CAEntertainment

02/04/2024

need a female staff for male patient in singrauli location. Kindly contact.

07/11/2018

Celebrate the magic and joys of Diwali

24/10/2018

11/06/2017

12th Commerce Student Guidelines For Their Better Choice & Better Future.....

22/05/2017

10/04/2017

*Thumb Rule of Financial planning.*
1. 30 % of your income must be used for *monthly living expenses.*
2. 30% of your income must be used for *Liabilities repayments*, if any..
3. 30% of your income must be *SAVED* and *INVESTED* for your future LIVING.
4. 10% of your income must be spared for *entertainments, vacations*
5. 6 months expenses must be available for *emergency fund* (should be invested in LIQUID FUND, FD Etc)
6. *Home loan* must be registered and apply on both *husband and wife name.* (Both can get benefits on Home loan Tax benefits)
7. Buying *second house for investment is not advisable* ( _Survey reports - it will fetch you only around 3% return_)
8. After 45 years of age, *not supposed to enter into any BIG LIABILITIES* (Higher education of children and wedding of children will happen around 45 to 50 only, so plan now for the same.)
9. Have joint account @ Bank savings account.
10. Property must be *registered on both Husband and wife name*. (As per legal act – after husband first legal heir is wife, after wife it will go to children only)
11. Regular check on *Nominations at all financial instruments.* if not nominated, do it now..
12. Only in insurance policy, Claims payable to Nominee. In other financial instruments legal heirs certificate is must to get back the settlement
13. Must have *Life Insurance* to financially secure future of your dependants..
14. *Don’t take any financial investment decisions EMOTIONALLY*, and also Avoid last minute tax saving investment decisions, plan well in advance..
15. *MEDICLAIM is must* (in spite of Group mediclaim coverage given at office) (After retirement there is no mediclaim coverage, after 50-55 years of age, it's very tough and costly to enter into mediclaim)
16. For your *jewelry LOCKER*, Only one lakh is payable by bank, if theft or fire happen at bank. Provided insurance done.
17. Like same way *Government guaranteed only one lakh for your FD* also. (Fixed deposits with Banks upto Rs. 1 lakh only are backed by deposit insurance)
18. Must know all *Tax implications.* You cannot avoid paying tax. But you can minimize by way of tax planning and investments..
19. All *financial documents must be kept safely* and keep family members informed of the same..
20. *Financial investments* must be followed through *personal financial advisor..*
21. *Review your portfolio at every six month..*
These are general suggestions, personal Finance and investment decisions depends upon case to case_
*Have a Healthy and Wealthy.....*

01/01/2017

&Your .

21/10/2015

There are just a few days for the exams and there is no
other option than to study for those CA students who
have their exams due in the month of November. Since it
is an exam season and also a season of festivals, these
students are seen making a lot of sacrifices.
Let's imagine the situation of such students:-
1. While every other person in the house is seen enjoying
the "chehel pehel" of Dushhera, the CA students are busy
preparing for the exams and cursing the Institute for
wasting their festival.
2. While every other person is seen eating sweets every
now and then, the CA students are served with the sour
chapters of ISCA and Audit.
3. While everyone is visiting the "pandals" at night, a CA
student is sitting at home though physically present, but
mentally absent.
4. While every other person is enjoying "navratri" a CA
student is frustrated by the "jagratri" (the art of forcefully
being awake late night)
5. While everyone around is enjoying the "dandiya", a CA
student has no other option than to assume the "dandiya"
with pen and pencil.
6. While everyone is wearing new clothes, a CA student is
seen in same clothes, just because they didn't get time to
go for shopping.
7. While every other person is busy decorating their
homes with lights and flowers, a CA student is seen
decorating their books with the highlighters and sticky
notes.
8. While the "bhajan" is being played in the temples and
"pandals", a CA student is crying because he considers it
a noise pollution, even though loud music is a habit for
him.
9. While everyone is going to food stalls, a CA student is
worried about the exam hall. A normal "paratha" will also
work for him.
10. While everyone is busy taking selfies and pictures, a
CA student has no other option than to feel jealous,
because he has come down to a basic phone which just
has a call and message facility.
11. While everyone is getting messages of Happy
Dusshera, a CA student receives messages wishing him
an "All the best". So this was is the condition of the CA
students.

21/10/2015

Festivals ka season,
And CA students ka frustration.
Festivals ka thahaka,
Uspr exams ka dhamaka.
ICAI ke plans,
Saari masti ho gyi ban.
It's time to dance,
But a CA student has no chance.
No enjoyment no fun,
What has this ICAI done?
Give me some sunshine,
Give me some rain.
This festive season has,
Slowed down our brains.