Dibyendu Mukherjee - Wealth Architect & Investment Guide

Dibyendu Mukherjee - Wealth Architect & Investment Guide We provide Integrated Financial Solutions to our clients across Investments and Insurance. in India as senior Private Banker/Wealth Manager.

Brief Profile - DIBYENDU MUKHERJEE, MCom, MBA (Finance) -

A Finance professional with 20 years' experience in Investments & Finance. Started career with one of the largest Mutual Fund companies (UTI Mutual Fund) in the country. This was after completion of MCom and MBA specialising in Finance from University of Calcutta. Later went on to become Zonal Head (East) of Deutsche Bank Mutual Fund - a

division of a Germany based multinational Deutsche Bank. Also worked with the largest broking company (ICICI Securites Private Wealth Management Ltd.) Currently, running own financial consultancy business...advising on different financial products and planning investments for clients - both Individual & Corporate clients.

01/01/2026
30/11/2025

Food 4 thought ::

By 2050, 19% of India's citizens will be above 60 years of age, according to the United Nations Population Division, but only 25% of them currently have some form of pension cover. A monthly expense of Rs.35000 today will increase to Rs.1.56 Lakhs/month 30 years from now, assuming 5% inflation p.a.

Plan your retirement by investing properly to stay 'Not Out' in the second innings of your life.

Dibyendu Mukherjee
DM FINANCIAL SERVICES

A small token of appreciation received today from Nippon Mutual Fund....has been made possible due to wishes of friends ...
19/09/2025

A small token of appreciation received today from Nippon Mutual Fund....has been made possible due to wishes of friends and well wishers like u all🙏

25/05/2025

India has officially surpassed Japan to become fourth largest economy in the world, confirmed NITI Aayog CEO.

India’s $4 trillion economy is on its way to become third largest (beating Germany) in the next 3 years.

Top 5 world economies :

1. US $30.34 Trillion
2. China $19.53 Trillion
3. Germany $4.92 Trillion
4. India $4.39 Trillion
5. Japan $4.27 Trillion

After the 10th NITI Aayog Governing Council Meeting, CEO BVR Subrahmanyam said India is poised for rapid growth, leveraging its demographic dividend for the next 20-25 years.

Data as of April 2025

Harness the power of "Compounding" through long term commitment to SIPs !!
28/04/2025

Harness the power of "Compounding" through long term commitment to SIPs !!

20/04/2025

Retirement Planning Idea !!

Studies have shown that if one withdraws 4% of his retirement fund every year (adjusting for inflation), then the funds will sustain for 25-30 years of retirement without getting exhausted. For example, if one has Rs 1 crore at retirement and withdraws Rs.400000 every year, he will never run out of money in 25-30 years, assuming the funds are invested conservatively.

The withdrawal amount under Systematic Withdrawal Plan (SWP) can be calculated for the retirees using this theory.

Dibyendu Mukherjee
DM FINANCIAL SERVICES

16/06/2024

Very Interesting study on SIPs !!

A study conducted by Whiteoak Capital Mutual Fund on SIPs reveals that the chances of getting negative returns from Mutual Funds investment made via SIPs (also STPs) vanishes completely in 8 years.

Findings in Details : -

1. The "minimum return" came out as positive for 8 years at 1.4% indicating zero chances of negative returns.

2. The "minimum return" becomes 4.6% for 10 years, 6.2% for 12 years and 7.4% for 15 years. This indicates that the chances of negative returns further diminishes with rising investment horizons.

Invest with a long-term perspective and enjoy the power of Rupee Cost Averaging !!

Dibyendu Mukherjee
DM FINANCIAL SERVICES

Address

277/4, B T Road
Kolkata
700036

Telephone

+919836048866

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