang ating pera.

PM For Free Financial Literacy Class

https://bit.ly/coachericnavares

Saang sulok ka man ng mundo pwede mabago ang buhay at future ng pamilya mo๐Ÿ‘‰๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ง

ANO PA BA HINIHINTAY MO?ALAM MO BA KUNG ๐€๐๐Ž ๐๐€ ๐€๐๐† ๐Œ๐†๐€ ๐๐„๐๐„๐๐ˆ๐’๐˜๐Ž ๐๐† ๐Š๐€๐ˆ๐’๐„๐‘ ๐‹๐Ž๐๐† ๐“๐„๐‘๐Œ ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„?๐Ÿฏ-๐—ถ๐—ป-๐Ÿญ ๐—ฆ๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด๐˜€ ๐—ฃ๐—น๐—ฎ๐—ป kaya...
12/12/2021

ANO PA BA HINIHINTAY MO?
ALAM MO BA KUNG ๐€๐๐Ž ๐๐€ ๐€๐๐† ๐Œ๐†๐€ ๐๐„๐๐„๐๐ˆ๐’๐˜๐Ž ๐๐† ๐Š๐€๐ˆ๐’๐„๐‘ ๐‹๐Ž๐๐† ๐“๐„๐‘๐Œ ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„?
๐Ÿฏ-๐—ถ๐—ป-๐Ÿญ ๐—ฆ๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด๐˜€ ๐—ฃ๐—น๐—ฎ๐—ป kaya may peace of mind ka. May ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜ + ๐—ง๐—˜๐—ฅ๐—  ๐—Ÿ๐—œ๐—™๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ + ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง๐— ๐—˜๐—ก๐“ ka na.
FREE QUOTATION ๐Ÿ‘‡๐Ÿ‘‡
https://120845kr.imgcorp.com/quote/kaiser

๐—”๐——๐—ฉ๐—”๐—ก๐—ง๐—”๐—š๐—˜๐—ฆ ๐—ก๐—š ๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ:
โœ…๐—ฉ๐—˜๐—ฅ๐—ฌ ๐—”๐—™๐—™๐—ข๐—ฅ๐——๐—”๐—•๐—Ÿ๐—˜. 7 years mo lang babayaran at covered ka na while paying period palang.
โœ…๐——๐—œ๐—ฅ๐—˜๐—–๐—ง ๐—™๐—ฅ๐—ข๐—  ๐—ง๐—›๐—˜ ๐—–๐—ข๐— ๐—ฃ๐—”๐—ก๐—ฌ. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.
โœ…๐—ฅ๐—ข๐—ข๐—  ๐—”๐—–๐—–๐—ข๐— ๐— ๐—ข๐——๐—”๐—ง๐—œ๐—ข๐—ก. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.
โœ…๐—™๐—ฅ๐—˜๐—˜ ๐—”๐—ก๐—ก๐—จ๐—”๐—Ÿ ๐—ฃ๐—›๐—ฌ๐—ฆ๐—œ๐—–๐—”๐—Ÿ ๐—”๐—ก๐—— ๐——๐—˜๐—ก๐—ง๐—”๐—Ÿ ๐—–๐—›๐—˜๐—–๐—ž ๐—จ๐—ฃ. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.
โœ…๐—™๐—œ๐—ซ๐—˜๐—— ๐—ฃ๐—ฅ๐—˜๐— ๐—œ๐—จ๐—  ๐—”๐— ๐—ข๐—จ๐—ก๐—ง. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.
โœ…๐—Ÿ๐—ข๐—ก๐—š ๐—ง๐—˜๐—ฅ๐—  ๐—–๐—”๐—ฅ๐—˜ ๐—•๐—ข๐—ก๐—จ๐—ฆ. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang ๐Ÿด๐Ÿฑ% na binayad mo on your maturity date. So making it like ๐—–๐—ข๐—ฆ๐—ง ๐—™๐—ฅ๐—˜๐—˜.
โœ…๐—ข๐—ก๐—Ÿ๐—œ๐—ก๐—˜ ๐—”๐—–๐—–๐—ข๐—จ๐—ก๐—ง. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.
๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ ๐—œ๐—ก๐—ง๐—˜๐—ฅ๐—ก๐—”๐—ง๐—œ๐—ข๐—ก๐—”๐—Ÿ ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—š๐—ฅ๐—ข๐—จ๐—ฃ ๐—œ๐—ก๐—–. ๐–ณ๐—๐–พ ๐–ฅ๐—‚๐—‹๐—Œ๐— ๐–ญ๐–บ๐—†๐–พ ๐—‚๐—‡ ๐–ง๐–พ๐–บ๐—…๐—๐—๐–ผ๐–บ๐—‹๐–พ.
Get yours Now..Just ask me direcly.
m.me/Eric.navares.125/

ctto.

Reasons bakit ako post ng post tungkol kay FINANCIAL EDUCATION.. para marealize mo to..๐Ÿค”๐Ÿ›‘UNA๐Ÿ‘‰ ...lagi kang nagfefacebook...
11/12/2021

Reasons bakit ako post ng post tungkol kay FINANCIAL EDUCATION.. para marealize mo to..๐Ÿค”
๐Ÿ›‘UNA๐Ÿ‘‰ ...lagi kang nagfefacebook, magdamag pa nga.. pero wala ka namang income.
๐Ÿ›‘PANGALAWA๐Ÿ‘‰ ...kung di naman sapat ang income mo sa trabaho mo, MAG EXTRA INCOME TAYO..๐Ÿ˜‰
๐Ÿ›‘PANGATLO๐Ÿ‘‰ ...almost 12hrs sa trabaho kaka-OT, nadagdagan nga ang kita mo, MAS MARAMI NAMAN ANG PAGOD MO..๐Ÿ˜ฌ
๐Ÿ›‘PANG-APAT๐Ÿ‘‰ ...kuntento ka na ba sa buhay na meron ka ngayon?๐Ÿ˜ข
kung hindi, kailangan mo ang PARA SA LAHAT. At Investment na magiging kaagapay sa panahon wala ng lakas .
๐Ÿ›‘PANGLIMA๐Ÿ‘‰ ..May PANGARAP ka din tulad namin. ๐Ÿ‘‰๐Ÿ‘ช๐Ÿก๐Ÿš˜๐Ÿ’ต..๐Ÿ˜
Invest for your future habang malakas ka pa at bata at may chance ka pa ๐Ÿ˜‰
Attend our 2PM Free Financial Literacy Class
webinar.
dito hindi ka tuturoan mangutang instead tuturoan kapang mag ipon,,,

Ang sabi ng International Marketing Group kung gusto mong mapakinabangan ang kunti mong pera ngayon., ilagay mo ito sa t...
11/12/2021

Ang sabi ng International Marketing Group kung gusto mong mapakinabangan ang kunti mong pera ngayon., ilagay mo ito sa tamang investment!!!
๐Ÿค”Kung kayo ang tatanungin., naisip nyo ba na pweding Pera naman ang magta-trabaho sa atin?
Yes tama po,. basta po nailagay natin sa tamang savings, pagtanda po natin pweding pera naman ang magta-trabaho sa atin gaya po ng Kaiser Health Care.,
Nag-iipon ka ng pera mo dito but in return po mayron kang benefits na nakukuha, pabasa po sa sample Poster natin na K100 Plan.
Napaka affordable naka base po sa ating edad ang mga Plans mayron po tayong ๐Ÿ‘‡
10-40yrs old, K45 and K50
41-50yrs old, K60
51-60yrs old, K75
Sa Kaiser ang ipon natin ay walang ๐—ง๐—”๐—ฃ๐—ข๐—ก!!!!
PM here to see your Pre-computed Plan โค๏ธ
m.me/Eric.navares.125/
Ctto

REMINDERโ€ผ๏ธOFW or sa PINASโœ…Bigyan mo protection ang sarili mo get life insurance or healthcare.โœ…Kung may nararamdaman sa ...
10/12/2021

REMINDERโ€ผ๏ธOFW or sa PINAS

โœ…Bigyan mo protection ang sarili mo get life insurance or healthcare.
โœ…Kung may nararamdaman sa katawan magpadoctor agad huwag hintayin lumala itoโ€ผ๏ธ๐Ÿ‘Œ
โœ…Kung may trabaho ngayon magsave ka para sa sarili mo at sa future nang pamilya mo.
โœ…Iwasan ang magagastos na luho at unimportant needs.

Kung ofw ka rin relate ka ditoโ€ผ๏ธ
Dahil ito Ang laging nakukuha mo at mga katanungang nasa isip mo.

Ang hirap magkasakit pero mas lalo masakit sa bulsa ang pangpagamot dibah?

Pwedi/maari maiwasan ito kong iyong paghahandaan.

So kapamilya, kapuso o kaibigan
Realize the importance of your health.
The wellness of your family.
Be healthy and wealthy family ๐Ÿ™‹invest in yourself.
Kaiser 3in1 โžก๏ธyou save ,earn and you're familys future secured already.

Learn to save and secured your family as early as now!!!!
TO LEARN MORE!
ATTEND OUR DAILY FINANCIAL LITERACY WEBINAR

Paano nga ba mag-Start mag-Invest sa Stocks at Mutual Funds sa mas convenient na paraan?Matagal Mo nang gustong mag-Inve...
09/12/2021

Paano nga ba mag-Start mag-Invest sa Stocks at Mutual Funds sa mas convenient na paraan?

Matagal Mo nang gustong mag-Invest sa Stocks at Mutual Funds pero hindi Mo alam ang gagawin. At kung ano ang unang steps para makapag-start.

Alam mo ba na thru IMG, mas magiging madali ang magsisimula Mo ng iyong Stocks at Mutual Funds?

โœ… YES, maari kang maging Mutual Fund Shareholder thru IMG Soldivo Funds. Meron kang P1,000 initial funds pambili ng shares sa IMG Soldivo.

โœ… At hindi lang yan, maaari ka ring makapag-Top-Up o makapagdagdag sa iyong funds for as low as P20.

โœ… Maaari ka ring matuto pa sa mga Libreng Trainings at Workshops sa IMG.

โœ… May mga mentors rin na magga-guide sa'yo para mas maging tama ang mga steps na gagawin mo.

Madali at Simple lang ito gawin, basta bigyan mo lang ng oras para pag-aralan ito

Tandaan, mas angat ang MAY ALAM.

Ang sabi mo enough na PHILHEALTH kc nag bbyad ka for hospital purposes mo .. ang tanong what if hndi ka hospital in that...
08/12/2021

Ang sabi mo enough na PHILHEALTH kc nag bbyad ka for hospital purposes mo .. ang tanong what if hndi ka hospital in that year ung hinulog mo pla "THANK YOU " na ..

kung mag Kaiser ka Come to think of it kht hndi mo nagagamit ung healthCare converted to Savings / Investment sya mas lalago ung money mo
while in Kaiser, db mas magnda un Win win situation.. kung mangailangan ka meon kang pang hospital...kpag hndi it will be in Savings and investment...

wag sayangin ang perang pinaghirapan, palaguin at ingatn ang sarili at perang pinag hirapan...

2nd - sbi moh meron kang SSS Nag huhulog ka mataas nga ang contribution moh monthly, but the question magkano kayang ibagay ng SSS mo sa retirement mo... mag kakapension ka sa retirement age 65 ... sa tingin mo din ba ung amount na ibibigay ng SSS enough for medical expenses, daily needs mo foods, shelter, water, etc .. nsa 10k 15k 20k magknoh nlang m bbili moh nyan in your retirement ngaun plang sa taas ng bilihan na..

kung mag Kaiser ka- sa maturity ng pera mo pwede na sya good as cash kunin at withdrw lahat ... pero kung hndi pwede ung interst lang maturity ng plan mo... example= 5882 monthly ang maturity is 1.1M in 20 years example ang age moh now is nsa 30y/o by age 60 y/o. = 3,327, 215M ang interest nya per year is 332, 721 or in age 65y/o 5,358,512M. interest nya is 538, 851 ... enough na ba yan for your retirement meron kang pension yearly na half a million..

at ang Kaiser 3in1 long term health care with life Protection insurance with investment ... as long active ang plan at meron fund coverd ka LIFETIME....

all Government programs are great but we need to look another source of increase our future financial...

Kaiser3in1
BuildSolidFinancial
Befinancialliterate

Bakit maraming tao ang na-i-scam sa INVESTMENT?*GREEDY -Gusto ng malaki at mabilisang kita.*FINANCIAL IGNORANCE -Sugod n...
08/12/2021

Bakit maraming tao ang na-i-scam sa INVESTMENT?

*GREEDY -Gusto ng malaki at mabilisang kita.

*FINANCIAL IGNORANCE -Sugod ng sugod sa investment na wala siyang kaalam-alam basta sinabihan na kikita agad at malaki, invest agad!

*ALWAYS THINK SHORT TERM -PAY OUT PAY OUT ganern, mag invest ngayon gusto pay out after 3 days. 1k investment gusto bukas 2k na agad.๐Ÿ˜…๐Ÿ˜…

Walang ganon mga kaibigan! Money needs time to grow and its not overnight. ๐Ÿ‘Œ

Lesson: ARAL MUNA BAGO INVEST para IWAS SCAM.

Solution: Free Financial Education offered by IMG (International Marketing Group)

For INTERESTED to ATTEND OUR FREE WEBINAR just comment down๐Ÿ‘‡๐Ÿ‘‡

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๐—•๐—”๐—ž๐—œ๐—ง ๐—”๐—ก๐—š ๐—ž๐—จ๐—Ÿ๐—œ๐—ง ๐—ก๐—”๐— ๐—œ๐—ก ๐—ก๐—” ๐— ๐—”๐—š ๐—ฆ๐—”๐—ฉ๐—˜ ๐—”๐—ก๐—— ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง ๐—ž๐—”?๐Ÿญ. ๐— ๐—”๐—ฅ๐—ž๐—˜๐—ง ๐—œ๐—ฆ ๐—ฅ๐—˜๐—–๐—ข๐—ฉ๐—˜๐—ฅ๐—œ๐—ก๐—šTake advantage of the opportunity.๐Ÿฎ. ๐—œ๐—ก๐—™๐—Ÿ๐—”๐—ง๐—œ๐—ข๐—กBum...
03/12/2021

๐—•๐—”๐—ž๐—œ๐—ง ๐—”๐—ก๐—š ๐—ž๐—จ๐—Ÿ๐—œ๐—ง ๐—ก๐—”๐— ๐—œ๐—ก ๐—ก๐—” ๐— ๐—”๐—š ๐—ฆ๐—”๐—ฉ๐—˜ ๐—”๐—ก๐—— ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง ๐—ž๐—”?
๐Ÿญ. ๐— ๐—”๐—ฅ๐—ž๐—˜๐—ง ๐—œ๐—ฆ ๐—ฅ๐—˜๐—–๐—ข๐—ฉ๐—˜๐—ฅ๐—œ๐—ก๐—š
Take advantage of the opportunity.
๐Ÿฎ. ๐—œ๐—ก๐—™๐—Ÿ๐—”๐—ง๐—œ๐—ข๐—ก
Bumababa ang value ng pera. Compare mo nalang ang nabibili mo sa 100 pesos mo noon at ngayon.
๐Ÿฏ. ๐—œ๐—ก๐—–๐—ข๐— ๐—˜
Habang may income ka, maximize it to save and invest. Darating ang time mawawala yan. Kaya bago mawala make sure may naitabi ka. Dahil hindi na tayo pabata.

ctto

HABANG ACTIVE KAPA AT MALAKAS KUMITA,MAG PLANO KA AT MATUTUNG MAG IPON.Dahil darating ang araw tatanda ka๐Ÿ‘ต๐Ÿ‘ดHindi habang ...
23/10/2021

HABANG ACTIVE KAPA AT MALAKAS KUMITA,
MAG PLANO KA AT MATUTUNG MAG IPON.
Dahil darating ang araw tatanda ka๐Ÿ‘ต๐Ÿ‘ด
Hindi habang buhay nasa ABROAD kaโœˆโ—
Hindi habang buhay my TRABAHO ka๐Ÿ‘โ—
Hindi habang buhay COVERED ka ng SHORT-TERM HEALTHCARE bigay ng AMO or COMPANY kung saan ka nagtratrabaho ngayon.
TANDAAN mo,ORAS na wala kana sa trabaho mo ngayon, WALA na rin ang SHORT-TERM na bigay ng COMPANY o AMO mo.
At pagdating ng PANAHON na yan dyan lumalabas ang mga SAKIT ๐Ÿ˜”๐Ÿ™..
Dyan mo maiisip ang kahalagahan ng LONGTERM HEALTHCARE๐Ÿ›๐Ÿ’Š .
Pag PLANUHAN ang iyong PAG-TANDA..
INVEST your HARD EARN money CORRECTLY,
Kung interesado ka matutu ng tamang pag invest at maka iwas sa SCAM!
FINANCIAL EDUCATION IS THE KEY๐Ÿ”‘
Attend our FREE FINANCIAL LITERACY webinar

Just comment INTERESTED below๐Ÿ‘‡

PayYourselfFirst
IPONGOALS
WeShareBecauseWeCare
IMGcampaigner
https://120845kr.imgcorp.com/
https://120845kr.imgcorp.com/imgbenefitslist/

23/10/2021

Ang KAISER SAVING PLAN ay 20 years plan, meaning 7 years lang mag-iinvest and 13 years of waiting for the Maturity.

Meron kang benefits ng Long term Healthcare na pwede mong magamit khit beyond 100 years old ka na. No traditional HMO will cover you kpag retired ka na, only Kaiser Longterm Healthcare.

Once nag-start ka ng Kaiser, automatic insured ka na ng Term Insurance nito and just in case mawala ang Policy Holder makukuha ng beneficiaries ang Instant Money from the Insurance, Waived na din ang Kaiser Plan, ibig sabihin wala ng iintindihin ang Family. Plus magagamit pa nila yung Health Benefits at makukuha pa nila ang money sa Maturity.

Sa 20th year or sa Maturity makukuha na good as cash ang Investment. Depende sa kukunin na Plan kung magkano ang Maturity nito and option mong kunin ang Fund or Hindi. Kapag ni-retain mo lang ang Funds after the Maturity kumikita pa ito ng 6-10% per year.

(3-in-1 Saving Plan)

For ages 10-40 ang minimum is 2,647 per month.
With FREE Annual Physical Exam
With FREE Dental (Linis, Bunot & Pasta)
With Hospitalization Benefits of 50,000 per year
With Life Protection of 202,500 - 405,000
And Investment of 524,776 which is good as cash sa Maturity (at the 20th year)

For ages 41-50 ang minimum is 3,529 per month.
With FREE Annual Physical Exam
With FREE Dental (Linis, Bunot & Pasta)
With Hospitalization Benefits of 50,000 per year
With Life Protection of 270,000 - 540,000
And Investment of 699,701 which is good as cash sa Maturity (at the 20th year)

For ages 51-60 ang minimum is 4,412 per month.
With FREE Annual Physical Exam
With FREE Dental (Linis, Bunot & Pasta)
With Hospitalization Benefits of 60,000 per year
With Life Protection of 337,500 - 675,000
And Investment of 874,626 which is good as cash sa Maturity (at the 20th year)

https://120845kr.imgcorp.com/quote/kaiser

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Cagayan De Oro

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