Primary Accounts Limited

12/05/2026

Why haven’t I expanded?

It’s a question I get asked a lot. Why not hire staff? Why not grow the business into something bigger?

The truth is, I’m a self-confessed control freak. I like knowing every single one of my clients and the "ins and outs" of their businesses personally.

It’s a bit like farming—you can’t manage a herd properly if you’re never in the cowshed yourself. 🐄

I want to be the one who knows your history and looks after your books every single time. You can be sure your work isn't being handed off to a junior staff member—you get me, every time.

I’d much rather be the "control freak" who is out in the thick of it with you than a director who doesn't even know your name!

So you can be assured, I have no plans of merging or selling out. I’m here for the long haul and will be right here looking after you for at least the next 15–20 years as I love what I do!

05/05/2026

🌱 Exciting News 🌱

I’m happy to announce that I’m currently taking on new clients!

At Primary Accounts, I’m passionate about supporting hardworking farmers and rural businesses. I genuinely love what I do, and I take pride in providing reliable, professional accounting support that helps farming businesses thrive.

Whether you need help with tax, bookkeeping, financial advice, or simply want someone who understands the rural industry, I’m here to help.

✔ Trusted support
✔ Personalised service
✔ A real understanding of farming and rural business

If you’re looking for someone who cares about your business as much as you do, get in touch today.

📞 Let’s work together to make your business stronger.

Please see this blog I did a few years back now but is still relevant. https://primaryaccounts.co.nz/going-self-employed-first-time-contract-sharemilking/

Self-Employment – Going Contract OR LOSM for the first time What do we need? What do we need to do? Your first port of call should be a good farm orientated Accountant. You need to get the right business structure set up for yourselves and balance date shifted to suit the farming year. They can .....

28/04/2026

10 Years of Primary Accounts: From the Cowshed to the Office 🍾🐄

At the end of this year, Primary Accounts will be 10 years old. But the "why" behind this business didn't start in an office—it started on Farm.

In 2011, after years of working our way through the dairy ranks, we finally bought our own 100 hectare, 200 cow dairy farm in Northland. There was no family help or silver spoons; just years of hard graft to get our own dirt under our feet.

Between 2011 and 2018, we worked hard. We battled through floods, and the kicker was in July 2014, the first cow had just calved and the paddocks, 50% of the farm, turned into salty lakes.

While we were swimming in mud, the Fonterra payout took a dive. We went from $8.40 down to $4.40, and then the crusher: $3.90 💲🤑.

We lived off nothing. We knew exactly what it felt like to check the bank account and wonder how to make the math work.

My youngest had just turned 5, and I made the call to go back to work at an accounting firm. But what I saw there frustrated me. I saw good, hardworking people overpaying for "rubbish" service. I saw business owners who were flying blind, not actually knowing their numbers or how to fix them.

I knew they deserved better. I knew they needed someone who had actually sat at a kitchen table and worried about a $3.90 payout.

So, I started Primary Accounts. Ten years later, I’m still just as passionate about making sure you never overpay for service and that you always know your numbers.

Thanks for being part of the last decade. Here’s to the next one! 🥂

13/04/2026

Are you or anyone you know on this list?

Find out how to search for and claim unclaimed money.

24/03/2026

So you will still receive this if you get you WFF as a lump sum.

Today the Government announced a temporary change to the in-work tax credit (IWTC) rate for the period 1 April 2026 to 31 March 2027 or until the price of 91 petrol is below $3 per litre for four consecutive weeks (whichever is earliest).

The rate will increase by $50 a week (from $97 to $147 a week) for those who are eligible for the full amount of the in-work tax credit.

If you already receive the in-work tax credit, you will automatically get this increase. The first payment with the increased rate will be 7 April for weekly payments and 14 April for fortnightly payments.

You do not need to contact us.

If you currently receive your IWTC payments at the end of the year, you can change this to weekly or fortnightly in myIR. If you keep your payments the same, you will still receive the increased entitlement that you are eligible for at the end of the year

For more information visit ird.govt.nz/in-work-tax-credit-increase

18/03/2026

UPDATE - I can now take on a handful of new clients. If you are interested please get in touch ASAP before I close again.

🚨 Current Status: Head down, calculators up! 🧮☕

It’s officially that "crazy" time of year! To make sure every tax return and financial statement gets the attention it deserves, I am not taking on any new clients until the EOFY rush has settled down.

I love helping new clients, but right now, my priority is my current ones. 🏁

Keep an eye on this page—I’ll post an update as soon as I have fresh capacity!

09/03/2026

⚠️ Reminder for employers – payroll changes from 1 April

There are a couple of payroll changes coming on 1 April 2026, so it’s worth checking your payroll setup before your first April pay run.

💰 Minimum wage increase
The adult minimum wage is increasing from $23.50 to $23.95 per hour. If you have employees on minimum wage, their pay rates will need to be updated.

📈 KiwiSaver contribution change
The default KiwiSaver rate will increase from 3% to 3.5% for both employees and employers from the first payday on or after 1 April.

🏦 Watch out if you use automatic payments for wages.
Payroll systems like Xero or Paysauce will update the KiwiSaver deductions automatically. However, automatic payments set up in your internet banking won’t change, and because the employee KiwiSaver deduction increases, the net pay amount may change.

That means you may need to update your bank automatic payments so they match the new payroll figures.

If you’re unsure whether this affects your business or need help checking your payroll setup, feel free to get in touch.

25/02/2026

This would be amazing to win and a huge step up into farm ownership for any of my clients looking to go down that path! https://www.dairyindustryawards.co.nz/first-farm-award/

24/12/2025

22/12/2025

Year in 2025 by Chat GPT - pretty correct :-)

15/12/2025

Primary Accounts Limited is nine years old this month! It still blows me away when this time of year comes around and I reflect back that I started this as had a want to help people/businesses more than I felt the clients got where I was working at the time and that people entrusted me to do this and 9 years later, still love what I do and have the perfect clients and workload to suit my lifestyle. Thank you again to all my clients and roll on 10 years next year! 🍾🥂🎉