Charito A. Platino, Financial Advisor, Sun Life Philippines- Cinnamon NBO

26/07/2021

Many people are busy building their wealth but forget to protect it.

Message me to know how.

28/03/2021

When you start taking action, you set your destiny in motion.

13/03/2021

Buy an insurance now!
Pm me if ur interested. 😊

09/03/2021

Don't let your dreams for your family be wasted! Get a life insurance so that your dreams for them will continue even if your gone!
Message me now. I'll be happy to help you.

05/10/2020

"My first Life Insurance policy was with Sun Life, which I bought way back 1984, a year after I gave birth to my eldest boy.
Pag meron na palang tao na ang buhay ay kadugtong ng buhay mo, it becomes your instinct to protect your life for that person's welfare.

To those who are parents here, alam nyo to.

LIFE INSURANCE can be the best expression of our unconditional love to our children that it extends even if we are no longer here physically.

If something happens to us, God-forbid, we want to rest in the thought that we will not leave our beloved family shocked and immobilized, not knowing what to do."

- Ms. Charo Santos

17/08/2020

Simple lang ang life insurance.
Dapat hindi magugutom ang iyong mga anak
If you die too soon,

Kaya hindi lang basta life insurance ang kailangan..

Kailangan ay SAPAT na life insurance, para hindi magutom ang mga anak.

Halimbawa ang monthly expenses ng household ng sole breadwinner with dependents ay ₱25k sa isang buwan.

Kung kunin siya ni Lord ng maaga, ano ba ang sapat ng coverage?

Ang ideal ay ten years worth of expenses, o
₱25k x 12 x 10 = ₱3,000,000

Kasi kung nawala si breadwinner, ito ay at least 10 years of expenses na ₱25k per month para sa pamilya. Kung kayang kumita ng 10% sa isang taon, ito ay ₱25k in perpetuity.

Ilan ang kilala nating may monthly expenses na ₱25k?
Ilan sa kanila ang may ₱3m na life insurance coverage?

Ang typical Filipino ba ay:
uninsured
underinsured
adequately insured
overinsured?

Ano ang ideal coverage para sa iyo?

03/08/2020

14/07/2020

Set yourself with multiple streams of income so that your life doesn't collapse of one fails.