Total Wealth

Total Wealth Total Wealth helps Kiwis make smarter money decisions. Wealth Planning, Home loans, KiwiSaver, retirement and insurance. Based in Christchurch helping NZ wide.

Friendly expert advice with wider support from a stronger team. www.totalwealth.co.nz At Total Wealth, we help everyday New Zealanders make smarter financial decisions with clear, friendly advice. Whether you're buying your first home, reviewing your mortgage, growing your KiwiSaver, planning retirement, protecting your family, or building long-term wealth, our experienced team is here to guide yo

u every step of the way. Born from the coming together of Friendly Finance and Total Wealth, we bring together wider expertise, more support, and a stronger team - all with the same personal service our clients know and trust. Based in Christchurch, helping clients across New Zealand. Friendly advice. Smarter strategies. Better futures.

“Future You” is either going to thank you…Or ask why you ignored your KiwiSaver for 12 years 😅A 15-minute review today c...
26/05/2026

“Future You” is either going to thank you…
Or ask why you ignored your KiwiSaver for 12 years 😅

A 15-minute review today could save a lot of regret later.

Most of us don’t want to become investment experts. We just want confidence our money is heading in the right direction....
21/05/2026

Most of us don’t want to become investment experts. We just want confidence our money is heading in the right direction.

That’s where smart investment planning comes in.

Katrina and Nigel help people build a strategy around their goals, lifestyle and future plans - not hype, headlines or “hot tips.”

Whether you’re investing for retirement, growing wealth for your family, or simply wanting your money working harder for you, we help create a plan that balances growth, risk and long-term thinking.

Because real wealth is usually built steadily, thoughtfully and with a clear strategy behind it.

Grow and protect your wealth with confidence.

Insurance isn’t about expecting the worst. It’s about protecting everything you’ve worked hard to build.Your income.Your...
19/05/2026

Insurance isn’t about expecting the worst. It’s about protecting everything you’ve worked hard to build.

Your income.
Your family.
Your home.
Your business.
Your future plans.

Good insurance advice should give you confidence and clarity - not confusion and paperwork overload.

Book a free call to check where you stand.

Retirement planning used to sound like something for “older people.”Now it’s more like: “How do I eventually stop workin...
12/05/2026

Retirement planning used to sound like something for “older people.”

Now it’s more like: “How do I eventually stop working without surviving on two-minute noodles?” 😅

The good news?
Retirement planning isn’t about becoming rich overnight.

It’s about making smart decisions consistently over time:
✔ KiwiSaver
✔ Investments
✔ Mortgage strategy
✔ Protecting your income
✔ Having an actual plan

Because Future You deserves more than just “hopefully it all works out".

We help turn the vague idea of “one day” into a real plan (with less pot noodles!)

Book a free chat here ☕ https://bit.ly/46MOFZx

Most people spend more time researching their next holiday than their mortgage structure.Yet the wrong loan setup could ...
08/05/2026

Most people spend more time researching their next holiday than their mortgage structure.

Yet the wrong loan setup could cost thousands over time.

Fixed?
Floating?
Split lending?
Offset?
Revolving credit?

There’s no “one-size-fits-all” answer.

The right structure depends on your goals, cashflow, future plans and comfort with risk and getting that advice right can make a massive difference over the life of your loan.

Friendly, stress-free home loan advice in person or via zoom when you're ready.

Big changes to KiwiSaver this year 👀You may have noticed your pay feels slightly different lately. That’s because defaul...
06/05/2026

Big changes to KiwiSaver this year 👀

You may have noticed your pay feels slightly different lately. That’s because default KiwiSaver contributions have increased from 3% to 3.5%.

It might not feel huge today…

But over time, small changes can make a big difference to your future retirement savings.

The bigger question is: Is your KiwiSaver actually in the right fund for YOU?

We regularly meet people in the wrong fund, paying too much in fees, or unsure what they’re invested in.

A quick KiwiSaver review could make a real difference long term.

If you’d like a straight-up conversation about your options, we’re here to help, Nigel and Katrina.

📞 03 377 2855

Lest we forget 🌺
24/04/2026

Lest we forget 🌺

We are all so proud of Nigel on graduating in Business Studies in Personal Financial Planning 🎓This achievement comes a...
15/04/2026

We are all so proud of Nigel on graduating in Business Studies in Personal Financial Planning 🎓

This achievement comes after three years of dedicated study, all while working full-time. Along the way, life threw a few challenges his way - but he kept going.

That says a lot about Nigel. His commitment to learning isn’t just for himself - it’s so he can be the very best for his clients.

CONGRATULATIONS!

Address

Ground Floor, 568 Wairakei Road, Burnside
Christchurch
8053

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 9am - 5pm

Telephone

0211862768

Website

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