http://www.goodwillinvestments.com/

Goodwill Investments, Santoshpur Govt Colony, Block-B, Maheshtala, KOLKATA (2026)

11/08/2021

🔴 What is Health Insurance? 👨‍🔬

✅ Health Insurance is a type of insurance that offers coverage for medical expenses. A health insurance plan provides insurance coverage to the insured with multiple benefits, including cashless hospitalization, day-care facilities & coverage for critical illness etc.

⭕ Importance of Health Insurance -🚑

☑️ You must have the best health insurance plan as a financial backup to afford quality medical treatment. Medical inflation is increasing everyday making treatments expensive. Besides, a sedentary lifestyle has led to a rise in lifestyle diseases whose treatments are time taking and are a cause of more than 60% of hospitalizations.

⭕ Reasons of buying a Health Insurance Plan - 🏥

➡️Beat Medical Inflation
➡️Afford Quality Medical Treatment
➡️Fight Lifestyle diseases
➡️Protect your savings
➡️Avail Cashless Hospitalization facility
➡️Get Tax benefits
➡️Ensure Peace of Mind

⭕ Key Benefits of Health Insurance - 🚑

✅Health Insurance provides comprehensive coverage to you and your family against a variety of medical expenses. Here are the key benefits of buying the best health insurance plan:

➡️Hospitalization Expenses
➡️Pre & Post Hospitalization Expenses
➡️ICU Charges
➡️Ambulance/Air Ambulance Cost
➡️Cashless Treatments
➡️Day Care procedures
➡️Coverage for Pre existing diseases
➡️Medical Checkups
➡️Maternity Costs
➡️Alternative treatments
➡️Benefits for Critical & Terminal Illness

🔴 We at Goodwill Investments can help you buy the best health insurance plan that suits your requirement. We are providing coverage from all leading Health Insurers in India. We will help you select the best health plan for your family or your employees and also port and upgrade from your existing policy.

For more information and health insurance quotes contact -
📞 7003976549/9674067741
📧 [email protected]

29/07/2021

🔴Type of Loans Available In India 💰

There are numerous types of loans available in India. However, most people choose a personal loan over other types in spite of having a variety of assets, which they can mortgage to avail loans at a lower interest rate. One of the reasons behind this scenario is the lack of knowledge about different types of loans available in India.

By definition, a loan is a specified amount of money that you can borrow from the lender (usually banks & Nbfc's) with an assurance of returning it back within the agreed period. The lender on different types of loans levies a specified rate of interest. The borrower repays the borrowed amount along with the interest in installments as per the agreement between the two parties.

☑️How To Apply For A Loan? 📝

Contrasting to the general myth, applying for a loan is not a complicated process. You should be particularly careful about the fact that you provide banks with all the genuine documents. In India, different types of loans need a different set of documents.

✅Steps For Applying ➖

➡️Loan Application Form: You need to fill up the application form for the type of loan you need from the bank. You need to make sure that all the information written on the form is genuine and correct.

➡️CIBIL Score Check: The bank then checks up your CIBIL to count the score of your credit cards. CIBIL tracks and maintains the records about the money/loans you need to repay apart from the current loan you are trying to apply. If you have a high credit score, your loan application is easily approved.

➡️Submitting the Necessary Documents: The borrower needs to produce a series of documents to supplement their loan application form. Documents such as proof of identity, income proof, and other certificates need to be submitted along with the application form.

➡️Loan Approval: Once you submit the application form along with all the necessary documents, the bank verifies all the details you have provided. Once the verification is complete and the results are satisfactory the bank approves your loan application.

🔵 To apply for a Loan or any enquiries - Contact
📱7003975649
📧 [email protected]

24/06/2021

When it comes to money, planning needs to be concrete as there are enough variables that can affect your finances. Fulfilling the future needs and improving the standard of living depends on the plans you make today. So what’s your plan for future?🤔

✅5 key reasons why you need financial planning are highlighted below.

➡️Inflation: Inflation is called as the biggest destroyer of purchasing power. It is a fall in the value of money. This is because demand is growing faster than supply which leads to a hike in price. In order to sustain inflation in the future, one should be actively planning finances. Financial planning ensures you sustain the inflation while keeping your goals unaffected.

➡️Goals: Some milestones are very important in life. Be it a family car, your own house, your childrens’ education or their marriage; it is a responsibility to fulfill these needs. Financial planning is a process of making a proper financial plan to meet your financial goals in a specific period of time. It is better to start early since investing options may earn high returns over the period of time.

➡️Emergency: Prevention is better than cure and when it’s about money, getting ready is better than regretting. There might be unavoidable and unexpected times ahead which may become hurdles before your goals. Financial planning involves being ready for such situations without affecting primary objectives. Providing security to your family is an important part of financial planning.

➡️Dreams: Financial planning is a step towards your dreams. You might have thought of a foreign trip or an expensive car. May the dreams never go away due to responsibilities! Financial planning supports your dreams while taking care of your responsibilities.

➡️ Retirement: While meeting your family goals it is a general objective to have a comfortable retired life. If you’re planning a retirement after more than 10 years you should start from now because the magic of compounding is experienced if stayed invested for a long term. Financial planning helps you create adequate corpus for retirement.

Plan today, for a better tomorrow. 💰

15/06/2021

🔴Axis Quant Fund

✅NFO Opens - 11th June 2021
🚫NFO Closes - 25th June 2021

It is a well known fact that data is increasingly playing an important role in the fund management process. As data becomes available in a more structured manner, it will bring in efficiency and also lead to accelerated decision making. Quantitative data can be used as an enhancement in the traditional fund management process or it can be used on a standalone basis to create alpha for investors. With Axis Quant Fund, the model is using the latter and aiming to create wealth over the long term.💰

➡️Key Features

⚡ An equity scheme that follows a fundamentally driven systemstic approach to portfolio construction

⚡The investment philosophy revolves around the Q-GARP: Identifying (Q)uality stocks which have good (G)rowth prospects but (A)t a (R)easonable (P)rice

⚡The fund combines a fundamental investment approach using factors such as Quality, Growth, Valuation along with rule based criteria to control risk in the portfolio

⚡The stocks are evaluated along each of the parameters to arrive at a composite score and the portfolio will be reviewed and monitored on a pre-defined frequency

⚡The fund is ideal for investors looking for a) a unique proposition b) an unbiased approach towards portfolio management c) diversified portfolio across sectors and market capitalisation.

For investing or any other queries kindly contact:
📞 7003976549
📧 [email protected]

08/06/2021

Importance of Equity as an Asset Class📊

As Sensex scaled to record highs of 52,300+📉 this year, we find how equity has outperformed various other asset classes over different time horizons.

🔴Following are the benefits of having equity in the portfolio:

➡️ Helps in beating Inflation
➡️ Assists in portfolio diversification
➡️ Excellent Return on Investment in the long term
➡️ Regular Income by way of dividends

🔵Popular methods to invest in Indian Equity Market:

✅Mutual Fund & ETF's - Mutual Fund is an investment option where an expert (fund manager) manages a fund. ETF's are exchange traded funds which follows an index or strategy and are not actively managed. The investment can be done by Lumpsum or Systematic Investments. Systematic investments mean investing a fixed amount at regular intervals over a period of time. Historically, this has generated excellent ROI provided the investment has been made in a good fund. This type of investment is best suited for individuals who would want to manage their investments passively. One important aspect for a Lumpsum investment is the timing of the investment. Since the investment is made at one go, timing of investment becomes very crucial. Hence, most prefer the SIP route.

☑️Shares - One may invest in Listed Companies through his/her DEMAT account. Detailed analysis before initiating the investment becomes very crucial. One may choose to invest in ‘ Bluechip Stocks, i.e. the Big Companies that form a major part of the indices. On the other hand, one may follow a ‘Value Investing’ approach where stocks that are under-priced compared to its intrinsic value are bought and held for a reasonable period to make substantial gains.

🔴Things to keep in mind while investing in Equity:

➡️ Have an Investment Plan
➡️ Do thorough analysis or seek Professional advice
➡️ Monitor and rebalance portfolio at frequent intervals to maintain desired asset allocation

Overall, Equity as an Asset Class is a must for any portfolio!💰

For more information -
📞 7003976549
📧 [email protected]

27/05/2021

Intelligent investing through Nifty 50 Equal Weight Index Fund from Aditya Birla Sun Life Mutual Fund.

⏹️ NFO closing Date: June 2nd, 2021.

⬇️Follow the link to invest in this fund:
https://bit.ly/2StPZA6

📔Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund is an smart and intelligent index fund focusing on the same top 50 companies (by MarketCap) that are present in India’s favourite index – Nifty50.📊

📑This enhancement over this index (Nifty50 Equal Weight Index) 📈 builds intuitive intelligence to help it deliver better performance & risk control, especially when markets are uncertain & yet in an optimistic mood.

➡️Following are some of the key features of this fund (or index)

⚡ This is a large cap index (nifty 50) – same constituents as Nifty50 index

⚡Reconstituted half yearly alongwith nifty 50 – thus consistency of portfolio names with Nifty50 maintained

⚡Since it rebalances quarterly to 2% for each component, it acts as auto profit booking from higher weights to all lower down stocks: Intelligence Inside

⚡In market phases with bullish momentum, and over longer term, this index generally does better than nifty 50 which is mostly momentum driven and can lose value on short term market disruptions.

⚡Overtime, as markets and economy grow, EqualWeight (EW) Index should outperform the base index also – in both risk & returns.

✅Given that there is a very positive view on economic growth (pandemic notwithstanding), and markets are now in full optimisim, we expect that the Nifty50 Equal weight Index will do better than the MarketCap driven Nifty50.

🔵ABSL Nifty50 EqualWeight Index Fund is an apt investors for investors seeking to allocate money to large cap component in their portfolios.

➡️For any queries on Investment or Personal Finance

📞 +917003976549
📧 [email protected]

24/05/2021

What are the different avenues of Investment?💰

When it comes to investing one has to choose an asset class that suits the individual’s risk and return temperament.

An asset class is a category of investment with particular risk and return characteristics.

The following are some of the popular asset classes.

1. Cash & Cash Equivalents 💵
2. Equity 📉
3. Fixed Income Instruments 🏦
4. Real estate 🏬
5. Commodities 💎

We will discuss in details about the different asset classes in our following posts. So stay tuned and don't forget to like and share our page.

For personal queries regarding any financial matter contact:
📞 +91 7003976549
📧 [email protected]

22/05/2021

Greetings to all from Goodwill Investments.🤝

It was a stellar weekly closing in the Indian Stock Markets.🔥

Nifty soared more than 1.8 percent to close above 15,175. At present, the index is holding support at 15,000 levels while an upside resistance seems at 15,300 levels.

Buying interest was strongest in the financial stocks, with the Nifty Bank (3.8 percent) and Nifty Financial (3.2 percent) indices making the strongest gain.

As long as this is holding, we are in bullish terrain and can continue buying the dips for higher targets.

About us:

We are Monojit Saha & Rahul Ranjan. We both have a Master of Business Administration Degree in Finance and are registered with AMFI & IRDA. Prior starting with our company we have worked at ICICIdirect in Wealth Management.

Presently we are consulting for all leading Banks, Asset Management Companies, Insurance Houses and NBFC's. We have already completed one year into this area of business and moving forward we aim to build stronger relationships and improve financial literacy amongst our clients.

For more Indepth analysis or any Financial Queries do contact us.

📞 +917003976549
📧 [email protected]

Goodwill Investments

11/08/2021

29/07/2021

24/06/2021

15/06/2021

08/06/2021

27/05/2021

24/05/2021

22/05/2021

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