Joni Mae Sanjorjo - Financial Advisor, Sunlife Ph

Joni Mae Sanjorjo - Financial Advisor, Sunlife Ph life insurance
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๐—ฆ๐—จ๐—ก ๐—ฆ๐— ๐—”๐—ฅ๐—ง๐—˜๐—ฅ ๐—Ÿ๐—œ๐—™๐—˜ ๐—˜๐—Ÿ๐—œ๐—ง๐—˜ ๐—ฃ๐—˜๐—ฆ๐—ข ๐Ÿ‘ชYou just need to pay for a limited time, and it will give you a lifetime guaranteed cash be...
11/07/2023

๐—ฆ๐—จ๐—ก ๐—ฆ๐— ๐—”๐—ฅ๐—ง๐—˜๐—ฅ ๐—Ÿ๐—œ๐—™๐—˜ ๐—˜๐—Ÿ๐—œ๐—ง๐—˜ ๐—ฃ๐—˜๐—ฆ๐—ข ๐Ÿ‘ช

You just need to pay for a limited time, and it will give you a lifetime guaranteed cash benefit payout! ๐Ÿ’›

This is a traditional plan that gives a guaranteed return.

โœ”๏ธ Covered until age 100
โœ”๏ธ Limited time to pay (5/10)
โœ”๏ธ Lifetime guaranteed cash benefit payout until age 100.
โœ”๏ธ 4.20% annual dividend

Ano ang BENEFITS ng Sun Smarter Life Elite:

๐Ÿ”† Double ang face amount upon death of the insured.

๐Ÿ”†Meron syang GUARANTEED 8% na endowment benefit. Nagbibigay si Sun Life ng ๐Ÿด% ๐—š๐—จ๐—”๐—ฅ๐—”๐—ก๐—ง๐—˜๐—˜๐—— ๐—–๐—”๐—ฆ๐—› ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜ at the end of 6๐˜๐—ต ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ผ๐—น๐—ถ๐—ฐ๐˜†, ๐—ฎ๐—ป๐—ฑ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† other year ๐—ฎ๐—ณ๐˜๐—ฒ๐—ฟ๐˜„๐—ฎ๐—ฟ๐—ฑ๐˜€, ๐˜‚๐—ป๐˜๐—ถ๐—น ๐—ฎ๐—ด๐—ฒ ๐Ÿญ๐Ÿฌ๐Ÿฌ. Di ba ang ganda, di ka pa tapos mag bayad may pension ka na until you reach age 100! Nakaplano na ang makukuha in the future.

๐Ÿ”† Meron kang dividend (not guaranteed, projected up to 4.80%).

๐Ÿ”† Great for child's educational fund.

๐Ÿ”† Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron kang makukuha until age 100. (pwede makinabang pati anak ng anak mo o apo ng anak mo, Hanggang sa susunod pang generation).

๐Ÿ”† Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap siya ng pera until age 100.

๐Ÿ”† Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila.

๐Ÿ”† Perfect para sa mga taong segurista.

๐Ÿ”† May paying period na 5 years or 10 years.

๐Ÿ”† Merong Accidental Death at Total Disability Benefit

๐—ž๐—ฎ๐—ต๐—ถ๐˜ ๐˜€๐—ฎ๐—ฎ๐—ป ๐—ฝ๐˜„๐—ฒ๐—ฑ๐—ฒ ๐—บ๐—ผ๐—ป๐—ด ๐—ด๐—ฎ๐—บ๐—ถ๐˜๐—ถ๐—ป:
๐Ÿ  ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—น๐—ผ๐˜
โœˆ๏ธ ๐˜๐—ฟ๐—ฎ๐˜ƒ๐—ฒ๐—น ๐—ด๐—ผ๐—ฎ๐—น๐˜€
๐Ÿ‘ฉโ€๐ŸŽ“ ๐—ธ๐—ถ๐—ฑ'๐˜€ ๐—ฒ๐—ฑ๐˜‚๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป
๐Ÿ‘ด ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฎ๐—ป๐—ฑ ๐—บ๐—ผ๐—ฟ๐—ฒ!

Message me for inquiries:



Alam nyo ba na may insurance plan si Sun Life na ang tawag namin ay ๐—ฆ๐—จ๐—ก ๐—”๐—–๐—–๐—˜๐—Ÿ๐—˜๐—ฅ๐Ÿด.This is a plan with 20 years maturity p...
07/06/2023

Alam nyo ba na may insurance plan si Sun Life na ang tawag namin ay ๐—ฆ๐—จ๐—ก ๐—”๐—–๐—–๐—˜๐—Ÿ๐—˜๐—ฅ๐Ÿด.

This is a plan with 20 years maturity period kung saan insured ka na may malaking pera ka pa na makukuha! At 8yrs mo lang sya babayaran ha.

Bagay ito sa ๐—ฅ๐—˜๐—ง๐—œ๐—ฅ๐—˜๐— ๐—˜๐—ก๐—ง or pwede rin as ๐—˜๐——๐—จ๐—–๐—”๐—ง๐—œ๐—ข๐—ก๐—”๐—Ÿ ๐—™๐—จ๐—ก๐—— ng anak. Kaya kung gusto mo magdiversify or mag reallocate ng hard earned money mo, ito ang sample:

๐—™๐—ฒ๐—บ๐—ฎ๐—น๐—ฒ ๐—”๐—ด๐—ฒ ๐Ÿฏ๐Ÿฌ, ๐—ก๐—ผ๐—ป๐˜€๐—บ๐—ผ๐—ธ๐—ฒ๐—ฟ

Annual Premium P209,940 payable for 8 years only (kaya tinawag na ACCELER8)

๐—–๐—ฎ๐˜€๐—ต ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜ #๐Ÿญ: Makakakuha ka ng 8% ng face amount P80,000 starting sa year 8 and increasing by 2% and every other year until sa ika 20th year.

๐—–๐—ฎ๐˜€๐—ต ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜ #๐Ÿฎ: May makukuha ka na non guaranteed amount ng dividend every year starting sa ika 9th year then every year for 20 years (pwede iwithdraw, pwede din iwanan to accumulate para mag earn ng interest)

๐—–๐—ฎ๐˜€๐—ต ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜ #๐Ÿฏ: May makukuha ka na non guaranteed amount ng special bonus sa ika 8th year, projected at ๐—ฃ๐Ÿณ๐Ÿฑ,๐Ÿฏ๐Ÿฌ๐Ÿต (pwede din iwithdraw or iwanan kay Sun Life para lumago pa)

๐—–๐—ฎ๐˜€๐—ต ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜ #๐Ÿฐ: If walang mangyari sayo at totally healthy ka after 20 years, makakakuha ka na GUARANTEED CASH VALUE or yung maturity amount equivalent sa 102% ng face amount mo which is ๐—ฃ๐Ÿญ,๐Ÿฌ๐Ÿฎ๐Ÿฌ,๐Ÿฌ๐Ÿฌ๐Ÿฌ!

๐—˜๐˜€๐˜๐—ถ๐—บ๐—ฎ๐˜๐—ฒ๐—ฑ ๐—ง๐—ผ๐˜๐—ฎ๐—น ๐—Ÿ๐—ถ๐˜ƒ๐—ถ๐—ป๐—ด ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€ after 20 years if walang withdrawal ng cash benefits 1-4: ๐—ฃ๐Ÿฎ,๐Ÿณ๐Ÿฌ๐Ÿฏ,๐Ÿฏ๐Ÿฑ๐Ÿต! ๐Ÿ’›

May peace of mind ka din kasi may insurance coverage ka starting at P1,000,000 and increasing by 16% for 8 years!

Total insurance coverage amount at year 9-20: ๐—ฃ๐Ÿฏ,๐Ÿต๐Ÿฒ๐Ÿฏ,๐Ÿฏ๐Ÿฑ๐Ÿต

O di ba ang ganda! Kumita ka na protected ka pa!

Kung gusto mo ito, DM me and I will discuss it with you. Iโ€™ll be happy to assist you! โ˜€๏ธ

CTTO

ITโ€™S OFFICIAL!Sun Life is OVERALL  #1 in New Business and Total Premiums for the year 2022 โค๏ธโ€๐Ÿ”ฅ   โ˜€๏ธ
24/03/2023

ITโ€™S OFFICIAL!

Sun Life is OVERALL #1 in New Business and Total Premiums for the year 2022 โค๏ธโ€๐Ÿ”ฅ โ˜€๏ธ

Ano ang Sun Maiden and Sun Maiden Plus? These plans are designed especially for women. Both plans provide life insurance...
16/03/2023

Ano ang Sun Maiden and Sun Maiden Plus?

These plans are designed especially for women. Both plans provide life insurance coverage to secure your loved ones future against life uncertainties. Both also provide health protection benefits that can help cushion the financial impact caused by any of the covered female-specific illnesses and surgeries.

SUN Smarter Life Elite Peso 10 suits you if you want guaranteed returns.Clientsโ€™ favorite Sun Life plan! Simple lang. Be...
11/03/2023

SUN Smarter Life Elite Peso 10 suits you if you want guaranteed returns.

Clientsโ€™ favorite Sun Life plan! Simple lang. Because this is an Insurance plan that keeps on giving and giving. Babayaran mo lang ng 10 years at meron ka nang GUARANTEED CASH RETURNS + DIVIDENDS until age 100! ๐ŸŒฑ๐Ÿชด๐Ÿ˜Š๐Ÿค‘

Ang saya diba? Plus it has DOUBLE life insurance.

PM me for more details. ๐ŸŒฑ

โ˜€๏ธ ๐™‡๐™„๐™๐™€ ๐™„๐™‰๐™Ž๐™๐™๐˜ผ๐™‰๐˜พ๐™€ + ๐™Ž๐˜ผ๐™‘๐™„๐™‰๐™‚๐™Ž โ˜€๏ธ๐’๐ฎ๐ง ๐’๐ฆ๐š๐ซ๐ญ๐ž๐ซ ๐‹๐ข๐Ÿ๐ž ๐„๐ฅ๐ข๐ญ๐ž ๐๐ž๐ฌ๐จ ๐Ÿ๐ŸŽ๐Ÿ”ฅHere are 7 Compelling Reasons:1. ๐˜พ๐™๐™„๐™Ž๐™„๐™Ž ๐™‹๐™๐™Š๐™Š๐™ ๐™‡๐™ž๐™›๐™š๐™ฉ๐™ž๐™ข๐™š ๐™‚๐™ช๐™–๐™ง...
09/03/2023

โ˜€๏ธ ๐™‡๐™„๐™๐™€ ๐™„๐™‰๐™Ž๐™๐™๐˜ผ๐™‰๐˜พ๐™€ + ๐™Ž๐˜ผ๐™‘๐™„๐™‰๐™‚๐™Ž โ˜€๏ธ

๐’๐ฎ๐ง ๐’๐ฆ๐š๐ซ๐ญ๐ž๐ซ ๐‹๐ข๐Ÿ๐ž ๐„๐ฅ๐ข๐ญ๐ž ๐๐ž๐ฌ๐จ ๐Ÿ๐ŸŽ
๐Ÿ”ฅHere are 7 Compelling Reasons:

1. ๐˜พ๐™๐™„๐™Ž๐™„๐™Ž ๐™‹๐™๐™Š๐™Š๐™ ๐™‡๐™ž๐™›๐™š๐™ฉ๐™ž๐™ข๐™š ๐™‚๐™ช๐™–๐™ง๐™–๐™ฃ๐™ฉ๐™š๐™š๐™™ ๐˜พ๐™–๐™จ๐™ ๐˜ฝ๐™š๐™ฃ๐™š๐™›๐™ž๐™ฉ๐™จ
โ–ช๏ธ As early as end of 6th year of your policy, you get to receive a Guaranteed Pay Out every other year until age 100 regardless of the economic situation

2. ๐™€๐™–๐™ง๐™ฃ ๐˜ฟ๐™„๐™‘๐™„๐˜ฟ๐™€๐™‰๐˜ฟ๐™Ž ๐™”๐™š๐™–๐™ง๐™ก๐™ฎ
โ–ช๏ธ You will receive money if the company declares that there is a dividend

3. ๐™ˆ๐™ช๐™ก๐™ฉ๐™ž ๐™‚๐™š๐™ฃ๐™š๐™ง๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™–๐™ก ๐˜ฝ๐™š๐™ฃ๐™š๐™›๐™ž๐™ฉ๐™จ
โ–ช๏ธ Even your grandchild will experience benefits

4. ๐™๐™ช๐™ฉ๐™ช๐™ง๐™š ๐™๐™š๐™–๐™™๐™ฎ ๐˜พ๐™ง๐™š๐™™๐™ž๐™ฉ
โ–ช๏ธ You can borrow money when you need money

5. ๐™๐™ช๐™ฉ๐™ช๐™ง๐™š ๐™ˆ๐™๐™„ ๐™๐™ค๐™ง ๐™ƒ๐™ค๐™ช๐™จ๐™ž๐™ฃ๐™œ ๐™‡๐™ค๐™–๐™ฃ
โ–ช๏ธ You can use it if you're going to loan a house

6. ๐™ˆ๐™ช๐™ก๐™ฉ๐™ž-๐™‹๐™ช๐™ฅ๐™ค๐™จ๐™š ๐™๐™ช๐™ฃ๐™™
โ–ช๏ธ You can give it as a gift, wedding fund, buy a car, build a business, property and many others

7. ๐™‡๐™€๐™‚๐˜ผ๐˜พ๐™” ๐™‚๐™ž๐™›๐™ฉ ๐™๐™ค๐™ง ๐˜ผ ๐™‡๐™ž๐™›๐™š๐™ฉ๐™ž๐™ข๐™š
โ–ช๏ธ Your family will never forget you and what you've set-up for them

๐™Ž๐™๐™„๐™๐˜ผ๐˜ฝ๐™‡๐™€ ๐™๐™Š๐™:

๐ŸŽ“ Educational Fund
โœˆ๏ธ Travel Fund
๐Ÿง“ Retirement Fund

Message me for inquiries.๐Ÿ“ฉ

Client: ๐™ˆ๐™–๐™ฎ ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š ๐™ฃ๐™– ๐™–๐™ ๐™ค ๐™จ๐™– ๐™˜๐™ค๐™ข๐™ฅ๐™–๐™ฃ๐™ฎ ๐™š๐™.Yung ibang companies nagpprovide ng insurance (HMO and life insurance) for th...
07/02/2023

Client: ๐™ˆ๐™–๐™ฎ ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š ๐™ฃ๐™– ๐™–๐™ ๐™ค ๐™จ๐™– ๐™˜๐™ค๐™ข๐™ฅ๐™–๐™ฃ๐™ฎ ๐™š๐™.

Yung ibang companies nagpprovide ng insurance (HMO and life insurance) for their employees as additional employee benefit aside sa basic pay, allowances, etc. which is very helpful lalo sa panahon ngayon.

However, we still need to have our ๐˜ฑ๐˜ฆ๐˜ณ๐˜ด๐˜ฐ๐˜ฏ๐˜ข๐˜ญ plan.

Why?

Here are some of the reasons:
- The company-provided insurance has minimal coverage only.
- Once the employee resigned, he/she will not be covered by the company-provided insurance anymore.
- If the employee becomes critically ill and exceeded the HMO coverage, the company will not cover the entire hospital bills.

Since we will not be an employee forever, ๐˜„๐—ฒ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ด๐—ฒ๐˜ ๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป๐—ฎ๐—น ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐—ฝ๐—น๐—ฎ๐—ป. ๐Ÿ’ฏ

Want to know how much protection you need?
Send me a message and we will discuss the right coverage for your protection. โœ…โœ‰๏ธ



GOOD NEWS PARTNERS!If you have POLICIES NA TRADITIONAL PLANS such as Sun Smarter Elite, Sun Fit & Well, etc) from your p...
14/01/2023

GOOD NEWS PARTNERS!

If you have POLICIES NA TRADITIONAL PLANS such as Sun Smarter Elite, Sun Fit & Well, etc) from your portfolio;

BIG congratulations dahil our accumulation rates (dividends and bonuses) will INCREASE from 3.90% to 4.20%! ๐Ÿ†๐Ÿค

These plans are guaranteed and no risk! Pataas lang ng pataas! ๐Ÿ˜Š

If you want to have this kind of plan, message mo lang ako. ๐Ÿ˜Š




CONGRATULATIONS sa mga taong tinapos ang taong 2022 ng INSURED at may INVESTMENT! Specially sa mga clients ko ๐Ÿ’›๐ŸŒžTunay na...
31/12/2022

CONGRATULATIONS sa mga taong tinapos ang taong 2022 ng INSURED at may INVESTMENT! Specially sa mga clients ko ๐Ÿ’›๐ŸŒž

Tunay na mas maraming bagay ang tinuro ang taon na ito, kaya mas na-aapreciate nila ang insurance.
Tama yan! I know after several years tumutubo na ng malaki ang investment nyo plus secure pa ang sarili at pamilya nyo.

At para sa mga hindi pa insured, let this be your new goal sa buhay. Walang mawawala at masasayang kapag kumuha ka ng insurance mo.

Kaya para sa mga di pa insured dyan pero gusto na maging INSURED-INVEST๐Ÿ’›
Ilaban ulit natin yan this 2023 ๐Ÿ’ช

Message me to know your options ๐Ÿ“ฒ๐Ÿค—

50/30/20 rule : Needs Vs Wants Vs savings/debt
22/12/2022

50/30/20 rule : Needs Vs Wants Vs savings/debt

After being awarded as the no. 1 life insurance company in the country, Sun Life Philippines now bags the highest honor ...
22/12/2022

After being awarded as the no. 1 life insurance company in the country, Sun Life Philippines now bags the highest honor for the Life Insurance category in the Trusted Brand Awards - for 4th year in a row! โ˜€๏ธ

We thank everyone for your continued trust and confidence in us. And as we mark our 127th year, weโ€™ll stay committed to being Filipinos' in achieving lifetime financial security and living healthier lives. ๐Ÿ’›

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