VANSH Capital Market

18/07/2018

The problem of Choice Paralysis
This phenomenon is availability of too many options for Investments can lead to a situation of not wanting to evaluate and make your own decisions. Too much of information also leads to a similar outcome on taking action.

Please note that we have loads of information avait it us through several websites, news paper columns , television commercials and several new channels.

Is it really making your life difficult? Individual investors can also reduce the effect of such biases by adopting a few techniques. As far as possible the focus should be on the data and what it is saying.

Don't simply listen to what everyone has to say since everyone will have their own view points about investments. Understand your requirements first that the first step towards reaching financial independence. Lot of time we get stuck with choices..shall I buy fund A or fund B because it was giving me 45 percent returns in the last one year or it was rated highly on a website.

Understand Ratings are just one such parameters and you just simply cannot chase the ratings. So understand your needs first then do the number crunching like how much do you have for each of Ur goals in life and basis which you allocate your money.

Regards :-
Vansh capital market
9910015815/9971810801

16/07/2018

Big things comes in small pack.
Look beyond the market's temporary correction for real power of SIP.
Call us for SIP : +91 -9910015815/9971810801
Be Smart. Invest Smartly.

16/07/2018

Regular Plans में 25 वर्ष के लिए ₹5000 / माह का निवेश करें और अपने रिटर्न पर ₹34 लाख तक ज़्यादा कमाए

Vansh capital market services
9910015815/9971810801

15/07/2018

Equity Market Outlook - Highlights

Acceleration in rural consumption, Minimum Support Prices (MSPs) hikes and normal monsoon portend a sustainable growth in consumption in the economy.
High frequency indicators show strength in consumption, services and investment (infrastructure, non-gold & non-oil imports growth).
Farm loan waivers, bailout packages and MSP hikes could exert pressure on fiscal situation. MSP hikes in turn would likely spark inflationary concerns.
Indian economic growth continues to be supported by microeconomic gauges despite vulnerability in the macroeconomic parameters (deficits and inflation).
Strong earnings growth across multiple segments within the market and asset value reinstate the improving fundamental strength of Indian equities.

Fixed Income Market Outlook - Highlight

Depending on inflation data, we expect the RBI to hike repo rate by 25bps in August or October and subsequently by 25bps in Q4FY19.
We expect bond yields to be volatile, going forward. Movement of yields would be dependent on pace of Fed rate hikes, movement of crude, deficit situation, GST collections, monsoons, and external developments.
The yield curve looks attractive from a valuation perspective.
Improvement in the credit environment (upgrade to downgrade ratio) augurs well for the Indian corporate bond market segment.

Please let me know in case you have any queries.

Warm Regards,
VANSH CAPITAL MARKET
9910015815/9971810801


Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

15/07/2018

https://www.facebook.com/168279133290905/posts/1782695888515880/

Vansh capital market
9910015815

14/07/2018

Some of the key benefits of mutual funds include simplicity, cost, diversification, and professional management. These and other benefits make mutual funds the first and best choice of investment for the do-it-yourself investors, as well as professional money managers.

If you are a beginner and want to know why mutual funds are a good fit for your investment needs, or if you are an advanced investor and need a reminder of why mutual funds are best-suited for your financial goals and lifestyle, here are some of the many benefits you need to know.

Here are 8 of the top benefits of mutual funds:

1. Simplicity: Mutual Funds Are Easy to Understand
Anything can be made into something more complex than it needs to be and mutual funds are no exception to this truth. However, mutual funds require no experience or knowledge of economics, financial statements, or financial markets to be a successful investor.

For beginners, here is a simple definition of mutual fund: A mutual fund is an investment security type that enables investors to pool
their money together into one professionally managed investment. Mutual funds can invest in stocks, bonds, cash and/or other assets. These underlying security types, called holdings combine to form one mutual fund, also called a portfolio.

In different words, Mutual funds can be considered baskets of investments. Each basket holds dozens or hundreds of security types, such as stocks or bonds. Therefore, when an investor buys a mutual fund, they are buying a basket of investment securities. Simple!
Yes, there are many things to know about mutual funds but compared to the broad world of financial products, mutual funds are quite easy to use and understand.

2. Accessibility: Mutual Funds Are Easy to Buy
Mutual funds are offered at brokerage firms, discount brokers online, mutual fund companies, banks, and insurance companies. Even beginning investors can easily open an
account at a no-load mutual fund company, such as Vanguard Investments, and open an account within minutes.

3. Diversification: Mutual Funds Have Broad Market Exposure
One mutual fund can invest in dozens, hundreds, or even thousands of different investment securities, making it possible to achieve diversification by investing in just one fund. However, it is smart to diversify into several different mutual funds.

4. Variety: Mutual Funds Come In Many Different Categories and Types
As you grow your portfolio of mutual funds, you will want to diversify into various mutual fund categories and types. You can invest in mutual funds that cover the main asset classes (stocks, bonds, cash) and various sub-categories or you can even venture into specialized areas, such as sector funds or precious metals funds.
5. Affordability: Mutual Funds Have Low Minimums
Most mutual funds have minimum initial investment requirements of $3,000 or less. In many cases, if the investor initiates a systematic investment program, where they have a fixed dollar amount or fixed number of shares purchased once per month, the initial investment can be as low as $1,000.

6. Frugality: Mutual Funds Cost Less to Manage Than Other Portfolio Types
Costs as a percentage of assets in the portfolio are usually lower for an actively-managed mutual fund when compared to an actively-managed portfolio of individual securities.

13/07/2018

SIP - A LIFE CHANGING HABIT THAT DOESN’T NEED YOU TO CHANGE ANYTHING IN YOUR LIFE!

A Systematic Investment Plan (SIP) in mutual funds is the most effortless financial habit that you can have while still living your life to the fullest. Because with the many benefits SIP offers, you literally have nothing to worry about.
All you have to do, is choose an amount that you can invest on a regular basis and start your SIP on any day of your liking with just a few clicks. What’s more, thanks to the power of compounding you have the opportunity for long term wealth creation. It’s a win-win! And don’t forget, stay invested for longer to make the most of it.
So go on live your life carefree! After all, SIP toh hai na!
HOW DOES AN SIP WORK?
Power of compounding
One of the key factors that makes SIP in mutual funds a wise investment option is the "power of compounding". It is best summed as:
Early Investments = Multiplying Returns
Below is an illustration of how the power of compounding helps in long-term wealth creation by investing an amount of
` 3,000/month via SIP
(Assuming a 10% interest rate)

Time 30 years 20 years
Cost of Investment ` 10.8 Lakhs ` 7.2 Lakhs
Value of Investment ` 1.05 Crores ` 29.9 Lakhs

CALCULATE MONTHLY SIP AMOUNT
Wondering how much you should start investing monthly to achieve your goal in time? Try out this tool and get your plan in place.

13/07/2018

one should start ​

​Among the many mantras of investing, market timing is the most commonly used one, where investors look to invest, book profits and exit quite often. There are also diehard followers of the "invest and hold" strategy. At the same time there are people who believe that portfolio rebalancing across asset classes such as equity and debt is a must.
​​There are several theories of investing, retail investors are better off by simply investing consistently. As it is believed that since no one can time the markets consistently, there is no point in chasing this
strategy. One should look for the cost averaging theory, popularly known as systematic investment plan (SIP).

​​Systematic Investment Plan (SIP) is a smart financial planning tool that helps you build wealth, step by step, over a period of time. You can start an SIP for Rs. 2500 per month and benefit from the power of compounding and rupee-cost averaging. This disciplined approach helps you to hedge the investment against inflation.

BENEFITS OF SIP

​​1. D​​isciplined Investing approach:Some of you may opt for stock options by timing the market to accrue wealth. However, timing the market calls for market knowledge, research, technical analysis and a lot of time from your end. Further it could also be risky. But through disciplined, regular investments you can stop worrying about when and how much to invest. In a way, it eliminates the need to actively tracking the market. And SIP helps you to achieve just that.
​
​2.Takes advantage of Rupee Cost Averaging:Rupee Cost Averaging is an effective investment strategy that eliminates the need to time the market. All one has to do is to invest a fixed pre decided amount of money on a regular basis for a long period of time. Since the amount invested is constant one buys more units when the price is low and fewer units when the price is high which may man a lower average cost.

3. Simple, convenient and easy to monitor:You do not have to take time from your schedule to make your investments. With a completed application form, one can just submit post-dated cheques or avail the Magnum Easy Pay (auto debit) ** facility and relax. You can monitor your progress of investment through periodic statement of accounts.

4. Benefits of Compounding:The key to building wealth is to start investing early and to keep investing regularly. A small amount of money invested regularly can grow to a large sum. This helps in creating a substantial amount of wealth which includes your own contribution, plus returns compounded over the years. For example, the following graph demonstrates the effect of returns on monthly investments of `1000 per month for a period of 30 years.

returns on monthly investments of `1000 per month for a period of 30 years.​​​

5. Power of starting early:Helps create wealth: The earlier one starts regular savings, the easier it is for wealth creation. The graph below shows the impact of starting at various stages in life. `1000 was invested on a monthly basis till the retirement age of 60 years. The rate of return on investment was assumed at 10% p.a. It can be seen that even a five-year delay can make a significant reduction in overall creation of wealth.

Power of starting early

SECRETS OF WEALTH CREATION
​​
​​​Plan your SIP Investments. Frequent Intervals i.e. monthly, quarterly or semiannually increase chances of buying units when prices are low.​​​
Chart out a long-term investment plan. SIP works best for long-term investment periods and helps the long-term investor reap good returns over a period of time. Long-term investors tend to profit from the appreciation markets tend to show in the long-term.
Diversify your investments. Since, Mutual Fund investments are diversified; it not only reduces risk but also helps in optimizing returns.
​​​
Disclaimer:
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Financial planner

13/07/2018

How one should start ​?

​Among the many mantras of investing, market timing is the most commonly used one, where investors look to invest, book profits and exit quite often. There are also diehard followers of the "invest and hold" strategy. At the same time there are people who believe that portfolio rebalancing across asset classes such as equity and debt is a must.
​​There are several theories of investing, retail investors are better off by simply investing consistently. As it is believed that since no one can time the markets consistently, there is no point in chasing this
strategy. One should look for the cost averaging theory, popularly known as systematic investment plan (SIP).

​​Systematic Investment Plan (SIP) is a smart financial planning tool that helps you build wealth, step by step, over a period of time. You can start an SIP for Rs. 2500 per month and benefit from the power of compounding and rupee-cost averaging. This disciplined approach helps you to hedge the investment against inflation.

BENEFITS OF SIP

​​1. D​​isciplined Investing approach:Some of you may opt for stock options by timing the market to accrue wealth. However, timing the market calls for market knowledge, research, technical analysis and a lot of time from your end. Further it could also be risky. But through disciplined, regular investments you can stop worrying about when and how much to invest. In a way, it eliminates the need to actively tracking the market. And SIP helps you to achieve just that.
​
​2.Takes advantage of Rupee Cost Averaging:Rupee Cost Averaging is an effective investment strategy that eliminates the need to time the market. All one has to do is to invest a fixed pre decided amount of money on a regular basis for a long period of time. Since the amount invested is constant one buys more units when the price is low and fewer units when the price is high which may man a lower average cost.

3. Simple, convenient and easy to monitor:You do not have to take time from your schedule to make your investments. With a completed application form, one can just submit post-dated cheques or avail the Magnum Easy Pay (auto debit) ** facility and relax. You can monitor your progress of investment through periodic statement of accounts.

4. Benefits of Compounding:The key to building wealth is to start investing early and to keep investing regularly. A small amount of money invested regularly can grow to a large sum. This helps in creating a substantial amount of wealth which includes your own contribution, plus returns compounded over the years. For example, the following graph demonstrates the effect of returns on monthly investments of `1000 per month for a period of 30 years.

returns on monthly investments of `1000 per month for a period of 30 years.​​​

5. Power of starting early:Helps create wealth: The earlier one starts regular savings, the easier it is for wealth creation. The graph below shows the impact of starting at various stages in life. `1000 was invested on a monthly basis till the retirement age of 60 years. The rate of return on investment was assumed at 10% p.a. It can be seen that even a five-year delay can make a significant reduction in overall creation of wealth.

Power of starting early

SECRETS OF WEALTH CREATION
​​
​​​Plan your SIP Investments. Frequent Intervals i.e. monthly, quarterly or semiannually increase chances of buying units when prices are low.​​​
Chart out a long-term investment plan. SIP works best for long-term investment periods and helps the long-term investor reap good returns over a period of time. Long-term investors tend to profit from the appreciation markets tend to show in the long-term.
Diversify your investments. Since, Mutual Fund investments are diversified; it not only reduces risk but also helps in optimizing returns.
​​​
Disclaimer:
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.​​

Regards :-
TARUN BHAMAR
VANSH CAPITAL MARKET