14/05/2026
โ ๏ธ Income Tax Department ki nazar ab aapke high-value transactions par hai.
Banks, mutual funds, registrars aur financial institutions aapke selected transactions SFT (Statement of Financial Transactions) ke under report karte hain.
Commonly reported transactions๐
๐ฐ Savings Account me cash deposit: โน10 lakh+ in a financial year
๐ฆ Current Account me cash deposit OR withdrawal: โน50 lakh+
๐ณ Credit Card bill payment:
โข Cash payment: โน1 lakh+
โข Total annual payment (any mode): โน10 lakh+
๐ Property purchase/sale: โน30 lakh+
๐ Shares / Mutual Funds / Bonds investment: โน10 lakh+
๐ฆ Fixed Deposit (Time Deposit): โน10 lakh+
โ๏ธ Foreign currency / forex spending: โน10 lakh+
โ ๏ธ Report hone ka matlab illegal transaction nahi hota.
Lekin agar income disclosure aur transactions match nahi hue, toh scrutiny ya notice ka risk badh sakta hai.
AIS/TIS regularly check karo before filing ITR ๐
Disclaimer: Threshold limits and reporting requirements may vary based on transaction nature and applicable Income-tax provisions.