Auntie Cath

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Auntie Cath AUNTIEng the stigma about Insurance.

FROM TIME DEPOSIT TO ₱100K+ IN PAYOUTS! 👀💸Let me share one of my favorite client stories! 🧡Last 2025, my client was look...
24/10/2026

FROM TIME DEPOSIT TO ₱100K+ IN PAYOUTS! 👀💸

Let me share one of my favorite client stories! 🧡

Last 2025, my client was looking for a way to make better use of her extra funds.

She already had money set aside, but she wanted something more than what her traditional time deposit could offer.

During our financial planning session, we explored an option that could give her three things:

💸 Potential quarterly payouts that she could enjoy or reinvest.

🌎 Global investment exposure with opportunities for capital growth.

🧡 Life insurance protection and potential tax advantages, something her regular time deposit didn’t provide.

So instead of keeping all her money in time deposits, she decided to diversify a portion into FWD’s Global Nitro Fund through an insurance plan.

Fast forward to 2026, here’s her investment update! 🥳

💰 Fund Value: ₱2,282,026

📈 Increase in Fund Value: ₱282,026

💸 Four quarterly payouts received, totaling approximately ₱100,000!

Her latest payout alone was ₱28,481.43!

And this is exactly why I always encourage my clients to explore their options.

Hindi naman masama ang time deposit. In fact, it has its own purpose, especially for money you want to keep relatively safe.

But if you have extra funds that you won’t need anytime soon, there may be other ways to diversify your money while enjoying additional benefits.

Because financial planning isn’t about putting all your money in one place. It’s about knowing where each peso can work best for you. 🧡

Have extra funds sitting in savings or time deposits?

Let’s check if this kind of strategy fits your goals and risk appetite.

Message your Auntie Cath! ☕🧡

🏓 PICKLE FRIENDS, THIS IS YOUR SIGN! Mag-training na kayo, mga ka-pickle! Baka next month, may bago na kayong Apple gadg...
23/10/2026

🏓 PICKLE FRIENDS, THIS IS YOUR SIGN!

Mag-training na kayo, mga ka-pickle! Baka next month, may bago na kayong Apple gadgets! 🤭🍎

Something BIG is serving this November! 🏓✨

Stay tuned, your Auntie Cath has something exciting for you! 🧡

23/10/2026

Ang daming kailangan gawin, pero kailangan din natin mag-enjoy sa life! 😂💃🏻

Adulting is already stressful enough, kaya side quest muna tayo! 💅✨

Happy FriYAY! 🧡

THURSDAY FINANCIAL LITERACY CHECK! 📖🧡May insurance ka na, pero familiar ka ba sa mga terms na nasa policy mo? 👀Premium, ...
22/10/2026

THURSDAY FINANCIAL LITERACY CHECK! 📖🧡

May insurance ka na, pero familiar ka ba sa mga terms na nasa policy mo? 👀

Premium, fund value, sum assured, contestability period, surrender value…

Ang daming terms, no? And sometimes, we sign insurance contracts without fully understanding what they mean.

But here’s the thing: Understanding your insurance is just as important as having one.

Kaya I made this little cheat sheet of 50 insurance terms every Filipino should know!

Whether you’re planning to get insured or may existing policy ka na, this one’s for you.

Save this for future reference! 📌

And if may term ka sa policy mo na hindi mo maintindihan, feel free to ask your Auntie Cath! 🧡

Because financial literacy shouldn’t be complicated.

Çok şükür! 🇹🇷✨ (So grateful!)A little Turkish glam and a double win! 💚🏆 Arcturus All-Star Awardee👑 Best in CostumeHappy ...
21/10/2026

Çok şükür! 🇹🇷✨ (So grateful!)

A little Turkish glam and a double win! 💚

🏆 Arcturus All-Star Awardee
👑 Best in Costume

Happy Winsday! 🥂✨

Teşekkürler! (Thank you!) 🧡

May money ka sa Time Deposit? Baka time na to explore other options! 👀💸Saving is good, but knowing where to grow your mo...
21/10/2026

May money ka sa Time Deposit? Baka time na to explore other options! 👀💸

Saving is good, but knowing where to grow your money is even better! ✨

If you have extra funds sitting in time deposits or savings accounts, why not explore ways to diversify your money?

With FWD Global Nitro Fund, you can enjoy:

💸 Potential quarterly payouts of up to 1.5%
🌎 Exposure to global investment opportunities
📈 Potential capital growth over time
🧡 Life insurance protection through eligible FWD plans

Plus, insurance related tax advantages may apply, depending on the product and applicable tax rules.

Next payout declaration: November 10! 📅

Hindi naman kailangang ilipat lahat ng savings mo. The goal is to diversify wisely while keeping enough money safe and accessible for your needs.

Curious if this fits your financial goals? Message your Auntie Cath! Let’s explore your options together. 🧡

Reminder: Payouts and investment returns are not guaranteed. Capital is subject to market risks, and payouts may reduce fund value. Tax treatment depends on applicable laws and policy conditions.

20/10/2026

It’s Choose Day! 🧡✨

Today, I choose to be grateful for the things that make me tired but also make me happy.

I came across something Anne Hathaway said that really stuck with me:

When you’re tired, ask yourself, “Does the reason you’re tired make you happy?”

And my answer? A BIG YES! 🥹

Some days are long and exhausting, but I’m grateful to be building a life I love while doing something I genuinely enjoy.

Because at the end of the day, I choose the kind of tired that comes from doing something meaningful. ✨

Happy Choose Day! 🥂🧡

19/10/2026

“Sorry, I can’t hear you. I’m kinda busy!” 🎶

Busy building a career, enjoying life, chasing goals, and helping people secure their future. 🧡

One thing I love about being a Financial Wealth Planner? I get to build a career around the life I want, not the other way around.

The flexibility, the growth, the experiences, and most importantly, the purpose behind what I do.

Of course, hindi naman puro travel, events, and celebrations. There’s hard work, discipline, and responsibility behind the scenes.

But being able to grow professionally while still making time for the things and people I love? That’s the kind of success I’m working towards. ✨

And the best part? I’m helping other people build their future while building mine.

Curious about this career? Let’s talk! 🧡

‼️ WHAT IF MALUGI SI FWD? ⚠️To all of my clients and future clients, Would you want to know how strong and reliable FWD ...
11/10/2026

‼️ WHAT IF MALUGI SI FWD? ⚠️

To all of my clients and future clients,

Would you want to know how strong and reliable FWD LIFE PHILIPPINES is, in changing the way people feel about insurance?

Just check our RBC (Risk Based Capital) Ratio.

What is RBC Ratio?

It is the capability of an Insurance Company to pay every single person insured.

In the Philippines, the Insurance Commission has required all of the Insurance Companies to have at least 100% RBC and if the RBC Ratio falls below 125%, the company is subject to a “TREND TEST SAFEGUARD” to ensure that their capital positions are not continually deteriorating.

We, FWD is currently at 237%.

This proves that all your hard-earned money entrusted with FWD is well protected. 💯

Our clients deserve a genuine peace of mind.



Your 30s are weird. 😅You’re earning better than before, pero mas dumadami rin ang responsibilities. Bills, family, bahay...
15/09/2026

Your 30s are weird. 😅

You’re earning better than before, pero mas dumadami rin ang responsibilities. Bills, family, bahay, travel, health, future kids, investments… tapos somewhere in between, kailangan mo rin palang paghandaan yung version mo na ayaw nang magwork forever. 😂

The good news? You still have TIME on your side. And time can make retirement planning much easier if you start early.

Hindi kailangan milyonaryo ka na ngayon. You just need to know:

Am I saving enough?
Am I investing in the right places?
How much will I actually need to retire comfortably?

If you’re in your 30s, let’s sit down and compute it together. No pressure to get anything. Financial planning muna.

📩 Message me “RETIRE” and let’s schedule your FREE financial planning session.

Auntie Cath 🧡

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Bulacan

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