25/08/2026
ππ‘π’ ππ ππ‘π ππππ¦ππ₯ ππ’π‘π-π§ππ₯π πππππ§ππππ₯π? π
Ang Kaiser Long-Term Healthcare ay isang 3-in-1 Savings Plan na nagbibigay ng kombinasyon ng Healthcare + Term Life Insurance + Investment, para mas handa tayo sa iba't ibang yugto ng buhay.
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Kapag nagkasakit at kailangan ng hospitalization, may healthcare coverage na makakatulong sa medical expensesβlalo na habang tumatanda tayo at mas nagiging mahalaga ang healthcare protection.
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Kung may hindi inaasahang pangyayari at maagang mawala ang breadwinner, makakatulong ang life insurance benefit sa pamilya para sa kanilang mga pangangailanganβtulad ng education, daily expenses, o pagbuo ng source of income.
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Kung tayo naman ay blessed with long life, magandang tanungin ang sarili:
βSapat ba ang naipon ko para sa retirement?β
Habang may active income pa tayo, magandang magsimula nang mag-build ng financial resources para may mapagkukunan tayo sa mga taon na hindi na tayo nagtatrabaho.
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ππππ’π₯πππππ & 7-YEAR PAYMENT PERIOD
May fixed payment period at may coverage habang nasa payment period, subject to the terms and conditions of the policy.
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ππ’π¦π£ππ§ππ & π₯π’π’π ππππ’π π π’πππ§ππ’π‘ π₯
May healthcare benefits na maaaring makatulong sa eligible hospitalization expenses, ayon sa limits at provisions ng plan.
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ππ‘π‘π¨ππ π£ππ¬π¦ππππ & πππ‘π§ππ πππππ-π¨π£π¦·
May preventive care benefits subject to the applicable policy terms and eligibility requirements.
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πππ«ππ π£π₯ππ ππ¨π
Ang premium ay nakabase sa approved policy. Hindi basta-basta nagbabago dahil lang tumatanda ang insured, subject to the policy terms.
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ππ’π‘π-π§ππ₯π πππ₯π ππ’π‘π¨π¦
May long-term care feature/benefit ayon sa specific plan at policy provisions.
π‘ Hindi lang ito tungkol sa pagpapagamot.
Itβs about preparing for **healthcare needs, family protection, and your future financial security.
π© Want to know if Kaiser is suitable for you?
Message me for a FREE Financial Coaching Session. Letβs check your needs, budget, and financial goals first.
Coach Perly Erece Melad, AFP
IMG Financial Educator
Empowering OFWs. Strengthening Families. Securing Futures.
