Sun Life Financial Advisor - Frances Mayette Carandang

01/01/2026

Start the year insured and stress-free.
Secure today. Invest in tomorrow. ✨

Send me a message to talk about your next best life investment.

07/02/2024

🤗😂🌻

19/12/2023

Some lessons about money.

1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle. Have a Health Emergency Fund too.

2. SAVE MONEY and MONEY WILL SAVE YOU. Don’t save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO DEBT. If you can’t pay cash, you CAN’T AFFORD it, nothing beats PEACE OF MIND.

4. Avoid unnecessary spendings. Forget sale price, everything is 100% off when you don’t buy it. Don’t waste your money on things that you don’t need, even if they are cheap. EVERY PESO COUNTS!

5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went.

6. If we buy things that we don’t need, we will have to SELL THINGS THAT WE NEED.

7. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Don’t go broke trying to look rich. ACT YOUR WAGE.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we need money for our family.

9. INVEST SMALL AMOUNT CONSISTENTLY and you will be rich overtime.

10. If there are people dependent on your income like your spouse, children, parents or siblings, then chances are YOU REALLY NEED LIFE INSURANCE.

Learn it well. Financial Education is the 🔑

16/11/2023

We’ve worked hard for our 13th month pay for about a year so don’t just spent all of it in one day. 😁

Rewarding ourselves is not bad just don’t forget to set aside a portion of it for your savings and investment. 💪🏻

Make that money work for you.

16/09/2023

At 1 year old, Baby Zian’s parents gave him one of the best gifts he could ever receive- Life insurance with investment 💛

Something that he can use in the future for his studies, or if he got sick. But before getting his life insurance, his parents got their own first so whatever happens, if they are taken out of the picture, Zian will still have a bRight Future ✨

30/08/2023

📌

25/08/2023

💛

Financial literacy is vital for the stability of any economy. And for an emerging country like the Philippines, there needs to be a more concrete solution to make everyone aware of the importance

23/08/2023

What is the true purpose of wealth? 🧐

Wealth is said to be important in order to secure the future of your loved ones—but how we acquire our riches and what we do with it speak a lot about our character. 💛

Creating wealth needs passion, dedication, and the right attitude!

READ MORE ➡ https://sunlife.co/true-purpose-of-wealth

25/07/2023

✅✅✅

Save, get insured, invest.
Plan ahead and don’t be ‘marupok’ sa mga naka-sale. Make sure you prioritize the NEEDS before the WANTS. It’s okay to buy something for yourself, but make sure you are done paying for the NEEDS before that 🤗😉

Live healthy, live wealthy. 🌞

15/07/2023

Bright Reminder ☀️

Make the most of the Sun Life Client Portal and Mobile App. Check out the available services that you can access via web browser or your mobile device!

CLIENT PORTAL LINK ➡️ sunlife.co/LoginPortal

MOBILE APP DOWNLOAD ➡️ sunlife.co/mobileapp

07/07/2023

Don’t forget to pay for yourself first! Yes, ang daming gastos, ang daming bayarin. Sahod natin- gone with the wind 🍃 🙉 😭

Pero mas masarap yung feeling na, sa dami ng binayaran mo, alam mong SURE na may naitabi ka para sa sarili mo. 💛

Life insurance is LOVE insurance.🫰🏻

01/07/2023