Financial Wellness with Sheena

Financial Wellness with Sheena Sheena Oser
Pru Life UK Licensed Financial Advisor
China Gold Area
Cagayan de Oro City, Misamis Oriental, Philippines

To help and guide every Filipino to achieve financial security and wellness by financial planning and mindful spending ❤️

12/01/2026

This 2026, we celebrate PRU at 30.

In three decades, has grown through milestones that matter and trust that lasts. From protecting generations of Filipino families to becoming the #1 life insurer in the country, every number reflects commitment, consistency, and purpose—for every life, for every future.

30 years of protection
40,000 people strong

This is progress powered by expertise, innovation, and the promise we continue to stand by—today, tomorrow, and everything that’s coming next.

Count on us.

⏰ 𝗟𝗔𝗖𝗘 𝗨𝗣 𝗔𝗡𝗗 𝗦𝗛𝗢𝗪 𝗨𝗣! 🏃‍♀️🏃‍♂️This is your final call to secure a slot forPRU RUN 2026 happening on January 25, 2026 - ...
07/01/2026

⏰ 𝗟𝗔𝗖𝗘 𝗨𝗣 𝗔𝗡𝗗 𝗦𝗛𝗢𝗪 𝗨𝗣! 🏃‍♀️🏃‍♂️

This is your final call to secure a slot for
PRU RUN 2026 happening on January 25, 2026 - Sunday
Choose your race:
🏁 16KM | 10KM | 5KM | 3KM
And yes — this year, PRU RUN is coming to
📍 Cagayan de Oro City
(exact venue to be revealed very soon 👀)

A fast course.
A strong running community.
A race day built for breakthroughs.

🔗 Register now before January 15:
https://themergeproduction.com/pru-run-2026/
PRU RUN 2026 — Your run begins with a decision. 🏃‍♂️🔥

It’s time for a quick policy check!Life changes and your insurance should keep up. Let’s make sure you and your loved on...
30/10/2025

It’s time for a quick policy check!

Life changes and your insurance should keep up. Let’s make sure you and your loved ones are fully covered.

Message me today to review your policy. It’s quick, simple, and could mean a lot for your family’s future.

Count on PRU to help you stay protected, every step of the way ❤

𝐒𝐇𝐄𝐄𝐍𝐀 𝐓. 𝐎𝐒𝐄𝐑
𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐀𝐠𝐞𝐧𝐭
𝐍𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐀𝐜𝐡𝐢𝐞𝐯𝐞𝐫'𝐬 𝐂𝐥𝐮𝐛
📧𝐩𝐥𝐮𝐤.𝐬𝐡𝐞𝐞𝐧𝐚𝐨𝐬𝐞𝐫@𝐠𝐦𝐚𝐢𝐥.𝐜𝐨𝐦

‼️𝐇𝐨𝐬𝐩𝐢𝐭𝐚𝐥 𝐛𝐢𝐥𝐥𝐬 𝐜𝐚𝐧 𝐰𝐢𝐩𝐞 𝐨𝐮𝐭 𝐲𝐞𝐚𝐫𝐬 𝐨𝐟 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐢𝐧 𝐚 𝐬𝐧𝐚𝐩. 𝐍𝐞𝐯𝐞𝐫 𝐝𝐢𝐬𝐜𝐨𝐮𝐫𝐚𝐠𝐞 𝐲𝐨𝐮𝐫 𝐥𝐨𝐯𝐞𝐝 𝐨𝐧𝐞𝐬 𝐟𝐫𝐨𝐦 𝐠𝐞𝐭𝐭𝐢𝐧𝐠 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐮𝐧𝐥𝐞𝐬𝐬...
23/09/2025

‼️𝐇𝐨𝐬𝐩𝐢𝐭𝐚𝐥 𝐛𝐢𝐥𝐥𝐬 𝐜𝐚𝐧 𝐰𝐢𝐩𝐞 𝐨𝐮𝐭 𝐲𝐞𝐚𝐫𝐬 𝐨𝐟 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐢𝐧 𝐚 𝐬𝐧𝐚𝐩. 𝐍𝐞𝐯𝐞𝐫 𝐝𝐢𝐬𝐜𝐨𝐮𝐫𝐚𝐠𝐞 𝐲𝐨𝐮𝐫 𝐥𝐨𝐯𝐞𝐝 𝐨𝐧𝐞𝐬 𝐟𝐫𝐨𝐦 𝐠𝐞𝐭𝐭𝐢𝐧𝐠 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐮𝐧𝐥𝐞𝐬𝐬 𝐲𝐨𝐮’𝐫𝐞 𝐫𝐞𝐚𝐝𝐲 𝐭𝐨 𝐩𝐮𝐥𝐥 𝐨𝐮𝐭 ₱𝟐𝐌 𝐢𝐧 𝐜𝐚𝐬𝐡 𝐰𝐡𝐞𝐧 𝐡𝐨𝐬𝐩𝐢𝐭𝐚𝐥 𝐛𝐢𝐥𝐥𝐬 𝐜𝐨𝐦𝐞 𝐤𝐧𝐨𝐜𝐤𝐢𝐧𝐠.

💸𝐄𝐧𝐜𝐨𝐮𝐫𝐚𝐠𝐢𝐧𝐠 𝐭𝐡𝐞𝐦 𝐭𝐨 𝐠𝐞𝐭 𝐢𝐧𝐬𝐮𝐫𝐞𝐝 𝐭𝐨𝐝𝐚𝐲 𝐦𝐞𝐚𝐧𝐬 𝐬𝐚𝐯𝐢𝐧𝐠 𝐭𝐡𝐞𝐦 𝐟𝐫𝐨𝐦 𝐭𝐨𝐦𝐨𝐫𝐫𝐨𝐰’𝐬 𝐛𝐮𝐫𝐝𝐞𝐧.

If you are interested to know more our insurance options or jumpstart in building your risk management tools, don't hesitate to message me to set an appointment. Let's talk 🤝

𝐒𝐇𝐄𝐄𝐍𝐀 𝐓. 𝐎𝐒𝐄𝐑
Licensed Insurance Agent of Pru Life UK
National Achiever's Club
📧[email protected]

𝐏𝐫𝐮 𝐋𝐢𝐟𝐞 𝐔𝐊 𝐂𝐥𝐚𝐢𝐦𝐬 𝐑𝐞𝐩𝐨𝐫𝐭: 𝐀 𝐏𝐫𝐨𝐦𝐢𝐬𝐞 𝐨𝐟 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 💯At Pru Life UK, protection is more than a policy—it’s a promise we k...
19/09/2025

𝐏𝐫𝐮 𝐋𝐢𝐟𝐞 𝐔𝐊 𝐂𝐥𝐚𝐢𝐦𝐬 𝐑𝐞𝐩𝐨𝐫𝐭: 𝐀 𝐏𝐫𝐨𝐦𝐢𝐬𝐞 𝐨𝐟 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 💯

At Pru Life UK, protection is more than a policy—it’s a promise we keep. In 2024 alone, 𝐰𝐞 𝐚𝐩𝐩𝐫𝐨𝐯𝐞𝐝 𝐨𝐯𝐞𝐫 𝟏𝟏,𝟏𝟒𝟕 𝐜𝐥𝐚𝐢𝐦𝐬 𝐚𝐧𝐝 𝐫𝐞𝐥𝐞𝐚𝐬𝐞𝐝 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 ₱𝟐.𝟑 𝐛𝐢𝐥𝐥𝐢𝐨𝐧 in benefits to support Filipino families.

✅ ₱𝟏.𝟑𝟒𝐁 𝐰𝐚𝐬 𝐠𝐢𝐯𝐞𝐧 𝐭𝐨 𝐟𝐚𝐦𝐢𝐥𝐢𝐞𝐬 𝐝𝐮𝐫𝐢𝐧𝐠 𝐥𝐢𝐟𝐞’𝐬 𝐦𝐨𝐬𝐭 𝐝𝐢𝐟𝐟𝐢𝐜𝐮𝐥𝐭 𝐦𝐨𝐦𝐞𝐧𝐭𝐬 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐝𝐞𝐚𝐭𝐡 𝐜𝐥𝐚𝐢𝐦𝐬.
✅ ₱𝟖𝟎𝟖𝐌 𝐰𝐚𝐬 𝐩𝐚𝐢𝐝 𝐭𝐨 𝐜𝐥𝐢𝐞𝐧𝐭𝐬 𝐛𝐫𝐚𝐯𝐞𝐥𝐲 𝐟𝐚𝐜𝐢𝐧𝐠 𝐜𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐢𝐥𝐥𝐧𝐞𝐬𝐬𝐞𝐬 𝐥𝐢𝐤𝐞 𝐜𝐚𝐧𝐜𝐞𝐫, 𝐬𝐭𝐫𝐨𝐤𝐞, 𝐚𝐧𝐝 𝐡𝐞𝐚𝐫𝐭 𝐝𝐢𝐬𝐞𝐚𝐬𝐞.
✅ ₱𝟏𝟒𝟒𝐌 𝐡𝐞𝐥𝐩𝐞𝐝 𝐢𝐧𝐝𝐢𝐯𝐢𝐝𝐮𝐚𝐥𝐬 𝐰𝐢𝐭𝐡 𝐡𝐨𝐬𝐩𝐢𝐭𝐚𝐥𝐢𝐳𝐚𝐭𝐢𝐨𝐧, 𝐝𝐢𝐬𝐚𝐛𝐢𝐥𝐢𝐭𝐲, 𝐚𝐧𝐝 𝐨𝐭𝐡𝐞𝐫 𝐦𝐞𝐝𝐢𝐜𝐚𝐥 𝐧𝐞𝐞𝐝𝐬.

Behind every figure is a story of hope, care, and assurance—proof that when life challenges arise, Pru Life UK is here to protect you and your loved ones. 𝐈𝐭’𝐬 𝐧𝐨𝐭 𝐣𝐮𝐬𝐭 𝐧𝐮𝐦𝐛𝐞𝐫𝐬 𝐨𝐧 𝐚 𝐫𝐞𝐩𝐨𝐫𝐭. 𝐄𝐚𝐜𝐡 𝐜𝐥𝐚𝐢𝐦 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲 𝐨𝐟 𝐚 𝐟𝐚𝐦𝐢𝐥𝐲 𝐬𝐚𝐯𝐞𝐝 𝐟𝐫𝐨𝐦 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐭𝐫𝐮𝐠𝐠𝐥𝐞. 𝐓𝐡𝐚𝐭’𝐬 𝐭𝐡𝐞 𝐭𝐫𝐮𝐞 𝐯𝐚𝐥𝐮𝐞 𝐨𝐟 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞.

For your reference and more info here:
https://tinyurl.com/prulifeuk2024claims

𝐈𝐟 𝐭𝐡𝐞 𝐛𝐮𝐝𝐠𝐞𝐭 𝐚𝐧𝐝 𝐩𝐫𝐢𝐨𝐫𝐢𝐭𝐢𝐞𝐬 𝐚𝐥𝐢𝐠𝐧, 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐚𝐧𝐝 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐭𝐨 𝐠𝐞𝐭 𝐢𝐧𝐬𝐮𝐫𝐞𝐝 - 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐰𝐡𝐞𝐧 𝐥𝐢𝐟𝐞 𝐡𝐚𝐩𝐩𝐞𝐧𝐬, 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐝𝐞𝐥𝐢𝐯𝐞𝐫𝐬. Thank you for trusting us with your future. Together, let's continue building a life and a future where every family has better options and peace of mind ❤️

We're back! Important notice to all of our valued clients and prospects. Have a great and blessed day ahead! 😊
13/09/2025

We're back!

Important notice to all of our valued clients and prospects. Have a great and blessed day ahead! 😊

𝐇𝐑 𝐋𝐞𝐚𝐝𝐞𝐫𝐬 & 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐎𝐰𝐧𝐞𝐫𝐬: 𝐈𝐭’𝐬 𝐓𝐢𝐦𝐞 𝐭𝐨 𝐅𝐮𝐭𝐮𝐫𝐞-𝐏𝐫𝐨𝐨𝐟 𝐘𝐨𝐮𝐫 𝐖𝐨𝐫𝐤𝐟𝐨𝐫𝐜𝐞!Your employees are the heart of your company — ma...
07/08/2025

𝐇𝐑 𝐋𝐞𝐚𝐝𝐞𝐫𝐬 & 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐎𝐰𝐧𝐞𝐫𝐬: 𝐈𝐭’𝐬 𝐓𝐢𝐦𝐞 𝐭𝐨 𝐅𝐮𝐭𝐮𝐫𝐞-𝐏𝐫𝐨𝐨𝐟 𝐘𝐨𝐮𝐫 𝐖𝐨𝐫𝐤𝐟𝐨𝐫𝐜𝐞!

Your employees are the heart of your company — make sure they’re protected. 💼❤️

Offering insurance isn’t just a benefit, it’s a statement:
👉 "We value you."
👉 "We care about your future."
👉 "We’re building a company that supports its people."

Let’s help you secure the right insurance plan that fits your team's needs and your business goals. 🛡️

📩 Message us today to learn more.

01/07/2025

In 2024 alone, Pru Life UK approved over 11,000 claims — releasing more than PHP 2.2 billion in benefits.

Dear Prulifers,Join us for a powerful and eye-opening session with 𝐫𝐞𝐧𝐨𝐰𝐧𝐞𝐝 𝐑𝐡𝐞𝐮𝐦𝐚𝐭𝐨𝐥𝐨𝐠𝐢𝐬𝐭 𝐃𝐫. 𝐆𝐢𝐧𝐠 𝐙𝐚𝐦𝐨𝐫𝐚 𝐌𝐃, 𝐅𝐏𝐂𝐏, 𝐅𝐏𝐑...
01/07/2025

Dear Prulifers,

Join us for a powerful and eye-opening session with 𝐫𝐞𝐧𝐨𝐰𝐧𝐞𝐝 𝐑𝐡𝐞𝐮𝐦𝐚𝐭𝐨𝐥𝐨𝐠𝐢𝐬𝐭 𝐃𝐫. 𝐆𝐢𝐧𝐠 𝐙𝐚𝐦𝐨𝐫𝐚 𝐌𝐃, 𝐅𝐏𝐂𝐏, 𝐅𝐏𝐑𝐀 as she breaks down the facts and myths about 𝐚𝐮𝐭𝐨𝐢𝐦𝐦𝐮𝐧𝐞 𝐝𝐢𝐬𝐞𝐚𝐬𝐞𝐬—and how they affect your health, lifestyle, and more.

🗓 𝟏𝟗 𝐉𝐮𝐥𝐲 𝟐𝟎𝟐𝟓
🕡 𝟏𝟎:𝟎𝟎 𝐀𝐌
📍 𝐕𝐢𝐚 𝐙𝐨𝐨𝐦

Limited slots only so register now for FREE! Message me to secure a slot.

Dear PRULIFERS,𝐉𝐨𝐢𝐧 𝐮𝐬 𝐟𝐨𝐫 𝐭𝐡𝐞 𝟐𝐧𝐝 𝐍𝐚𝐭𝐢𝐨𝐧𝐰𝐢𝐝𝐞 𝐂𝐥𝐢𝐞𝐧𝐭 𝐅𝐨𝐫𝐮𝐦 𝐨𝐟 𝟐𝟎𝟐𝟓!This event is designed to empower you with the knowle...
21/04/2025

Dear PRULIFERS,

𝐉𝐨𝐢𝐧 𝐮𝐬 𝐟𝐨𝐫 𝐭𝐡𝐞 𝟐𝐧𝐝 𝐍𝐚𝐭𝐢𝐨𝐧𝐰𝐢𝐝𝐞 𝐂𝐥𝐢𝐞𝐧𝐭 𝐅𝐨𝐫𝐮𝐦 𝐨𝐟 𝟐𝟎𝟐𝟓!
This event is designed to empower you with the knowledge and skills to build wealth and live a healthier, more fulfilling life.

Join us, with 𝐨𝐮𝐫 𝐬𝐩𝐞𝐚𝐤𝐞𝐫 𝐚𝐧𝐝 𝐢𝐧𝐟𝐥𝐮𝐞𝐧𝐜𝐞𝐫, 𝐃𝐫. 𝐊𝐢𝐥𝐢𝐦𝐚𝐧𝐠𝐮𝐫𝐮, will share valuable insights on making informed decisions that balance your well-being and financial goals.

Here are the Event Details:
𝐓𝐨𝐩𝐢𝐜: 𝐇𝐞𝐚𝐥𝐭𝐡𝐲 𝐇𝐚𝐛𝐢𝐭𝐬 𝐭𝐨 𝐚 𝐖𝐞𝐚𝐥𝐭𝐡𝐲 𝐋𝐢𝐟𝐞
𝐒𝐩𝐞𝐚𝐤𝐞𝐫: 𝐃𝐫. 𝐊𝐢𝐥𝐢𝐦𝐚𝐧𝐠𝐮𝐫𝐮
𝐃𝐚𝐭𝐞: 𝐀𝐩𝐫𝐢𝐥 𝟐𝟒, 𝟐𝟎𝟐𝟓, 𝐓𝐡𝐮𝐫𝐬𝐝𝐚𝐲
𝐓𝐢𝐦𝐞: 𝟔:𝟎𝟎 𝐩𝐦 𝐯𝐢𝐚 𝐙𝐨𝐨𝐦

Message me to secure a slot!

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Cagayan De Oro
9000

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