Arthashastra Finsec Providers Pvt. Ltd.

10/02/2019

The longer term the impact of your buying decision is going to have, the more important or critical the decision becomes for you.

20/01/2019

Very interesting observation. But will this historical trend keep repeating itself in the future? Wonder what results, a similar study for Indian indices will throw up?

20/01/2019

Everytime you take an action, be careful about not following the herd. From buying real estate to investing through mutual fund SIPs. Remember, har cheez jo bikta hai woh sahi nahi hota.

05/12/2018

An old post. Relevance - timeless.

Investors savings and investments are deployed in businesses and advisors have access to information about the workings of these businesses through primary, informal sources i.e.

07/09/2018

While selecting Bajaj as the Business Leader of the Year, the jury pointed out he entered a highrisk business category and fundamentally altered the consumer finance business both through the use of technology and through ex*****on, with even leading banks later replicating his model.

Bajaj Allianz General Insurance is one of the most successful private players in the industry, and is the only general insurer that has been reporting an underwriting profit.

07/08/2018

An old post. Recent rate hikes by lenders reignited the demons.

The layman's guide to Financial Freedom

03/08/2018

The power of compounding

The blue line indicates the net investments made. The mostly straight line indicates the minimal entry/exits apart from the recurring additional investment every month.

16/06/2018

During the period of June-July 2017 to the latest April 2018, when 10 year G-sec yield moved from about 6.3% to 8%, see how the allocation to G-secs changed in the income, credit opportunities and dynamic bond fund categories of debt mutual funds. These category of funds are presented to investors in the low/less risk category of investments in contrast to equity funds. Clearly, investors must have been sorely disappointed, if they were not suitably apprised of the underlying risks.

23/11/2017

Something that you should know if your employer has opted for PF scheme under EPFO.

The Employees’ Provident Fund Organisation (EPFO) may find it impossible to resist attempts by subscribers to inflate their pension entitlements to levels far beyond its capacity to provide these, raising the spectre of bankruptcy and a grave risk to the monies deposited by millions of workers in th...

09/11/2017

Focus on the GOAL. Markets are the arena in which the games are played. They will keep changing.

31/10/2017

Things that will never change - market cycles of boom and bust, investor mood swings from greed to fear etc.
What you can change - Follow your plan for meeting your goals and ignore the noise.