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Blueprint Finance New Zealand First home or fifth - Get top advice from NZ's premium advisers. Mortgages, Insurance, and KiwiSaver.

27/10/2026

A $700,000 mortgage at 4.99% costs $866 a week. Rent is $650. So why would anyone buy? Here's the catch with renting.

🎥 Full video live on the Blueprint Finance YouTube channel:

General information only, not financial advice.

23/10/2026

💰 $19,400 a year. TAX-FREE. For almost every adult?

That's what the Opportunity Party is proposing with its Citizen's Income.

Under the policy, eligible New Zealand adults would receive approximately $370 per week, regardless of whether they're working.

But there's a catch. 👀

The payment would replace most existing benefits, and income tax brackets would also change.

TOP wants to fund the proposal through a new land value tax, shifting more of the tax burden from income onto land.

Could a universal Citizen's Income work in New Zealand?

23/10/2026

🏠 What if a political party WANTED house prices to fall 10–15%?

That's what the Opportunity Party is aiming for with its proposed land value tax.

Under TOP's proposal, urban land would attract an annual tax of 1.75%.

But there's more to the proposal. The land tax would help fund a $19,400 annual Citizen's Income for eligible adults, alongside changes to income tax.

Would you support a land tax if it meant potentially cheaper houses?

23/10/2026

👶 $5,000 a year, TAX-FREE, for having kids?

That's what NZ First is proposing with its Kiwi Kids Grant.

The policy would provide eligible families with $5,000 per child, per year, for the first three years of each of their first three children.

The payments would come on top of existing family support, with at least one parent required to be a New Zealand citizen.

But could this make a meaningful difference to the cost of raising a family?

Dan and Rory unpack the proposal in our latest NZ Election podcast🎙️

22/10/2026

📈 Less tax. More compounding. A bigger KiwiSaver balance?

ACT wants to remove tax on qualifying KiwiSaver investment earnings.

More returns stay invested, giving your money more opportunity to grow over time.

Dan and Rory explore the policy and what it could mean for KiwiSaver members in our latest NZ Election podcast.

Should KiwiSaver investment earnings be tax-free? 🤔

22/10/2026

💰 What if your first $30,000 of income was TAX-FREE?

That's what Te Pāti Māori is proposing for the 2026 NZ Election.

Under its Kiwi Tax Plan, the first $30K earned would be exempt from income tax, with new tax brackets applying to income above that amount.

But what would that actually mean for your take-home pay? And how would the changes be funded? 🤔

Would a $30K tax-free threshold make a meaningful difference to your household?

22/10/2026

🏠 A 5% tax on property sales?!

That's one of Te Pāti Māori's proposals heading into the 2026 NZ Election.

Alongside plans to increase affordable and social housing, the party wants to introduce:

🏠 A 5% stamp duty on residential property sales, with an exemption for first-home buyers purchasing under $1 million.

🏗️ A 33% land-banking tax aimed at discouraging speculation and undeveloped land sitting idle.

The goal? More affordable housing and fewer barriers to homeownership.

But could additional property taxes make housing more affordable, or create new costs for buyers and sellers? 🤔

Dan and Rory explore Te Pāti Māori's housing policies in our latest NZ Election podcast. 🎙️

Would a 5% stamp duty change your property plans?

21/10/2026

🛒 A government-owned supermarket in New Zealand?

The Greens want to launch KiwiMart, a publicly owned supermarket chain designed to challenge Woolworths and Foodstuffs.

The proposal? A $2.8 billion investment to create more competition and help bring grocery prices down.

But could a government-owned supermarket actually deliver cheaper groceries? Or are rising food prices a much bigger problem than supermarket competition alone? 🤔

Would you shop at a government-owned supermarket?

21/10/2026

💰 $10 MILLION net worth. A 2.5% annual wealth tax.

The Greens are proposing a new tax on net wealth above $10 million for individuals, or $20 million for couples, with the family home exempt.

What happens when someone's wealth is tied up in properties, businesses, shares or even valuable artwork?

Should New Zealand introduce an annual wealth tax?

🎙️ More from our NZ Election podcast

21/10/2026

🏠 Landlord tax cuts… or just a standard business expense?

📌 Labour has confirmed it would NOT reverse mortgage interest deductibility if elected. Removing it is a Greens policy, not Labour's.

The Greens want to remove mortgage interest deductibility for property investors, alongside stronger renters' rights and greater investment in public housing.

But here's the debate. 🤔

If businesses can generally deduct loan interest incurred to generate taxable income, should rental properties be any different?

And could removing that deduction end up putting more pressure on landlords and tenants?

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