PRU LIFE UK Financial Advisor - Rachel Mercado

19/08/2025

Think of life insurance as your family's safety
net. It's there to catch them, providing security and
comfort, even when life's little surprises come
knocking.👐

If you’re a client reading this, now is the time to speak
with a trusted advisor. Understand your risks today, so
your future is protected tomorrow. 🧡

07/08/2025

07/08/2025

28/07/2025

Let's protect what you worked for, while enjoying it in your Lifetime ♥️

✅ Guaranteed Annual Pay Out
✅ Guaranteed 200% Maturity Benefit
✅ Guaranteed 200% Death Benefit
✅ Guaranteed Cash Values
✅ Dividends
✅ Supplementary Riders (for more comprehensive protection coverage) such as :
🔴 TPD
🔴 ADD
🔴 PA
🔴 WPTPD
🔴 PW

✨Rachel Mercado
Licensed Financial Consultant
PRU LIFE UK ✨

16/07/2025

Client: Ma'am ano po ang magandang PruLife UK Insurance Plan?

Me: Lahat po ng plans ni Pru Life UK ay maganda, created sya with different GOALS, LIFE STAGES, and NEEDS.

So, it depends po on your goal on which plan to choose 😊

Here's my TOP 4 BEST INSURANCE PLANS HERE IN PRU LIFE UK

✅ Kung gusto mo ng life insurance with investment at limited ang budget
-𝗣𝗥𝗨𝗟𝗜𝗡𝗞 𝗔𝗦𝗦𝗨𝗥𝗔𝗡𝗖𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧 𝗣𝗟𝗨𝗦

✅ If ang hanap mo naman ay 𝐞𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐩𝐥𝐚𝐧 para sa anak mo? With Criticall Illness coverage.
-𝗣𝗥𝗨 𝗛𝗘𝗔𝗟𝗧𝗛 𝗣𝗥𝗜𝗠𝗘

✅ If you’re looking for a Higher Protection Coverage and Higher Investment return na limited pay plans like 15 yrs, 10yrs, 7yrs, and 5 yrs to pay pero may Millions ka na after mo ito bayaran.
-𝗣𝗥𝗨𝗟𝗜𝗡𝗞 𝗘𝗟𝗜𝗧𝗘 𝗣𝗥𝗢𝗧𝗘𝗖𝗧𝗢𝗥 𝗦𝗘𝗥𝗜𝗘𝗦

✅️ If you're looking for a lifetime
GUARANTEED PAYOUT at lifetime insurance,
PRULIFETIME INCOME ang para sa'yo. Limited pay for 5 years or 10 years only. Receive the guranteed payout annually, starting from the 6th policy year until maturity, regardless of market conditions.
-PRULIFETIME INCOME

If you're not yet sure which plan you should get, let me help. Mahalaga na may idea ka na agad kung alin ba ang pinakamaganda para sayo.

Message me for a FREE CONSULTATION. 📩
RACHEL G. MERCADO
Asst. Unit Manager
PRU LIFE UK

04/06/2025

🔑 Main Features ng PRULifetime Income

1. Guaranteed ₱100,000 Yearly Payout for Life.
Mag-invest ka ngayon, at after a few years (on the 6th year ), magsisimula ka nang tumanggap ng ₱100,000 bawat taon habang buhay.

Ito ay guaranteed—hindi apektado ng market performance.

2. 200% Life Insurance Coverage

Halimbawa, kung ang sum assured mo ay ₱1M, ang life insurance coverage mo ay magiging ₱2M. Ibibigay ito sa beneficiaries mo kung sakaling may mangyari sa'yo.

3. Flexible Payment Terms

Pwede kang mamili kung gusto mong magbayad ng premiums for 5 years or 10 years, depende sa budget mo.

4. May Optional Riders

Pwede mong dagdagan ng protection like:

Accidental Death

Total and Permanent Disability

Critical Illness (depende sa plan)

5. May Non-Guaranteed Dividends Din

Starting sa 3rd year, may chance kang makatanggap ng dividends (optional bonus), depende sa performance ng kumpanya.

📊 Example (Halimbawa)

Let’s say kumuha ka ng ₱2,000,000 coverage para sa anak mong 10 years old:

10 years ka magbabayad (e.g., ₱80,000 to ₱100,000 per year depende sa age at health).

Starting age 24 ni child, makakatanggap siya ng ₱100,000 every year for life.

Total lifetime payout: puwedeng umabot ng ₱8.5 million+.

Plus, may ₱4 million life insurance coverage (200% ng ₱2M sum assured).

"Feel free to message me anytime kung may questions or inquiries ka!"

Rachel Mercado
Assist. Unit Manager
PRULIFE UK

02/06/2025

Yes, PRULifetime Income is back! Pru Life UK reintroduced this traditional insurance product in June 2024, offering a compelling combination of guaranteed income and comprehensive family protection.

💰 Key Features of PRULifetime Income

5% Guaranteed Annual Payout: Receive 5% of your sum assured annually, starting from the 6th policy year until maturity, regardless of market conditions.

200% Lifetime Insurance Coverage: Your beneficiaries are entitled to double the sum assured upon your passing, up to age 100.

Flexible Payment Terms: Choose to pay premiums over 5 or 10 years, with a minimum sum assured of ₱250,000.

Non-Guaranteed Dividends: Starting from the 3rd policy year, you may receive dividends that can be taken in cash, applied to premiums, or left to accumulate interest.

Optional Riders: Enhance your coverage with riders like Total and Permanent Disability Plus (TPD+) and Accidental Death and Disablement (ADD) for additional protection.

👨‍👩‍👧 Ideal For:

Parents: Secure your child's education and future financial needs.

Individuals Planning Major Expenses: Fund significant purchases or travel goals.

Pre-Retirees: Ensure a steady income stream during retirement.

Those Seeking Family Protection: Provide a financial safety net for your loved ones.

📊 Sample Scenario

For a 10-year-old child with a ₱2 million sum assured on a 10-year plan:

Guaranteed Payout: ₱900,000 total payout at age 24, continuing until age 100.

Death Benefit: Leave ₱4 million to the child's future family.

📍 How to Apply

To learn more or get a personalized quote, contact me.

If you need assistance or have further questions, feel free to ask me💌