08/06/2021
"The best time to plant a tree was 20 years ago. The second best time is now."
Do you know that only 3 out of 10 households have health insurance? This figure doesn't even mean include savings and investment. When I started doing financial consultation, some reasons why people do not get insurance include lack of budget for the added expense, too young to consider investing, parents are providing for the needs and wants, or simply -- not a believer in its importance. I reach out to my friends or even random people, and more often than not, get declined, seen zoned, or even ignored. It's just a bonus when they reply respectfully to say "Maybe, next time." Do I feel disappointed? Yes, I do. But do I get upset and blame it on them? Of course not. It takes a village to raise a child.
This is what motivates me to continue this mission in spite and despite of those reasons. I grew up in a family that has been financially struggling, and that's not something new to those who know me. Loans or "utang" have been our life-saver. I remember selling mangoes in school (thanks to my suki teachers) and even cupcakes baked by my mom (thanks to my classmates who are lazy to go eat at the canteen). Then, I did my best to get scholarships so I can study at my dream university. And when I started taking professional studies, I continued working because I do not have any educational fund to rely on.
So what makes me qualified to be a financial advisor? Am I not a hypocrite for lecturing financial wellness when I myself am still working on that journey? You decide.
So why am I posting this ad? It's to let you know that I am here not as one but for the 104 Million Filipinos who have their fair share of financial difficulties. (Channeling Catriona's energy lol). If you've come this far to read my long speech, there is a REASON. There is a PURPOSE.
Time. When it passes by, can never go back. Be the one to break the cycle of "children as investment" (mal)practice. Be the independent adult who knows how to take charge of his/her life and makes well-thought-of decisions. Live in the present and enjoy the YOLO moments but be mindful of your tomorrow that is yet to come. Be the person today that your future self will thank you for.
If I have sparked a little interest in you, message me today to get a free quotation. Let's talk about how you can protect and grow your income while being insured at the same time. Start your financial wellness journey today!