BigDecisions

BigDecisions Empowering people to take control of their big (and often complex) financial decisions on www.bigdecisions.com

We give people the necessary tools and information so that they can answer their most important, key questions first. Armed with this understanding of their possible approaches, they can go ahead with their next steps like product purchase and / or to ensure a more informed and involved discussion with their financial advisors. We believe that in key, complex personal finance decisions like unders

tanding how much life and health insurance is needed, how much to save for key goals like child's education and retirement and real estate decisions like whether to buy or rent a home or refinancing mortgage loans, the current approach is incorrect. There is an overwhelming focus from all constituents (manufacturers, distributors and customers) on product selection and the purchase process instead of starting with answering the basic, questions first.

A quick lesson in for those wondering why their grocery bills keep increasing every month
17/02/2017

A quick lesson in for those wondering why their grocery bills keep increasing every month

On your monthly trip to the supermarket, you would have noticed a small increase in prices for the same products you always purchase. You might dismiss this as nothing more than a figment of your i…

Dealing with a broker? Avoid these mistakes
17/02/2017

Dealing with a broker? Avoid these mistakes

Brokers make money when they close a deal. Many brokers will do all they can to ensure that you get the best deal. However, some brokers just want to seal the deal whether it’s in your best interes…

So here's that you were looking for! 7 types of that are exempt from .
17/02/2017

So here's that you were looking for! 7 types of that are exempt from .

While, some people resort to unethical means to avoid paying taxes, there are the others who plan their taxes judiciously. The smart ones know that there are certain types of income, which are full…

Make the most of your deductions - here are 5 smart ways
16/02/2017

Make the most of your deductions - here are 5 smart ways

When it comes to 2017, don’t make the mistake of selecting wrong products or missing out on certain exemptions when filing your taxes. In the past you might have missed out on certain exemptions, d…

Low on ? Fund your expenses in 5 ways
16/02/2017

Low on ? Fund your expenses in 5 ways

When you’re fresh out of college, you’ve got big dreams. However, you might find that your meager salary is not sufficient to meet the lifestyle you are accustomed to or want to live, especially if…

Investing after ? Try asset allocation funds
16/02/2017

Investing after ? Try asset allocation funds

Retirement calls for the balancing act. With little or no active sources of income, and expenses rolling in more or less the same, your day-to-day life will start getting funded by withdrawals from…

Save up to Rs. 46,350 when you avail maximum benefits from Section 80 C. Plan your with a calculator http://bit.ly/2...
15/02/2017

Save up to Rs. 46,350 when you avail maximum benefits from Section 80 C. Plan your with a calculator http://bit.ly/2lammS5

Are offers really worth it?
15/02/2017

Are offers really worth it?

I had tuned into a local radio station while driving to work this morning when an advertisement caught my attention. The woman’s voice was saying something about how a customer can buy the la…

It is important to look for new ways of . Find out what are Certificates of Deposit
15/02/2017

It is important to look for new ways of . Find out what are Certificates of Deposit

If you consider yourself to be a shrewd investor, you know that they need to constantly look for new ways to further diversify your portfolio and different asset classes to invest in. If you are lo…

planning, tax avoidance and tax evasion - how are they different?
14/02/2017

planning, tax avoidance and tax evasion - how are they different?

While computing your taxable income at the end of the financial year, you have probably wondered what you can do to reduce your total tax liability and enquired about the same with tax professional…

Worried about the on from other sources? Here's your list of permissible deductions
14/02/2017

Worried about the on from other sources? Here's your list of permissible deductions

In an article I wrote on Income from Other Sources, I briefly touched upon deductions against Income from Other Sources. In this article, I will explain in detail the expenses that you are allowed …

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