Juan Peso Matters

12/01/2023

may mga bagay sa mundo na madalas nabibigyan natin ng hindi sapat na pagtingin at halaga, dahil akala natin okey naman ngayun bukas makalawa okey pa din yan...ngunit sa di mo inaasahan na pagkakataon may pangyayaring biglang mawawala, may masisira, may tumitirik sa gitna ng daan, isinusugod sa hospital, meron din dina naman na hindi na umabot.

May biglang nagaganap na di naman dapat maganap...tingnan nyu ang SIBUYAS, sinong mag akala na magiging ganyan eto k**ahal ngayon? di ba wala, eh kasi sibuyas lang naman yan...piso nga lang dati yan isang piraso sa tindahan...

Walang nakakaalam sa mga maaring mangyari sa hinaharap, ngayon ang tanong kahit papaano handa ka ba? magtabi kahit kaunti, wag lamang ilagay sa banga baka amagin lang, wag naman lahat iimbak sa bangko dahil 72yrs yan bago madoble...ilagay ang isang pangkat sa Kaiser Healthcare, isang pangkat sa Life Insurance ng Manila Bankers Term Life, isang parte sa Emergency Fund, isang bahagi sa Mutual fund, dahan dshanin bayaran ang mga utang. Huwag din naman lahat iinvest sa negosyo, dahil kailanhan maging handa sa mga aberya, lalu higit sa lahat huwag sa mga scam.

Sa IMG itinuturo ang diversification technique, may aral din ng pamamaraan paano maka increase ng cash flow, kung hindi kaya ng dagdag trabaho o promotion upang lumaki ang sweldo, edi magbawas ng gastusin at ibaba ang lifestyle...two way! Lastly, alam nyo din ba na kapag IMG member ka pede mo gawin source of additional income ang IMG...andito din ang mga discounts, mga freebie, mga benefits na magaganda...sa maliit na halaga ng membership di ka na talo.

Invest with us, join our community, wag tayo makuntento sa sahod at existing na negosyo, dagdagan pa natin 😉 sali kayo sa webinar para mas magets ang sinasabing Juan(peso) matters...

27/12/2022

friendly reminder😍

27/12/2022

There are 2 things I consider why it is REALLY IMPORTANT for an OFW to get a Healthcare Insurance such as the KAISER Healthcare 3-in-1 Plan (INSURANCE , HEALTHCARE and INVESTMENT)

1. OFWs become OFW because they are the BREADWINNERS, if they lose their life abroad or can't work due to critical illness or disability, who will feed their family who's the primary reason why they are there?😥

2. Their remittance goes directly to their family but they almost use it for their daily expenses and forget to save. Why not put SOME money in INSURANCE with INVESTMENT, where your family can't access your savings easily? When you get back in the PHILIPPINES, expect that you have SAVINGS to withdraw...🥰🤩😍

🛫🛬🚢⛴️

27/12/2022

Kamusta ang taong 2022...natupad ba ang mga new years resolutions😜...o bawi nalang sa 2023😉

27/12/2022

JACK MA

The richest man in China said, “If you put the bananas and money in front of the monkeys, the monkeys will choose bananas because the monkeys don't know that money can buy a lot of bananas.

In fact, if you offer WORK and BUSINESS to people, they will choose to WORK because most people don't know that a BUSINESS can make more MONEY than a salary.

One of the reasons the poor are poor is because the poor are not trained to recognize the entrepreneurial opportunity.

They spend a lot of time in school and what they learn in school is to work for a salary instead of working for themselves.

Profit is better than wages because wages can support you, but profits can make you a fortune.

Let's remember these tips 💝💪💝

11/12/2022

FINANCIAL LITERACY SEMINAR
FOR SEAFARERS ONBOARD OUR SHIP
AT VENICE, ITALY ANCHORAGE⚓⛵🐳🐋

DECEMBER 11, 2020

Masayang Balitaktakan, maiba namn ang nakagawiang usapan, balansehin ang buhay, husayan ang paghawak sa temporal o pinansyal na aspeto ng buhay...Itaguyod ang Pamilya ms maging wise tayo, mas maging pala IPON at pala Invest, unahin ang investment sa Kalusugan at Buhay...PAY YOURSELF FIRST❤

By Chief Officer S. Abasolo
International Marketing Group (IMG) Makati Phils.

11/12/2022

INFLATION👆 IPON💰 INVEST💸

Lahat na lang tumataas🚀sahod na lang ang hindi😁 may magagawa ba tayo para mapataas ang sahod, siempre wala dahil hindi naman tayo ang may ari ng kumpanya😭maliban nalang kung magpa promote ka🙆‍♂☝ Bakit nga ba pahirap ng pahirap ang buhay at naging dahilan kung bakit marami na rin ang natututong mag ipon mag ipon at mag invest😊

Sa lesson natin noon sa paaralan tungkol sa ekonomiks narinig na natin ang salitang INFLATION🤔- eto ang sukat ng pagtaas ng presyo ng mga produkto, serbisyo, pagkain, krudo atbp. kaakibat ng pagbaba ng purchasing power (dami ng kayang bilhin) ng salapi ng isang bansa.

nagiging pasanin sa atin ang inflation dahil pag tumaas eto ang hawak natin pera lumiliit ang value o halaga, ang dating 20 peso na nakakabili pa ng isang kilong bigas ngayun ay hindi na.

Bakit nga ba may Inflation
👉Cost-Push Inflation- bunsod eto ng pagtaas ng gastusin ng mga kompanya para sa mga materials, pasahod at iba oang kailangan upang manatiling operational ang kanilang negosyo, tumataas ang raw materials tumataas ang bilihin palaging end consumer ang dehado
👉Demand-Pull Inflation- eto ang sinasabi ng mga ekonomista na High Demand, Low Supply, High Price. Kapag ang ekonomiya ng bansa ay gumaganda dumadami din ang pera ng tao, dumadami ang nagkakagusto sa isang produkto o serbisyo at gusto lahat makakuha neto kaya naman bumabagsak ang suplay, sa pagbagsak ng suplay sya rin na tumataas ang presyo

Dahil sa mga pagtaas ng presyo bunsod ng Inflation, malaki ang epekto nito sa ating hawak na pera. Ang Inflation taon taon ay tumataas as of 2021 ang Pilipinas ay may 4.5% inflation rate, sa taon 2022 tataas nanaman eto at sa mga susunod pa hindi yan bababa lagi yan tataas...

Ang Bangko Sentral ng Pilipinas / the Philippine Government sila ang komokontrol sa inflation upang mapanatili na nasa normal na rate ang Inflation ng bansa, upang proteksyunan tayong mga mamamayan sa pagtaas ng mga bilihin o serbisyo. Subalit sa parte natin, wala tayong magagawa kundi ang sumabay sa agos ng ekonomiya at inflation😌

Ano ang magagawa natin upang makasabay at di tayo malugi sa hawak nating salapi o pera?💁‍♂💁‍♀

🤗huwag po natin hawakan, paikotin natin, dahil kapag itinabi mo lang ang pera mo sa baul sa loob ng ilang taon bababa yan ng buying power, dont take the literal meaning of "saving" na itatago mo lang sa bahay sa kawayan o sa ilalim ng k**a. Although its a good habit na gawin ang matandang kaugalian na pagtatago ng pera subalit sa panahon ngayon kailangan na natin mag evolve, mag innovate sa ating mga savings, ang bagong pag iipon can be an done through investing😍, through banks Time Deposits, in UITFs, Mutual Funds, Stock Market, Bond Funds, Coops, Cryptocurrency, etc...these paltforms will avoid losses brought about by Inflation because all of them will give you earnings much higher than the inflation rates yearly.

🤔For those employees like most of us, naisip nyu ba minsan, gaano na kayo katagal sa trabaho nyo subalit ang kumpanya ilang taon na hindi nagbibigay ng increase ang sahod. Kung kumikita ka noon ng 50K flat for the next 10yrs, LUGI ka dahil sa inflation🤨 yung gastusin mo tumataas pero ang sahod ay hindi, dahil dyan KAILANGAN NATIN MAGHANAP NG IBANG SOURCE OF INCOME, o mag-IPON tayo sa tamang pag iipon at sa tamang pamamaraan ng pag-i-INVEST

Let your money work for you❤

27/11/2022

financial tips worth sharing😊

CTTO

06/06/2022

tips sa mga kadagat misis😁

25/04/2022

🙋‍♂Never get into pressure na mag ipon, hindi pabilisan ang makaipon at hindi paramihan ng maiipon. Again, having the ability to save or invest savings is just a Privilege🤗, walang pwedeng humusga sa tao kung bakit walang ipon, we have our own financial battles in life...

🙆‍♀Bur for us Privilege enough to start...what are you waiting for, anong pumipigil sayo Kabayan, di kailangan mag umpisang malaki, you can start small, di kailangan mag umpisang maraming ipon, you can start with just coins...what matters is you practice the habit and that habit will soon become an attitude...❤

Save, be frugal, save for the future self and family, save for the emergency situations, save for building your dreams.

24/04/2022

04/03/2022

❤small things can make a difference...💎

"when I was going to bed after using my bathroom, I started hearing sound of drops of water from the tap in slow successions, but since it was dropping into an empty bucket, I decided to let it be.

But, alas! When I woke up the next morning, around 5am, the bucket was almost full! I was surprised that just drops even in such slow successions could produce that much. I couldn't help it, 'Just drops?!' I questioned rhetorically.

But the following night, I made sure that the tap in my bathroom was locked completely and I checked the bucket and saw that it was empty, though wet. Then I went to sleep.

I guess you already know what I saw the next morning. The bucket was not wet as I had left it, but it was now dry!

Then I realized the importance of a drop and how much difference it can make in all ramifications of one's life compared to a dry tap.

Imagine letting the drops be for a year, I would be scooping with drums at the end of the year!

So, how about that drop of savings?

How about that drop of kindness and love everyday?

How about a drop of reading useful books today and every day?

How about that drop of a verse of the scripture today and every day?

How about that drop of prayer today and every day?

How about a drop of worship today and every day?

How about a drop of step towards your God-given dream today and every day?

How about a drop of giving into your heavenly account?

What virtue and discipline will you start today in little drops?

Never neglect the importance of a drop, for when the harvest time comes, you would have made a big difference."
author anonymous