ncrloanbazaar.com

31/10/2025

26/08/2025

# homeloandaa

20/08/2025

It's shooting time

16/08/2025

Again awarded for maximum number of home loan in Noida .com

11/08/2025

08/08/2025

08/08/2025

Every banks is on to be number one but the effort of their employees and policy of the senior management as per requirement and need of the customer and service by the employees of the banks is the main key to participate in the competitive market , behaviour of employees who is the face of the bank is more responsive polite and understand the customers

22/07/2025

Home Loan Benefits in Income Tax
Save Taxes with Home Loan Benefits!
Did you know that home loans offer tax benefits in India? Here are the key benefits:

Tax Deduction on Interest (Section 24)*: Claim up to ₹2 lakhs deduction on interest paid on your home loan
Tax Deduction on Principal Repayment (Section 80C) Claim up to ₹1.5 lakhs deduction on principal repayment of your home loan
Additional Deduction for First-Time Homebuyers (Section 80EE)
Claim up to ₹50,000 deduction on interest paid on your home loan (for first-time homebuyers only)

Benefits for Self-Occupied and Rented Properties
- Claim tax deduction on interest paid on your home loan for self-occupied properties
- Claim tax deduction on interest paid on your home loan for rented properties (no limit on interest deduction)

Example
Suppose you've taken a home loan of ₹50 lakhs at an interest rate of 8% per annum. Your annual interest payment would be ₹4 lakhs. You can claim a tax deduction of up to ₹2 lakhs on this interest payment under Section 24.

Consult a Tax Professional 🤝
To ensure you're eligible for these benefits and to understand the specific tax implications of your home loan, consult with a tax professional.

*Like and Share if you found this helpful! 👍*

22/07/2025

With Bank of Baroda – I just got recognized as one of their top fans! 🎉

16/07/2025

Why Home Loan Interest Rates Are Lower Than Other Loans
Home loans stand out as one of the most affordable credit options in India, primarily due to the low-risk nature of the loan, the presence of tangible collateral (the property), and long repayment tenures. With strong government support, regulatory safeguards, tax benefits, and healthy competition among lenders, home loans offer lower interest rates compared to unsecured loans like personal loans or credit card debt. The property’s potential to appreciate in value and the borrower's emotional and financial commitment to their home further reduce default risks, making it a safer bet for banks. For borrowers, this translates into cost-effective financing for one of life’s most significant investments—owning a home.

Secured loan = lower risk
✅ Longer tenure = easy repayment
✅ Govt schemes = subsidy + tax benefits
✅ Property = appreciating asset
That’s why home loan interest rates are the lowest among all loans!
💡 Thinking of buying a home in Greater Noida?

16/07/2025

Latest RBI Updates
Repo Rate Unchanged: RBI's Monetary Policy Committee (MPC) has kept the repo rate unchanged at 6.5% for the 10th consecutive time, with a majority of 5 out of 6 members voting in favor. The policy stance has been changed to 'neutral', focusing on durable alignment of inflation with the target while supporting growth.
- Digital Payments Intelligence Platform: RBI has announced the establishment of a Digital Payments Intelligence Platform to identify and mitigate fraud risks, leveraging advanced technologies like AI and machine learning.
- Interest Rate Cuts: RBI Governor Sanjay Malhotra indicated the possibility of further interest rate cuts this year, citing a significant drop in inflation and steady economic growth.
- Secured Rate as Benchmark Tool: RBI might replace the unsecured WACR with a secured rate like TREPS or SORR to enhance monetary policy transmission, aligning with global practices.
- Government Payments via e-Kuber: All government payments above ₹75 crore must be processed through RBI's e-Kuber system starting July 16, aiming to enhance transparency and expedite fund reconciliation.

"Stay updated with the latest RBI announcements! From repo rate decisions to digital payment platforms, here's what's new ¹ ² ³:

Repo rate remains unchanged at 6.5%
Digital Payments Intelligence Platform to combat fraud
Possible interest rate cuts this year
Secured rate as new benchmark tool
Government payments above 75 crore to go via e-Kuber

Stay informed about these updates and more! "

14/07/2025

"Did you know you can save on taxes with your home loan?

Claim deductions on principal repayment (up to ₹1.5 lakh) and interest payment (up to ₹2 lakh)!
Additional benefits for first-time homebuyers and PMAY beneficiaries!

Don't miss out on these benefits! Consult a tax expert or financial advisor to know more.

"