Sian, Zurich Agency Manager

Sian, Zurich Agency Manager Helping families protect what matters most through wealth planning, medical protection, estate planning and legacy planning. Thank you very much :)

Also passionate about developing future financial professionals. 9 years experience agency manager who walk through hard time and have today achievement. After my success, I'm now building up my own group, as I wish I can develop up more and more success wealth planner. Anyone who have strong determination to be an entrepreneur, all I am welcome as OPPORTUNITY have given to all, now just the matte

r of who want to grab it. Besides that, I also a responsible and good service wealth planner as this is my responsibility to serve all my clients with my sincerity and help those who needs my help. My goal is to help more people get protected with AT LEAST ONE Personal Accident or Medical Card protection. If you are satisfied with my service and your friends or relatives need insurance, you may refer them to me.

25/08/2026

辛苦存下 RM1,000,000,为什么离开后,家人却不一定拿得到?

很多人以为,
只要我有房子、有存款、有投资,
以后自然可以留给家人。

但真正的问题是:

👉 资产在哪里?
👉 谁可以处理?
👉 什么时候可以拿到?
👉 在资产还不能动的时候,家人的生活费怎么办?

我们努力一辈子累积财富,
真正重要的,不只是“留下多少钱”。

而是:

当有一天我们不能亲自照顾家人,
有没有一套完整的安排,继续照顾他们?

遗嘱,是安排。
保险,是保障。
资产,是财富。

而 Legacy Planning(财富传承规划),
是把这三件事好好连接起来。

❤️ 真正的传承,不只是把钱留下。
而是把爱与责任,也一起留下。

如果你还没有认真想过:
“如果明天我不在了,我的家人会怎样?”

也许,现在就是开始规划的最好时候。

欢迎联系我了解详情📞📲

#财富传承 #遗产规划 #家庭保障 #爱与责任

After 14 years in this industry, I’ve learned that being a Wealth Planner is not simply about selling insurance.It’s abo...
13/08/2026

After 14 years in this industry, I’ve learned that being a Wealth Planner is not simply about selling insurance.

It’s about learning how to understand people, solve problems, build relationships, build your own career and eventually help others grow too.

So this year, I’m looking for 𝟑 𝐧𝐞𝐰 𝐭𝐚𝐥𝐞𝐧𝐭𝐬 to join me.

I’m looking for people who are:

• 𝐇𝐮𝐧𝐠𝐫𝐲 𝐭𝐨 𝐥𝐞𝐚𝐫𝐧
• 𝐂𝐨𝐦𝐟𝐨𝐫𝐭𝐚𝐛𝐥𝐞 𝐦𝐞𝐞𝐭𝐢𝐧𝐠 𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐭 𝐩𝐞𝐨𝐩𝐥𝐞
• 𝐖𝐢𝐥𝐥𝐢𝐧𝐠 𝐭𝐨 𝐬𝐭𝐞𝐩 𝐨𝐮𝐭𝐬𝐢𝐝𝐞 𝐭𝐡𝐞𝐢𝐫 𝐜𝐨𝐦𝐟𝐨𝐫𝐭 𝐳𝐨𝐧𝐞
• 𝐒𝐞𝐫𝐢𝐨𝐮𝐬 𝐚𝐛𝐨𝐮𝐭 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐟𝐨𝐫 𝐭𝐡𝐞𝐦𝐬𝐞𝐥𝐯𝐞𝐬
• 𝐋𝐨𝐨𝐤𝐢𝐧𝐠 𝐟𝐨𝐫 𝐠𝐫𝐨𝐰𝐭𝐡, 𝐧𝐨𝐭 𝐣𝐮𝐬𝐭 𝐚 𝐦𝐨𝐧𝐭𝐡𝐥𝐲 𝐬𝐚𝐥𝐚𝐫𝐲

You don’t need to know everything before you start.

𝐈 𝐝𝐢𝐝𝐧’𝐭 𝐞𝐢𝐭𝐡𝐞𝐫

What matters is whether you’re willing to learn, take action and stay committed.

I’m opening 𝟑 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬 𝐟𝐨𝐫 𝟐𝟎𝟐𝟔

If you’ve been thinking about making a career change, perhaps this is a conversation worth having.

📩 DM me **“𝐂𝐀𝐑𝐄𝐄𝐑”** and let’s have a chat.

No hard selling
No obligation

Just a conversation to see whether this career could be right for you.

I Joined the Insurance Industry to Prove It Was a Scam😳Fourteen years ago...I never imagined I would build my career in ...
03/08/2026

I Joined the Insurance Industry to Prove It Was a Scam😳

Fourteen years ago...

I never imagined I would build my career in the insurance industry.

The truth is...
I didn't believe in insurance.
Like many people, I had heard all kinds of negative comments.

One day, my late founder asked me whether I wanted to join this industry.
I didn't know how to reject him politely.
So I smiled and replied,
"Let me think about it."

That night, one question stayed in my mind.
"Is insurance really cheating people?"

Instead of guessing...
I decided to find out for myself.
I joined the industry with no intention of staying.

But the more I learned...
The more I realised...
Insurance itself wasn't the problem.
Poor advice was.
Lack of education was.
People buying products they didn't understand was.

That completely changed my perspective.

Fourteen years later...

I've had the privilege of helping families protect what matters most, mentoring a team, and building a career I never expected.

The biggest lesson?

Never sell a product.
Solve a problem.
When a solution genuinely benefits a client...
The client gains financial protection.
The adviser earns a commission.

That is what I believe a true Wealth Planner should do.

Today, I'm grateful I gave myself the chance to understand this profession instead of judging it from the outside.

And if you're someone who's curious, just as I once was...perhaps one conversation could change your perspective too.

Sometimes, the protection meant to help families... slips by unnoticed 😔Semak Kasih Portal is a free platform designed t...
03/08/2026

Sometimes, the protection meant to help families... slips by unnoticed 😔

Semak Kasih Portal is a free platform designed to help you check if your deceased loved one had left behind family takaful or life insurance benefits that have yet to be claimed.

Don't let uncertainty add to the burden. Check today at
semak-kasih.mycoverage.my

📢 Good News for Our Valued Customers!We are pleased to announce the addition of three new Zurich panel hospitals in Mala...
31/07/2026

📢 Good News for Our Valued Customers!

We are pleased to announce the addition of three new Zurich panel hospitals in Malaysia, effective 1 September 2026, as part of our ongoing commitment to providing you with greater access to quality healthcare services.

🏥 Newly appointed panel hospitals:

✅ Sunway Medical Centre Ipoh
✅ Sunway Medical Centre Damansara
✅ Columbia Asia Hospital Batu Kawan

We look forward to continuing to support your healthcare needs with an expanded network of trusted medical providers.

👨‍👩‍👧‍👦【有孩子的爸爸妈妈们,您想过这些问题吗?】如果夫妻双方在孩子还未成年时突然发生意外:❓ 谁来处理遗产?❓ 谁来协助申请保险理赔?❓ 谁来办理公积金(EPF)提领手续?❓ 谁来照顾年幼的孩子?❓ 谁来处理屋期车期贷款?❓ 如何确...
26/07/2026

👨‍👩‍👧‍👦【有孩子的爸爸妈妈们,您想过这些问题吗?】

如果夫妻双方在孩子还未成年时突然发生意外:

❓ 谁来处理遗产?
❓ 谁来协助申请保险理赔?
❓ 谁来办理公积金(EPF)提领手续?
❓ 谁来照顾年幼的孩子?
❓ 谁来处理屋期车期贷款?
❓ 如何确保孩子不会在18岁时一次过拿到大笔资产而随意挥霍?

很多父母努力为孩子打拼,却往往忽略了最重要的一步,万一自己不在了,孩子的未来谁来安排?

诚邀您参加这场线上遗产规划分享会,一起了解如何透过完善的安排,为孩子留下的不只是财富,更是一份安心与保障。

📅 日期:31 July 2026(星期五)
🕗 时间:晚上 8:00pm
💻 平台:Zoom 线上分享会
🗣️ 语言:华语

欢迎邀请身边有幼小孩子的爸爸妈妈一同参与,共同守护孩子的未来。

❤️ 今天做好规划,明天少一份担忧。

回复[我要听听]我会把Zoom链接发给你您。

准备到高山旅行吗?千万别轻忽高山症!这篇文章将带您了解高山症的症状、预防方法,以及什么时候需要尽快求医。🧗Planning a trip to high altitudes? Don't let mountain sickness spoi...
25/07/2026

准备到高山旅行吗?
千万别轻忽高山症!
这篇文章将带您了解高山症的症状、预防方法,以及什么时候需要尽快求医。🧗

Planning a trip to high altitudes?
Don't let mountain sickness spoil your adventure. Learn how to recognise the symptoms, prevent it, and know when to seek help. 🧗

#高山症 #高山 #旅行

🏆 𝐇𝐨𝐧𝐨𝐮𝐫𝐞𝐝 𝐭𝐨 𝐛𝐞 𝐑𝐞𝐜𝐨𝐠𝐧𝐢𝐬𝐞𝐝 – 𝟑𝐫𝐝 𝐑𝐮𝐧𝐧𝐞𝐫-𝐔𝐩, 𝐐𝐮𝐚𝐫𝐭𝐞𝐫 𝟐 - 𝐑𝐇𝐁 𝐓𝐫𝐮𝐬𝐭𝐞𝐞𝐬I am truly grateful to be recognised as this achiev...
24/07/2026

🏆 𝐇𝐨𝐧𝐨𝐮𝐫𝐞𝐝 𝐭𝐨 𝐛𝐞 𝐑𝐞𝐜𝐨𝐠𝐧𝐢𝐬𝐞𝐝 – 𝟑𝐫𝐝 𝐑𝐮𝐧𝐧𝐞𝐫-𝐔𝐩, 𝐐𝐮𝐚𝐫𝐭𝐞𝐫 𝟐 - 𝐑𝐇𝐁 𝐓𝐫𝐮𝐬𝐭𝐞𝐞𝐬

I am truly grateful to be recognised as this achievement is not just a personal milestone, it represents the trust that every client has placed in me to help them plan for their family's future.

One thing I've learned over the years is this:

𝐄𝐬𝐭𝐚𝐭𝐞 𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐢𝐬 𝐧𝐨𝐭 𝐚𝐛𝐨𝐮𝐭 𝐩𝐫𝐞𝐩𝐚𝐫𝐢𝐧𝐠 𝐟𝐨𝐫 𝐝𝐞𝐚𝐭𝐡. 𝐈𝐭'𝐬 𝐚𝐛𝐨𝐮𝐭 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐩𝐞𝐨𝐩𝐥𝐞 𝐲𝐨𝐮 𝐥𝐨𝐯𝐞.

Many people work hard to build wealth, buy properties, and provide financial security for their families. Yet, very few have a proper estate plan in place.

A common question I ask my clients is:

𝐈𝐟 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐮𝐧𝐞𝐱𝐩𝐞𝐜𝐭𝐞𝐝 𝐡𝐚𝐩𝐩𝐞𝐧𝐬 𝐭𝐨𝐦𝐨𝐫𝐫𝐨𝐰, 𝐚𝐫𝐞 𝐲𝐨𝐮 𝐬𝐮𝐫𝐞 𝐲𝐨𝐮𝐫 𝐚𝐬𝐬𝐞𝐭𝐬 𝐰𝐢𝐥𝐥 𝐠𝐨 𝐭𝐨 𝐭𝐡𝐞 𝐩𝐞𝐨𝐩𝐥𝐞 𝐲𝐨𝐮 𝐢𝐧𝐭𝐞𝐧𝐝?

For those who are:
✅ Married
✅ Parents with young children
✅ Parents of children with special needs
✅ Business owners
✅ Property owners

A properly structured Will can help ensure your wishes are carried out, reduce unnecessary disputes, and provide clarity for your loved ones during a difficult time.

Without proper planning, your estate may not be distributed the way you intended, and your family could face unnecessary delays, legal procedures, or uncertainty.

Thank you to every client who has trusted me with such an important responsibility.

This recognition motivates me to continue helping more families protect not just their wealth, but the legacy they leave behind.

Because the greatest gift we can leave our loved ones is not uncertainty, but clarity and peace of mind.

🌟 𝐕𝐅𝐉 𝐆𝐫𝐨𝐮𝐩 - 𝐂𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐢𝐧𝐠 𝐎𝐮𝐫 𝐉𝐮𝐧𝐞 𝐀𝐜𝐭𝐢𝐯𝐞 𝐀𝐠𝐞𝐧𝐭𝐬Success is not only measured by awardsIt is also reflected in the consis...
24/07/2026

🌟 𝐕𝐅𝐉 𝐆𝐫𝐨𝐮𝐩 - 𝐂𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐢𝐧𝐠 𝐎𝐮𝐫 𝐉𝐮𝐧𝐞 𝐀𝐜𝐭𝐢𝐯𝐞 𝐀𝐠𝐞𝐧𝐭𝐬

Success is not only measured by awards

It is also reflected in the consistency, discipline, and commitment to showing up every day to serve our clients with professionalism and care.

We would like to recognise and thank our June Active Agents for their dedication and perseverance.

👏 June Active Agents
• Teo Kwang Leong
Wendy Goh
Ng Kah Voon
Marcus Tan
Simon Yee Fung Lim
Michelle Siaw II
• Ng Li Lian

Every appointment attended, every client served, and every policy delivered represents another family better protected and another step towards a stronger financial future.

Thank you for your continuous effort and commitment to excellence.

Together, we will continue learning, growing, and making a positive impact, one family at a time.

Keep up the great work, Team! 💙

🏆 𝐕𝐅𝐉 𝐆𝐫𝐨𝐮𝐩 - 𝐂𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐢𝐧𝐠 𝐐𝐮𝐚𝐫𝐭𝐞𝐫 𝟐 𝐄𝐱𝐜𝐞𝐥𝐥𝐞𝐧𝐜𝐞At VFJ Group, we believe success is built through dedication, continuous l...
24/07/2026

🏆 𝐕𝐅𝐉 𝐆𝐫𝐨𝐮𝐩 - 𝐂𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐢𝐧𝐠 𝐐𝐮𝐚𝐫𝐭𝐞𝐫 𝟐 𝐄𝐱𝐜𝐞𝐥𝐥𝐞𝐧𝐜𝐞

At VFJ Group, we believe success is built through dedication, continuous learning, and a genuine commitment to serving our clients.

Today, we celebrate our outstanding teammates for their remarkable achievements in Quarter 2. Your hard work, resilience, and professionalism have truly paid off.

🎉 Congratulations to our achievers:

🥇 Leader Champion of the Quarter
Ng Li Hian Ah Sian

🏅 4th Runner-Up
Ng Li Lian

🏅 5th Runner-Up
Michelle Siaw Michelle Siaw II

🏅 7th Runner-Up
Lim Yee Fung Simon Yee Fung Lim

Every achievement reflects countless client conversations, continuous self-improvement, and the trust our customers place in us.

To our team, thank you for your passion and commitment. Your success inspires everyone around you and motivates us to continue raising the standard of professional financial planning.

Let's continue growing, serving with integrity, and making a meaningful difference in more families' lives.

Congratulations once again! 👏🎉

Address

Sublot 5-8, Level 3, Gala City Prime, Jalan Tun Jugah
Kuching
93350

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