Anchorlight - Mortgages & Investments

04/08/2026

Money grows faster when it has a purpose.

Here's a simple shift that makes saving easier: name your accounts. Not "Savings 1" and "Savings 2", but "Future Home", "Travel Fund", "Emergency Cushion".

When your money has a job to do, you're far less likely to dip into it, and every dollar knows where it's headed. It turns saving from a vague good intention into something you can actually watch grow.

What would you name yours?

Want help setting up your savings goals the right way? Get in touch for a chat, I'd love to help you build a plan with purpose.

15/07/2026

What's the financial goal that feels just out of reach right now? A first home? Paying down the mortgage faster? Building something for the future? Whatever it is, you don't have to figure it out alone. Let's talk.

08/07/2026

01/07/2026

The best time to plant a tree was 20 years ago. The second best time is now.

Same goes for your retirement savings.

There's an old saying in investing: it's not about timing the market, it's about time in the market. Trying to pick the perfect moment to start is a losing game. The people who come out ahead are usually the ones who just started, and stuck with it.

Whether you're 25 or 55, the best move you can make with your retirement is the one you make today, not the one you keep putting off.

Get your retirement sorted. Get in touch and let's build a plan that works for you.

22/06/2026

Hot take: the "pay off all debt before investing" advice might actually be costing you money. 🤔

Here's the truth — it depends on the INTEREST RATE.

🔴 High-interest debt (credit cards, personal loans at 15–25%+): Pay it off. Fast. No investment reliably beats that.
🟡 Medium-interest debt (car loans, student debt around 6–10%): It's a coin flip. Consider doing both.
🟢 Low-interest debt (mortgage under 5%): The NZ share market and KiwiSaver have historically outperformed this. Investing may win.

One thing most Kiwis overlook: if you're not maximising your KiwiSaver contributions to get the full employer contribution AND the government contribution (up to $260.72/year), you're leaving free money on the table — even while carrying debt.

The real enemy isn't debt OR skipping investing — it's not having a strategy at all.

What camp are you in? 👇

19/06/2026

Your retirement doesn't start at 50 — it starts at your first paycheck.
$20/week for 30 years outperforms $75/week for 10 years. Time is your secret weapon.
It's not about how much you save. It's about when you start.

Curious how this applies to your situation? I'd love to help you get started. Reach out below.

11/06/2026

It is amazing the power of compound interest, watch your savings grow with this simple tool.

reach out for more information.

09/06/2026

Thinking of spending your savings on something new and exciting?
Use the 48 rule to help you decide.