27/10/2023
Alam mo kung anong totoong horror story? Lagi na bang โ๐๐๐ ๐๐๐๐โ ang wallet mo?
Hereโs why:
A. You always lend money to someone but youโre shy in collecting these debts.
B. You have insufficient income but you have an increasing expense
C. You check out items even before payday comes
If you keep on doing these things, congrats! Why? Because now youโre aware of your finances. Awareness is always the first step to change. Now that youโre aware, ask yourself, what can I do about it?
We are not getting any younger. Itโs okay if there are no significant financial changes yet especially in your first 2 years of working but now that youโre in your 3rd year or so, itโs time to change your habits.