GS Chartered Accountants and Advisors

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02/07/2026

Buying a business in New Zealand? Your bank or finance broker may ask for a Three-Way Business Forecast before approving your loan.

A professionally prepared forecast helps demonstrate your business’s projected profitability, cash flow, and ability to meet future loan repayments.

If you’ve been asked to provide a bank-ready Three-Way Business Forecast, we’re here to help.

📩 Get in touch with GS Accountant.

26/06/2026

Hiring a new employee in NZ? Make sure the basics are in place before their first day:

✔ Employment agreement
✔ IR330 tax form
✔ KiwiSaver information
✔ Payroll setup
✔ Payday filing

Getting it right from day one can help avoid payroll errors, penalties and stress later.

General information only. Employment obligations depend on individual circumstances—refer to IRD and Employment New Zealand guidance where needed.

PAYE SmallBusinessNZ ChristchurchBusiness GSAccountant

Many business owners focus on working hard in their business — but building a few simple financial habits early can make...
29/05/2026

Many business owners focus on working hard in their business — but building a few simple financial habits early can make a huge difference over time.

Separating personal and business spending, reviewing your numbers regularly, and staying ahead of tax obligations can help you make better decisions and reduce unnecessary stress.

Strong businesses are built on good habits, not just hard work.

If you’re looking for practical accounting and business advice, feel free to get in touch.

Follow GS Accountant for simple NZ tax and business tips.

14/05/2026

Thinking of buying an additional vehicle through your company? 🚗
Before you do, make sure you understand how NZ tax rules like FBT, GST, and private-use adjustments may apply. Small structuring decisions today can make a big difference later.

Follow GS Chartered Accountants & Advisors for simple NZ business and tax tips.





11/05/2026

Many new business owners ask:
Should I take funds from my company through wages or shareholder drawings?

The right answer depends on your structure, profitability, cashflow, and tax planning. Small decisions today can impact tax outcomes later.

If you’re running a business in New Zealand, understanding this early can save mistakes later.

Follow GS Chartered Accountants and Advisors for simple NZ business and tax tips.

06/05/2026

7 May reminder for NZ business owners 👀
For many businesses, GST and provisional tax may be due today. If cashflow is tight, it’s worth understanding your options early and staying proactive. ✔️

06/05/2026

Starting a business is exciting… but choosing the right business structure can impact tax, losses, and future growth.

A business loss doesn’t always get treated the same way — structure matters.

If you’re starting or restructuring a business in New Zealand, getting advice early can save costly mistakes later.





Sales up… but profit still under pressure? 👀Your P&L might be telling you why. Smart business owners review the numbers ...
05/05/2026

Sales up… but profit still under pressure? 👀
Your P&L might be telling you why. Smart business owners review the numbers monthly, not just at year-end. 📊

04/05/2026

Many business owners focus on sales… but rising supplier costs, wages, freight, and overheads can quietly put pressure on profit margins.

In times of inflation, reviewing pricing, costs, and business numbers regularly becomes even more important.

Sometimes the issue isn’t sales… it’s what the numbers are telling you. 📊

01/05/2026

Crypto investors in New Zealand — this is worth checking. 🚨
The Inland Revenue Department has reminded crypto investors to review their tax position, keep proper records, and make sure reporting is correct.

If you buy, sell, trade, or swap crypto — understand your tax obligations early. ✔️




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Christchurch
8025

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