A Better, Brighter Life

08/07/2021

Dahil tapos na 7-7 SALE NG SHOPEE at LAZADA!😉

Introduce ko nman itong SUPER BUDGET FRIENDLY NA SUN LIFE PLAN. For only 799 per month!!! 😍😍😍

INSURED ka na! May INVESTMENT ka pa! Want to know more about this plan??? Anu pa hinihintay mo? Message mo na ko!!! Daliiii!!! I'm so excited to share it with you!!! 🤩🤩

02/07/2021

Share ko lang! NAINSURED NA NAMIN SI MAMA FOR ONLY PHP 1,200/month..🌞😊💕

Before lagi kong iniisip kung paano ko mapapainsured si Mama kasi di ba nga habang tumatanda tayo nagmamahal ung Insurance dahil age and health dependent siya. Kasi kahit working na kmi ni sissy hindi pa din sapat ung income namin sa daming need bayaran.

Tapos nachikka ko pa kay Mama na nung sana'y siya ay bata at malakas pa, eh kumuha na siya ng insurance na may investment, e di sana'y may pera siya na mgagamit naung nagretire na siya. Kaso sabi nia nung panahon nia wala nman daw nag-explain sa knya ng kahalagahan ng pagkakaroon ng insurance. Kaya malaki ang panghihinayang nia.🥺

So balik na tayo sa kwento.. Ayun na nga.. Nashookt ako nung nalaman ko ung details ng Sun Life Plan na ito!!... Kaya naman agad agad kong tinignan if how much yung need namin para mapainsured si Mama. And guess what??!! For only 1,200 per month, INSURED NA SI MAMA PLUS MAY RETIREMENT FUND pa siya!! 🌞🌞

Nung nalaman niya na approved ung plan niya at insured na din siya. Ay sya ka! Sobrang saya eh!

IKAW GUSTO MO DIN BA MAPASAYA AT MAIINSURED ANG MAMA o PAPA MO??? You can send me a message and I'm happy to discuss it with you.😉💕

29/04/2021

One of the heartbreaking story na nabasa ko. I imagined the joy ng mother nung nalaman nia na she was going to have a baby. At the same time, naimagine ko din ung hurt na nawala siya ng maaga at hindi na siya mkakasama ng baby nia sa paglaki nito.

But I know, patuloy pa rin na gagabayan ni mother ang baby nia and she has this peace of mind na kahit nawala na xa, nag iwan nman siya ng something to extend her love to her child to provide for her needs while she's growing up.

Advisor Harold Labuguen shares his memorable claim story.

“The insured was the wife of my close friend who got her first Life Insurance policy in March 2020 when she was 7 MONTHS PREGNANT, their firstborn. For the past 4 years, we have always talked about the importance of preparing for the future but somehow it was pushed back to prioritize bills such as mortgage payments, and other expenses.

Finally, last year, they decided to secure the future of their upcoming child since they will be starting a family. She was so happy that she got approved for her first life insurance policy.

TWO MONTHS INTO THE POLICY, after giving birth to a healthy baby girl, the insured died of unexpected complications. As the husband tries to recover from the loss of her beloved wife, her legacy lives on with their daughter and the fund to help secure her future. The husband, as her beneficiary, received a Php 1 Million death claim benefit from her policy.

𝗠𝘆 𝗰𝗹𝗶𝗲𝗻𝘁'𝘀 𝗵𝗲𝗮𝗿𝘁𝗯𝗿𝗲𝗮𝗸𝗶𝗻𝗴 𝘀𝘁𝗼𝗿𝘆 𝗶𝘀 𝗮 𝘁𝗿𝘂𝗲 𝘁𝗲𝘀𝘁𝗮𝗺𝗲𝗻𝘁 𝘁𝗵𝗮𝘁 𝘄𝗵𝗶𝗹𝗲 𝘁𝗵𝗲 𝗹𝗼𝘀𝘀 𝗼𝗳 𝗼𝘂𝗿 𝗹𝗼𝘃𝗲𝗱 𝗼𝗻𝗲𝘀 𝗺𝗮𝘆 𝗰𝗼𝗺𝗲 𝗮𝘁 𝗮𝗻 𝘂𝗻𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝘁𝗶𝗺𝗲, 𝘁𝗵𝗲𝗶𝗿 𝗽𝗿𝗼𝗺𝗶𝘀𝗲 𝘁𝗼 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝗮𝗻𝗱 𝗽𝗿𝗼𝘃𝗶𝗱𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗻𝗲𝗲𝗱𝘀 𝗼𝗳 𝘁𝗵𝗲 𝗽𝗲𝗼𝗽𝗹𝗲 𝘁𝗵𝗲𝘆 𝗹𝗼𝘃𝗲 𝘄𝗶𝗹𝗹 𝘀𝘂𝗿𝗲𝗹𝘆 𝗹𝗶𝘃𝗲 𝗼𝗻.”

Claim Amount: Php 1,005,015.99
Total Premium Paid: Php 6,000
Policy Issued: March 2020
Date of Death: May 2020

09/09/2020

Is it possible to save for your future while taking care of your aging parents?

Yes it is!!! Our plan, SUN MAXILINK 100, with health and accident riders benefit can help protect your savings and generate more funds for future use.

If you want to know more about this plan, you can send me a message and I'd be glad to discuss it with you.😊

08/08/2020

Eh ikaw??? Oo... Yes.. ikaw nga??....⬇️⬇️⬇️⬇️

Ikaw ba ay below 29 years old?? This is the time na mag invest and isecure mo ang sarili mo and ang family mo.. Why??? Kasi kapag bata ka pa mura pa ang premium na babayaran mo. Pm mo ko bigyan kita ng sample na pede pumasok sa budget mo.😊

Ikaw ba ay above 29 years old pero below 40 yrs old?? This is the time na sobrang need mo isecure ang sarili mo!!! Why?? Eto na kasi ung start na pede ng lumabas ung mga sakit mo dahil sa kasipagan mo during your younger years. At dahil nasa age ka na ng pa onda stage (early stage ng pagiging matanda), mas mahal na ang babayaran mo na premium. At dito sa stage na to mapapaisip ka kung bakit ndi ka kumuha nung nsa younger years ka pa.. Pero don't worry pm mo ko, it's my job to look for ways na maiinsured ka at pasok pa din sa budget mo. Pm is the key! 😁

Ikaw ba ay 40++ years old na?? Don't worry!! Sabi nga huli man at magaling maiihahabol pa din. Well, dito talaga pricy na si Insurance pero atleast pede mo pa din iinsured ang sarili mo dahil may plan kmi na insured ka up to age 100.. Curious ka ba? Pm mo lang ako at ididiscuss ko sau..😉

Ngayong pandemic, nakikita ko ung importance ng pagkakaroon ng Insurance. Ang pagkakaroon po ng Insurance ay hindi para lang sa mayaman kundi para ito sa mga taong gustong maging handa sa buhay. Just in case na may mangyari sa knila..hindi sila magiging problem sa family nila kundi they will provide sa family na maiiwan nila.

28/07/2020

Remember, insurance serves to give you and your loved ones peace of mind. Get yourself covered as early as you can, 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐩𝐫𝐞𝐦𝐢𝐮𝐦𝐬 𝐰𝐢𝐥𝐥 𝐨𝐧𝐥𝐲 𝐠𝐞𝐭 𝐦𝐨𝐫𝐞 𝐞𝐱𝐩𝐞𝐧𝐬𝐢𝐯𝐞 across time!

✋🏼 When is the 𝐁𝐄𝐒𝐓 𝐓𝐈𝐌𝐄 to buy Life Insurance?

The recent situation has made many people realize the importance of being covered and having insurance. However, there are still some people who are skeptical about insurance. Yes… I get it.

Ask yourself, do you want to provide peace of mind for people around you when something unexpected happens? If yes, then you should continue reading this.

You see, nobody likes to discuss death… nobody likes to discuss illness… nobody likes to discuss what happens if an accident occurs and you’re unable to work…

But! We are seeing incidences like this happening everyday around us and we probably try to convince ourselves saying “𝗧𝗵𝗶𝘀 𝘄𝗶𝗹𝗹 𝗻𝗼𝘁 𝗵𝗮𝗽𝗽𝗲𝗻 𝘁𝗼 𝗺𝗲!”

Now, if you are in any of these categories, TODAY is the 𝐁𝐄𝐒𝐓 𝐃𝐀𝐘 to get life insurance:

✅ 𝐘𝐨𝐮 𝐇𝐚𝐯𝐞 𝐃𝐞𝐩𝐞𝐧𝐝𝐚𝐧𝐭𝐬.

One of the most important advantages of life insurance is the money that it creates, and that money can make a world of difference in supporting a family when you are gone especially if you are the breadwinner.

✅ 𝐘𝐨𝐮 𝐀𝐫𝐞 𝐘𝐨𝐮𝐧𝐠 & 𝐇𝐞𝐚𝐥𝐭𝐡𝐲.

It’s CHEAPER to buy a policy when you’re young and healthy. Depending on the type of life insurance you buy, a policy can also be a forced savings vehicle. You're also not likely to be single forever: Buy a policy now and you can build on your existing coverage once you're married, instead of starting from scratch when you're older.

✅ 𝐖𝐡𝐞𝐧 𝐘𝐨𝐮 𝐀𝐫𝐞 𝐎𝐋𝐃𝐄𝐑 & 𝐒𝐭𝐢𝐥𝐥 𝐇𝐚𝐯𝐞 𝐂𝐨𝐦𝐦𝐢𝐭𝐦𝐞𝐧𝐭𝐬.

Yes, I know this sounds contradicting from the previous point but don’t be discouraged to buy life insurance when you feel you are not young and healthy. With age comes the increased likelihood of death, so it is imperative that you have adequate coverage that will help ensure that your affairs will be in order after your death. With life insurance, you will be able to achieve that.

I have seen too many people wait until they are in better financial shape or when something bad happens, only to realize it’s TOO LATE. Hence the best time to buy life insurance in right now.

=== 𝐖𝐡𝐚𝐭 𝐬𝐡𝐨𝐮𝐥𝐝 𝐘𝐎𝐔 𝐝𝐨 𝐧𝐞𝐱𝐭? ===

☕ To sum it up, make sure you’re fully covered. If your advisor ever approaches you this time and asks you for a phone call, don’t reject them first. Spend a few minutes listening to what they have to offer.

☕ Take the initiative to text your advisor and check with them if you are fully covered or if you have the products mentioned above. If no, find time to find out more about them.

😉 Every professional advisor in the financial planning industry will know that it is important to get their clients covered during this period of time. That is why they are 𝐛𝐞𝐢𝐧𝐠 𝐫𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐥𝐞 𝐚𝐧𝐝 𝐜𝐡𝐞𝐜𝐤𝐢𝐧𝐠 𝐢𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐟𝐮𝐥𝐥𝐲 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 and be financially ready!

😉 𝐑𝐞𝐦𝐞𝐦𝐛𝐞𝐫, 𝐭𝐡𝐞 𝐛𝐞𝐬𝐭 𝐭𝐢𝐦𝐞 𝐭𝐨 𝐛𝐮𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 WAS 𝐲𝐞𝐬𝐭𝐞𝐫𝐝𝐚𝐲 because you never know what will happen today! Insurance only get more expensive as you age so get yourself covered as early as possible.

😉 𝐈𝐟 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐭𝐫𝐲 𝐭𝐨 𝐟𝐢𝐠𝐮𝐫𝐞 𝐨𝐮𝐭 𝐡𝐨𝐰 𝐦𝐮𝐜𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 - Ask your advisor to send you a copy of the “𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐁𝐨𝐨𝐤”. Read it to find out more about insurance yourself.

Remember, insurance serves to give you and your loved ones peace of mind. Get yourself covered as early as you can, 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐩𝐫𝐞𝐦𝐢𝐮𝐦𝐬 𝐰𝐢𝐥𝐥 𝐨𝐧𝐥𝐲 𝐠𝐞𝐭 𝐦𝐨𝐫𝐞 𝐞𝐱𝐩𝐞𝐧𝐬𝐢𝐯𝐞 across time!

04/07/2020

Have you ever ask yourself the question, "WHEN IS THE BEST TIME TO INVEST???

The answer is NOW!!! Why??

✓ Now that you are young and premiums are low
✓ Now that you are still strong and can still earn money and pay for your Premium
✓ Now because you will never know when will SAD Events hits you
✓ Now so that you can save more money to prepare for your future retirement
✓ Now so that you can secure your self as well as your family
✓ Now because THERE IS NO RIGHT TIME!

P.S. "Save a part of your salary each payday and invest it.One day you will thank yourself for doing this. Save and Invest regularly." -onepeso.com

24/06/2020

Walang Ganun Bes!! Tama ka dyan Sir Chinkee!!👍

Biglang nag flashback sa akin ang nakaraan..

I remember my Papa. He was working in a bank in Makati. One of his colleagues, invited him sa isang company that would gain interest daw in a short span of time. They attended a seminar and convinced them to invest a small amount of money muna and see how their money works.

My Papa tried to invest a small amount, mga 2,000 pesos. After 2 weeks ay nadoble ung money na ininvest nia at naging 4,000 pesos. So he tried again, this time nilakihan na nia mga 10,000 pesos. After 4 weeks, naging 40,000 pesos. At doon, na-convinced na siya na totoo nga na nggrow ung money.

He was thinking what if he invested all his savings doon? Since hindi pa naman uso ang scam noon, wala siyang idea sa mangyyari.

He invested his ipon amounting to 300k. Ipon nia to for 20 yrs na he was working. So since tiwala siya sa company, hinayaan muna nia ung money nia doon. Then, isang araw he heard na ngwithdraw na daw ung iba niyang mga kasama. Too late na nung nalaman niya... Closed na ung company where he invested his money.

Wala na siyang na withdraw kahit magkano. Ang alam ko inilaban nila ito sa court pero nakulong lang ung isa sa mga owners pero hindi na naibalik ang pera nila.

Dahil sa nangyari, he started to worry about his family's future. Sa kakaisip nia he started to get sick. And until now na wala na siya.. wala na din kaming naging balita if may pag asa pa bang maibalik yun.

For me, this was a heart breaking story kasi nakita ko ung unti unting panghihina ni Papa na kahit hindi niya sinasabi I know in my heart that he was deeply bleeding.

And now, I was thinking what if nung time na yun madami ng financial advisors to educate people the importance of managing their hard earned money and having an insurance to secure their future. Maybe, everything will be different.

I know isa ito sa mga reasons ko kung bakit I want to be a financial advisor. I feel na I have this calling to educate people about managing their finances and securing their future na kahit sobrang challenging I will still do it!! 💪👊💛💛💛

Be wise!! Wag maniniwala sa easy money!! Also, maging open minded kayo about long term investment and get advised from a licensed financial advisors.

of the Day:
"Para hindi mabiktima ng scam, huwag tayong maghangad ng biglang yaman agad! Walang ganun bes!"
For more inspiring and financial tips, like and subscribe at my Youtube channel: https://rfr.bz/fh98tg

19/06/2020

During my college years, I remember when my Mama told me that she regretted na hindi sya kumuha ng educational plan for me. Sabi daw nila ni Papa since ako ung panganay at the time na mag college ako malakas pa sila nun at kaya pa nila itaguyod ung pag aaral ko.

Unfortunately, my Papa got sick and died when I was on my 1st year in college. It was so hard for me and my mom nung time na un.😭😭

My mom has to work hard kasi solo nia na ung responsibilities sa pagtataguyod sa amin and sa mga bills na need namin na mabayaran.

I was studying in a trimestral na school. On the last trimester of my 1st year in college, my mom told me that I need to stop muna kasi ang daming kelangang bayaran na bills.

So kahit sobrang sakit un sa part ko..💔 I decided to stop muna and helped my mom. I applied for a job na kahit maliit lang ung sahod ok lng bsta makatulong kay mama and mkapag ipon to continue and finish my studies.

It took me 8 yrs to finish college na dapat 4 yrs lang. Pero sabi ko sa sarili ko, ang mahalaga nakapagtapos ako. And I promised myself na when the time comes na magkaanak ako.. I will get an Educational Plan for them para ndi nila maranasan ung hirap ko.

I'm posting my experience bilang isang anak na nakita ung mga possible na mangyari kapag hindi napaghandaan ang future. I'm not blaming my Mama or Papa dahil sa nangyari. For me, eye opener ito para sa kin na I need to work hard and start planning na habang maaga pa.

To the parents out there and soon to become parents, I know you want the best for your child or children, kaya habang baby or bata pa sila prepare mo na ung para sa future nila. Get them an Educational Plan para alam mo na whatever happens you can secure them a good education.😊

P.S. Tulad ng sinasabi nila lagi : "Ang Edukasyon ang tanging yaman na ndi maaagaw ng kahit sino pa man."