CA Peeyush Jain

CA Peeyush Jain Income Tax | GST | Stock Market | Personal Finance
>Simplifying finance with practical insights

13/05/2026

Biggest financial mistake people make? 👇
Taking a single policy that mixes: ❌ Insurance ❌ Investment
These combo plans usually give: Low insurance cover + poor returns.
Best strategy: ✅ Buy pure term insurance for protection ✅ Invest separately for better wealth creation
Never confuse investment with insurance.
One right decision today can save lakhs in the future. 💯

13/05/2026

“Insurance ke naam par investment bechna band karo.” 🚨

Agar ek plan me insurance + investment dono mil raha hai… toh mostly dono hi properly nahi mil rahe. ❌

Smart people do this instead: ✔️ Insurance alag ✔️ Investment alag

Because insurance is for protection. Investment is for wealth creation.

Don’t mix both and lose money for years. 💸

Save this reel before any agent sells you the wrong policy. 🔥

12/05/2026

⚠️ “Sirf 10% interest hai…”
Ye line sunkar loan mat le lena!
10% Flat Rate Loan kai baar 12% Reducing Rate Loan se bhi zyada mehenga hota hai 😳
₹1,00,000 ke example se maine simple language mein explain kiya hai: ✔️ Flat Rate kya hota hai
✔️ Reducing Rate kya hota hai
✔️ Kaunsa loan actually sasta hota hai
✔️ EMI mein hidden reality kya hoti hai
Loan lene se pehle ye reel zaroor dekho — warna extra interest bharte rahoge 💸




12/05/2026

“10% Flat Interest” sasta lagta hai…
But reality mein ye “12% Reducing Rate” se bhi mehenga pad sakta hai! 😳
₹1 Lakh loan example se samjho kaise banks aur finance companies interest calculate karti hain — aur kaunsi EMI actually aapki jeb zyada kha rahi hai.
Loan lene se pehle ye difference samajhna bahut zaroori hai.
Ek small calculation aapke hazaaron rupaye bacha sakti hai 💰

11/05/2026

🚨 गलती मत करना जब अगली कार खरीदो!

बहुत लोग car अपने personal name पर खरीद लेते हैं…
लेकिन business owners के लिए यह financially सही decision नहीं हो सकता।

अगर car business name पर खरीदी जाए तो:
✅ Loan interest deduction मिल सकता है
✅ Depreciation claim कर सकते हैं
✅ Business expenses के through tax liability कम हो सकती है

यानी वही car… लेकिन tax treatment पूरी तरह बदल जाता है. 🚗💰

Car खरीदने से पहले structure समझना बहुत जरूरी है।
यह reel हर business owner को देखनी चाहिए!

11/05/2026

🚗 Car kharidne ka sahi tareeka aaj bhi bahut log nahi jaante!
Agar aap business owner ho aur car apne personal naam par lete ho… toh aap ek bada tax benefit miss kar rahe ho. 😮
✅ Business name par car purchase karne se:
✔️ Loan interest ka deduction mil sakta hai
✔️ Depreciation claim kar sakte ho
✔️ Taxable income kam ho sakti hai
Personal name par ye benefits normally available nahi hote the way business assets are treated.
Car sirf luxury nahi… smart tax planning tool bhi ho sakti hai. 💡
Save karo before buying your next car! 🚘
Car in Business Name
Tax Saving on Car
Business Expense
Depreciation Benefit
Loan Interest Deduction
How Rich Save Tax

10/05/2026

📢 Kya aap jaante hain?
Aapka previous year ka LOSS future years me TAX bachane ke kaam aa sakta hai! 💰
Agar aapne: ✔ Business me loss kiya
✔ Share market me loss hua
✔ Property se loss hua
…toh Income Tax Act aapko allow karta hai ki aap us loss ko future income ke against adjust karein. 🔥
Lekin ek choti si mistake — jaise late ITR filing — aapka pura benefit khatam kar sakti hai ❌
Is reel me maine simple language me explain kiya hai: ✅ Carry Forward of Loss
✅ Set Off Rules
✅ Kaunsa loss kitne saal tak carry forward hota hai
✅ Important tax filing conditions
Aise practical tax tips ke liye page follow karein 📚

10/05/2026

🚨 Pichle saal ka LOSS… iss saal TAX bachaa sakta hai! 😳💰
Bahut log business ya stock market me loss hone par tension le lete hain…
Par smart taxpayers ussi LOSS ko future income se adjust karke tax bachate hain 🔥
✅ Business Loss
✅ Share Market Loss
✅ House Property Loss
✅ Capital Loss
Agar return time par file ki ho… toh loss aapka “Tax Saving Weapon” ban sakta hai ⚡
Galat filing = Loss ka benefit khatam ❌
Isliye ye reel end tak dekho aur samjho carry forward & set off ka powerful concept 📚
Save this reel before ITR filing season 👀

10/05/2026

Income thodi si badhi… aur tax bahut zyada lag gaya?”
Aisa actually ho sakta hai because of surcharge rules in income tax.
Isi unfair jump ko balance karne ke liye government ne diya hai “Marginal Relief” ka benefit.
Lekin problem ye hai ki maximum taxpayers ko iska concept hi nahi pata.
Agar aapki income surcharge threshold ke aas paas hai, toh proper tax calculation bahut important ho jata hai.
Galat planning se unnecessary tax outflow ho sakta hai.
Is reel mein maine simple language mein explain kiya hai: ✔ Marginal Relief kya hota hai
✔ Kab milta hai
✔ Kaise tax bachata hai
✔ Real impact on high income taxpayers
Video useful lage toh share zarur karein 👍

10/05/2026

“1 rupaye zyada kamaoge… aur hazaron ka extra tax bharoge? 😳
Yahi problem solve karta hai Marginal Relief in Income Tax!
Bahut log surcharge ke chakkar mein unnecessary extra tax bhar dete hain because unhe marginal relief ka concept pata hi nahi hota.
Agar aapki income surcharge limit ke just above hai, toh ye reel aapke liye gold hai 💰
Tax planning sirf deductions ka game nahi hai… calculation ka bhi game hai ⚡
Save this reel before filing your ITR & send it to someone whose income recently crossed a tax slab 🚨

09/05/2026

Agar aap trader, shopkeeper, freelancer ya small business owner ho, toh Income Tax Act ka Section 44AD aapke liye game changer ho sakta hai.
✅ Online receipts par profit @ 6%
✅ Cash receipts par profit @ 8%
✅ No detailed books required (in many cases)
✅ Compliance becomes easier
Example 👇
₹20 lakh online receipts → taxable income can be considered only ₹1.2 lakh @6%
₹20 lakh cash receipts → taxable income can be considered ₹1.6 lakh @8%
But beware ⚠️
Galat use ya wrong reporting se notice bhi aa sakta hai.
Is reel mein maine simple language mein pura calculation explain kiya hai. Save this before filing ITR! 📌

Address

Jaipur
Jaipur
301001

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm

Website

http://t.me/capeeyushjain

Alerts

Be the first to know and let us send you an email when CA Peeyush Jain posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category