26/10/2026
HMO VS. CRITICAL ILLNESS INSURANCE
Your HMO helps cover eligible medical expenses. Your Critical Illness Insurance provides a lump-sum benefit when you’re diagnosed with a covered critical illness, subject to policy terms.
Because when a critical illness strikes, it’s not just hospital bills you need to worry about. There may be lost income, daily expenses, and family needs to consider.
HMO helps with medical expenses. Critical Illness Insurance helps protect your finances.
You need more than medical coverage. You need financial protection, too. ❤️