Morrison Creed Advisory Limited

25/05/2026

Security



When was the last time you reviewed your cybersecurity precautions? We've highlighted five important ways to protect your company and customer data from malicious attacks.

Does your business need to improve its cash position? Poor cashflow is a problem for many businesses, whether you're a start-up or an established family business. Talk to us about how you can get proactive with cashflow management.

82% of Kiwi businesses plan to increase investment in technology to achieve their organisational goals. But which areas should your small business be investing in?

Our weekly newsletter has an update on the following
• 5 ways to improve your cyber security
• Get in control of cashflow
• How investing in technology helps you meet your small business goals

NEWSLETTER Tips & Advice from Morrison Creed - Security

18/05/2026

Advice
Time
Growth

When was the last time you reviewed your business strategy? Here are 5 reasons to make your strategy more fluid, flexible and agile - and the business benefits this offers in uncertain times.

When time really is money, it's worth finding ways to reduce tedious and repetitive admin tasks - and better tech is usually the answer. Ready to automate jobs, digitise data and free up time? We can help.

New Zealand's small businesses show the smallest level of growth out of 11 Asia-Pacific countries. Why are NZ businesses lagging behind? We suggest 5 ways to boost your growth.

Our weekly newsletter has an update on the following
• Basic strategic advice: why your business needs an evolving strategy
• 8 ways to save time (and money) in your business
• How to boost the growth of NZ small businesses

NEWSLETTER Tips & Advice from Morrison Creed - Advice Time Growth

11/05/2026

# Strategic Review
# Margin Compression
and Loss

King's Birthday long weekend is the unofficial halfway point of the calendar year. This is a natural point to step back and look at your year-to-date performance. Are you on track with your budget?

Margin compression is a common challenge in touch economic times. But what exactly is margin compression? And what can you do to reduce this impact on your revenues and profits?

Would you like to know more about the relationship between costs and revenue to make better business decisions? Book a session today to examine your financial reports with our experienced business advisors.

Our weekly newsletter has an update on the following
• Mid-year Break & Strategic Review
• Understanding margin compression and its impact on your revenue
• Understanding your profit and loss statement

NEWSLETTER Tips & Advice from Morrison Creed - Review Compression and Loss

07/05/2026

Thank you to the team at Kiwibank Palmerston North. Another fantastic presentation from Chief economist Jarrod Kerr. Always good to get an insight into the economy.

04/05/2026

# Business Expenses
# Balance Sheet
Kerr

Need to cut your business expenses? We'll review your current costs, find the expenses that could be cut, and will provide a proactive spend management programme to reduce your spending.

Are you confident in understanding the financial snapshot of your balance sheet? Discover more on your balance sheet in our article or book a session now to analyse your reports with an experienced business advisor.

We are hosting Jarrod Kerr Chief Economist from Kiwibank - Wednesday 6th May 10am, 236 Broadway Avenue, Palmerston North. To register email: [email protected]

Our weekly newsletter has an update on the following
• Review your business expenses - and save
• Understanding your balance sheet
• Jarrod Kerr Event

NEWSLETTER Tips & Advice from Morrison Creed -

27/04/2026

# KiwiSaver
# FBT
# Cash Reserves
Kerr

Is your business complying with the KiwiSaver changes introduced in Budget 2025? Find out which changes are now in effect and the updates that will be needed for your payroll process.

Do you provide fringe benefits to your employees? If so, you may need to update the tax treatment of these benefits to fall in line with the new fringe benefit tax (FBT) legislation.

Does your Kiwi small business have any cash reserves? 76% of SMEs say they have limited reserves, but that's a financial gamble in the current turbulent economic conditions.

We are hosting Jarrod Kerr Chief Economist from Kiwibank - Wednesday 6th May 10am, 236 Broadway Avenue, Palmerston North. To register email: [email protected]

Our weekly newsletter has an update on the following
• Changes to KiwiSaver: how to comply with the new rules
• Are you up to speed with the recent changes to fringe benefit tax (FBT)?
• What are cash reserves (and why does your small business need them)?

NEWSLETTER Tips & Advice from Morrison Creed - Kerr

20/04/2026

# Business Funding
# Cost Control
# AI Revolution

Starting a business is hard. Growing it can be even harder. Thankfully, there are plenty of different ways to access funds to help your business scale, from relatively low-cost options to ones with higher risks and returns.

Regular cash flow forecasts help you keep your focus. If you can't reach your targets for income, reining in your costs may give you a little extra headroom to manage cash flow while you plan your next move.

We're experiencing an ÁI revolution'. But do you know where AI can truly benefit your small business? We cover five of the key dos and don'ts of using AI in your business including agentic AI.

Our weekly newsletter has an update on the following
• Four ways to fund your business
• Cash flow and cost control
• Getting the balance right with AI: 5 does and don'ts

NEWSLETTER Tips & Advice from Morrison Creed -

13/04/2026

# ANZAC Day
# Business Funding
# Cashflow

As ANZAC Day falls on a Saturday this year, it will be "Mondayised" meaning Monday 27 April is a public holiday.

Micro, small and medium businesses make up over 90% of all firms, globally, but still find it hard to access funding. We have 3 tips for improving your chances of getting a loan approved.

Weathering the storm? Small businesses are particularly vulnerable in tough economic times. We can help with strategies for health cash flow, so you can continue to thrive.

Our weekly newsletter has an update on the following
• ANZAC Day
• 3 Important ways to make your business attractive to lenders
• Keeping your cashflow strong in tough times

NEWSLETTER Tips & Advice from Morrison Creed -

06/04/2026

# Technology
# Business Cashflow
# Upcoming Events

In a recent survey, 82% of NZ businesses say they plan to increase investment in technology. But where should you be focusing this investment? We have the answers.

Having a strong cash position gives a business a critical buffer when it comes to covering day-to-day operational expenses, paying suppliers and making capital purchases. Five ways that can help keep your business's cashflow on track.

Events - April 20-24th Free 20 minute sessions with your Manager to help sort your end of year financial bits. May 6th Kiwibank Chief Economist Jarrod Kerr will be presenting on the current economic climate. To register your interest or for more information email [email protected]

Our weekly newsletter has an update on the following
• Are you investing in the right technology to grow your business?
• Five ways to keep cash on track
• Upcoming Events

NEWSLETTER Tips & Advice from Morrison Creed - Cashflow

30/03/2026

# Setting Goals
# Tax Payment
# Business Adviser

If you are reflecting on where you are at and thinking about your business goals for the financial year ahead, we can help you establish measurable goals for your business.

Your final Provisional Tax installment for the 2026 year is coming up on 7 May. It's crucial for keeping your records clean and we can discuss if your income has changed significantly.

Your accountant can do so much more than just the bookkeeping. We've outlined 5 key areas where we can offer deeper, business-critical advice and support.

Our weekly newsletter has an update on the following
• Setting goals for you and your business for the new financial year
• Reminder: Provisional Tax installment due 7 May
• 5 benefits of working with a business adviser

NEWSLETTER Tips & Advice from Morrison Creed - Goals Payment Adviser