26/05/2026
Working for yourself means wearing all the hats. 🎩💼
But don't forget the most important one: future planner.
If you’re self-employed, there’s no boss automatically contributing to your KiwiSaver. But that doesn’t mean you should miss out on a guaranteed boost to your savings.
Here is the golden rule to lock in your annual Government Contribution before the deadline:
👉 Put in $1,042.86 before June 30th, and the Government will give you a maximum bonus of $260.72.
To qualify for the government contribution, you must meet the following criteria: you must be 18 or older (or aged 16–17 if you are employed and receiving employer contributions), earn $180,000 or less in taxable annual income, and primarily live in New Zealand.
It’s essentially a 25% return on your money. The easiest way to hit it without a last-minute lump-sum scramble? Set up an automatic payment of just $21 a week (or $87 a month).
With June 30th creeping up, now is the perfect time to check your provider app and top it up if you're short.
Need help making sure your business finances are working as hard as you do? Send us an email at [email protected] or reach out to your client manager.
Disclaimer: This information is intended to provide general advice only. We recommend you discuss your specific situation with your Accountant.
