BankCliq

28/03/2026

📊 RBI Credit Card Data – February 2026 Update

RBI has released the latest credit card data for February 2026, and the growth continues 👍

Total number of credit cards in India has increased again, showing that more people are using cards for payments and daily spending.

🏦 Top Banks
HDFC Bank is still No.1
SBI Card holds the 2nd position
ICICI Bank and Axis Bank continue strong growth

These banks are leading the market consistently.

📈 Other Private Banks
Kotak Mahindra Bank, IDFC First Bank, and RBL Bank are growing steadily
IndusInd Bank, YES Bank, and Federal Bank are also expanding slowly
🏛️ Public Sector Banks
Bank of Baroda and Canara Bank are the main players
Growth is slow but stable
🌍 Foreign Banks
American Express, HSBC, and Standard Chartered focus on premium customers
They are not chasing numbers but high-value users
🧩 Small Finance Banks
AU Small Finance Bank is leading in this category
Others are still growing
🔍 What we can see

✔ Steady growth in credit cards
✔ Private banks are dominating
✔ Premium cards demand is strong
✔ PSU banks are careful
✔ Market is focusing on quality, not just numbers

📊 Source: RBI Credit Card Data – February 2026

👉 What do you think — will credit card usage grow faster in 2026?

01/03/2026

RBI Credit Card Data – January 2026 Update

The RBI has released the latest credit card numbers for January 2026, and the Indian cards market continues to expand at a steady pace.

Total active credit cards in India have now reached 11.66 crore, reflecting sustained consumer adoption and continued push by banks across segments.

🏦 Market Leaders

HDFC Bank remains firmly in the top position with 2.61 crore cards, continuing its strong dominance in the cards business.

SBI Card holds the No.2 spot at 2.19 crore, supported by its wide national reach.

ICICI Bank and Axis Bank follow with 1.87 crore and 1.57 crore cards respectively, maintaining consistent growth momentum.

📈 Mid-Tier Private Banks

Banks like Kotak Mahindra Bank (45.9 lakh), IDFC First Bank (44.0 lakh), and RBL Bank (45.8 lakh) continue to build scale, particularly among urban salaried customers.

IndusInd Bank, YES Bank, and Federal Bank also show steady but measured expansion.

🏛️ Public Sector Banks

Among PSU banks, Bank of Baroda (30.9 lakh) and Canara Bank (10.8 lakh) remain the key contributors. Growth here continues to be cautious and portfolio-focused.

🌍 Foreign & Niche Players

American Express (13.3 lakh), HSBC (9.6 lakh), and Standard Chartered (6.7 lakh) continue to focus on premium, high-spend segments rather than mass issuance.

🧩 Small Finance Banks

AU Small Finance Bank is emerging as the most active player in the SFB space with 9.7 lakh cards, while others are still in early stages of scaling.

🔍 What the Trend Suggests

Growth remains steady rather than aggressive

Private banks continue to dominate issuance

Premium-focused foreign banks maintain niche positioning

PSU banks remain selective and risk-conscious

Small finance banks are slowly entering the cards ecosystem

Overall, the market is clearly moving toward quality-led growth and higher engagement, not just volume expansion.

📊 Source: RBI Credit Card Data – January 2026


ICICI Bank Credit Cards HDFC Bank

26/01/2026

RBI Credit Card Data – December 2025
The Reserve Bank of India (RBI) has released the bank-wise credit card data for December 2025. The data highlights the total number of active credit cards issued by Indian banks, showing steady growth across private, public, foreign, and small finance banks.

Bank-wise Active Credit Cards (December 2025)
HDFC Bank – 2,57,98,482
State Bank of India (SBI Card) – 2,18,09,462
ICICI Bank – 1,86,50,525
Axis Bank – 1,56,49,230
RBL Bank – 45,96,775
Kotak Mahindra Bank – 45,57,559
IDFC First Bank – 43,43,671
IndusInd Bank – 31,75,162
Bank of Baroda – 30,67,672
YES Bank – 27,62,210
Federal Bank – 19,33,006
American Express – 13,36,371
HSBC – 9,62,642
AU Small Finance Bank – 9,57,676
SBM Bank India – 8,09,743
Standard Chartered Bank – 6,92,292
Punjab National Bank – 7,03,699
Union Bank of India – 5,01,942
Indian Bank – 2,69,341
Citi Bank – 2,65,113
Utkarsh Small Finance Bank – 2,50,141
South Indian Bank – 3,53,593
DBS India Bank – 3,49,652
Indian Overseas Bank – 1,19,805
Canara Bank – 10,70,400
Unity Small Finance Bank – 1,20,488
Jammu & Kashmir Bank – 1,42,234
Bank of India – 97,552
IDBI Bank – 46,044
City Union Bank – 55,072
CSB Bank – 1,85,870
Slice Small Finance Bank – 64,943
Punjab National Bank – 7,03,699
Tamilnad Mercantile Bank – 17,986
Suryoday Small Finance Bank – 16,667
Dhanlaxmi Bank – 14,767
Karur Vysya Bank – 9,700
DCB Bank – 6,992
Equitas Small Finance Bank – 8,054
ESAF Small Finance Bank – 7,288
Bandhan Bank – 4,263

Key Observations
Private sector banks continue to dominate India’s credit card market
HDFC Bank remains the largest issuer by active credit cards
SBI Card maintains the second position with wide national presence
ICICI Bank and Axis Bank show stable and consistent expansion
Mid-size banks like RBL, Kotak, and IDFC First Bank continue gradual growth
Public sector banks focus on controlled and risk-aware expansion
Participation from smaller and niche issuers is increasing

Source: RBI Credit Card Data – December 2025
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hashtag hashtag ICICI Bank IDFC FIRST Bank HDFC Bank State Bank of India Kotak Mahindra Bank IndusInd Bank

25/12/2025

RBI India Credit Card Data – November 2025 📊
RBI has released the November 2025 credit card numbers, and India’s credit card market continues its steady expansion with strong competition among top banks.
Here’s a snapshot of how banks performed this month 👇
Top Banks by Active Credit Cards (Nov 2025)
🔹 HDFC Bank: 2,56,38,326
🔹 SBI Card: 2,17,39,203
🔹 ICICI Bank: 1,85,83,024
🔹 Axis Bank: 1,55,70,286
🔹 Kotak Mahindra Bank: 45,79,674
🔹 RBL Bank: 44,50,615
🔹 IDFC First Bank: 42,21,971
🔹 IndusInd Bank: 31,40,333
🔹 Bank of Baroda: 30,17,590
🔹 YES Bank: 27,23,676
🔹 Federal Bank: 18,35,091
🔹 American Express: 13,43,121
🔹 Other Banks: 80,23,163
Key Highlights 🔍
✔ HDFC Bank further strengthens its leadership, crossing 2.56 crore active cards
✔ SBI Card maintains a solid No.2 position with consistent nationwide pe*******on
✔ ICICI & Axis Bank continue stable growth driven by digital onboarding & co-branded cards
✔ IDFC First, Kotak & RBL show healthy traction among urban and millennial users
✔ American Express remains niche-focused but strong in premium spending segments
India’s credit card ecosystem is clearly shifting towards
digital-first onboarding, lifestyle rewards, and co-branded partnerships.
👉 Explore last 18+ months of RBI credit card data with trends and insights on our website:
https://bankcliq.com/credit-card-count

26/11/2025

ITR Refund Delay FY24-25 🚨
CBDT Chairman confirms delays due to high-value & red-flagged deduction checks.
Good news: Most pending refunds are expected by December 2025!

👉 Low-value refunds already released
👉 Dept reviewing incorrect/wrongful deduction claims
👉 Many taxpayers advised to file revised returns

How to Check Your Refund Status:
1️⃣ Visit incometax.gov.in
2️⃣ Login
3️⃣ Go to e-File → Refund/Demand Status
4️⃣ Select AY 2025-26

💬 Waiting for your refund? Check your status today!

25/11/2025

📊 Bankcliq Finance Calculator – All Your Money Calculations in One Place!

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Whether you're planning a loan, starting an investment, or tracking growth, our calculators give you accurate, fast, and simple results.

👉 Try now: https://bankcliq.com/finance-calculator

Use Bankcliq's Finance Calculator to plan and manage your financial goals effectively with accurate calculations.

22/11/2025

RBI India Credit Card Data – October 2025 📊
RBI has released the October 2025 credit card numbers, and India’s credit market continues to expand at a strong pace.
Here’s a quick look at how banks performed this month:
Top Banks by Active Credit Cards (Oct 2025)
HDFC Bank: 2,54,29,466
SBI Card: 2,16,29,678
ICICI Bank: 1,84,76,537
Axis Bank: 1,55,04,019
Kotak Mahindra Bank: 45,54,468
RBL Bank: 44,50,234
IDFC First Bank: 41,41,804
IndusInd Bank: 31,78,907
Bank of Baroda: 29,92,464
YES Bank: 26,85,768
Federal Bank: 17,13,834
Others: 92,61,242
Key Highlights 🔍
✔ HDFC Bank maintains clear leadership with 2.54 crore cards.
✔ SBI Card remains strong at No. 2 with wide pe*******on across India.
✔ ICICI & Axis Bank continue to grow steadily with robust digital and co-brand portfolios.
✔ Mid-size banks like Kotak, RBL and IDFC First Bank show consistent month-on-month expansion.
India’s credit card ecosystem is becoming more competitive as users shift
towards digital payments, rewards, and lifestyle-driven credit products.

👉 Check out the last 18 months’ RBI credit card data on our website for detailed trend analysis.

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02/07/2025

Tata Electronics is fast-tracking India’s semiconductor ambitions by partnering with Taiwan to train hundreds of Indian engineers in chip fabrication, packaging, and testing. This initiative supports Tata’s upcoming multi-billion-dollar semiconductor and OSAT plants in Gujarat and Assam. With Taiwan’s expertise and India’s growing tech talent, the country is positioning itself as a future key player in the global semiconductor supply chain.

Hashtags:

02/07/2025

🌧️ Artificial Rain in New Delhi: A Hope for Clean Air & Cooler Days! 🌧️
From July 4 to July 11, New Delhi will witness artificial rain as part of a government-led cloud seeding initiative to fight rising temperatures and pollution. 🚁☁️

This move aims to:
✅ Bring down pollution levels
✅ Cool the soaring heat
✅ Improve overall air quality

26/05/2025

🚨 India is on the brink of a historic fintech milestone – 100 Crore Debit Cards! 🇮🇳💳
With 99.6 Crore+ debit cards in circulation, we are just 40 lakh cards away from a once-unimaginable figure.

📊 Top Highlights from the Sector-Wise Data:
🔹 Public Sector Banks lead the charge with 63.5 Cr+ cards
🏦 State Bank of India alone holds 24.1 Cr+ cards
🏦 Bank of Baroda – 8.8 Cr+
🏦 Canara Bank – 6 Cr+

🔹 Private Sector Banks account for 25.2 Cr+ cards
🏦 HDFC Bank – 5.9 Cr+
🏦 ICICI Bank – 3.2 Cr+
🏦 Kotak Mahindra Bank – 3.5 Cr+
🏦 Axis Bank – 3.9 Cr+

🔹 Payment Banks are surging with 7.3 Cr+ cards
📲 Paytm Payments Bank – 3.05 Cr+
📲 India Post Payments Bank – 2.4 Cr+

🔹 Small Finance Banks show strong growth – 3 Cr+ cards
🏦 AU Small Finance Bank – 88.8 Lakh
🏦 Ujjivan SFB – 70.4 Lakh

💬 Why it matters:
This isn't just about numbers — it's about financial inclusion, rural access, and India’s digital transformation journey reaching every corner of the country.

💡 The race to 100 Cr Debit Cards reflects India's deepening digital infrastructure, fintech growth, and the pivotal role of both legacy and emerging banks.

👉 Are we ready for the next wave of innovation in financial services?

02/05/2025

As of March 2025, which country became the latest to adopt India’s UPI system for digital payments? Comment your answer
A - Australia
B - Sri Lanka
C - UAE
D - Nepal