Odin Mortgage & Tax

Odin Mortgage & Tax #1 Australian Expat Mortgage Brokers

HONG KONG | SINGAPORE | MIDDLE EAST | UK | USA Rampant misinformation
2. Substandard or unsuitable advice
3.

Odin is the leading Australian mortgage, tax, and conveyancing service provider for Aussie expats and foreign investors worldwide. We bring together expat mortgage specialists, tax professionals, and property lawyers to handle everything from securing your ideal home loan, managing and optimising your Australian tax, to completing property contracts and settlements. This integrated approach ensure

s your experience is so smooth that our clients have no hesitation in recommending us. From mortgage applications and tax filings to property settlements, our experts guide you through every step to deliver a seamless, stress-free experience. Our mission is to solve the biggest challenges for non-residents, including:
1. Low expat mortgage approval rates
4. Costly compliance and legal mistakes

Why choose Odin?
✅ Mortgage: 1,500+ products from 40+ lenders, tailored to Aussie expats and foreign investors
✅Tax: Strategic, compliant Australian tax advice while abroad
✅Conveyancing: Legal support for buying, selling & mortgage witnessing worldwide
✅24/7 support, wherever you are in the world

Plus, free resources to help you succeed:
✅Property valuation reports
✅Live and recorded tax sessions
✅Step-by-step property and tax checklists
✅Mortgage and tax calculators

🌏 odinmortgage.com | odintax.com | odinconveyancing.com
📧 [email protected]

03/09/2026

he July 2027 CGT Deadline You Need to Know! ⏳

Australian expats, take note: property gains before and after 1 July 2027 may not be taxed the same way!

If you are holding property from overseas, it is not just about how much your property grew, but when the gain happened:

Before 1 July 2027: The current reform protects these gains.

After 1 July 2027: Gains may fall under a completely different indexation-based model.

Don't get caught off guard. We are running a FREE webinar to walk you through exactly what this means for your offshore property.

👉 Seats are limited. Register via the link in our bio!
🎓 Free Post-Budget Masterclass with Pau Lam, Tax Director (10+ years in expat tax)

📅 Thursday, 10 Sept 2026
🕗 8:00 PM HKT / SGT
💻 60 minutes + live Q&A — live only, no recording available

"The most incredible experience" – Dane B.Living overseas but holding property and tax obligations in Australia? We unde...
02/09/2026

"The most incredible experience" – Dane B.

Living overseas but holding property and tax obligations in Australia? We understand the unique hurdles expats face.

Dane originally reached out to us from London regarding his Australian tax returns. Our team stepped in to not only manage his tax compliance but also review his entire property portfolio. We successfully sorted his multiple mortgages remotely, secured highly competitive rates, and condensed his finances into one manageable place.

Working with a dedicated team that handles both your tax and mortgage needs means you get comprehensive support without the unnecessary back-and-forth.

Read why over 390 clients have left us 5-star reviews. Reach out today to see how we can help you streamline your Australian finances.

01/09/2026

Your current properties are NOT grandfathered into the 2027 tax rules!

Think your existing property portfolio is safe from the new 2027 CGT rules? Think again. Here is the massive catch:

Starting 1st July 2027, a "testing period" begins for the new indexation discount.

If you are an expat or tax non-resident at any point between July 2027 and the day you sell, you lose the discount entirely!

This applies to ALL your previously bought properties—nothing is grandfathered.

Are you an Aussie resident or an expat planning to return home? You need to understand how this impacts your profits.

🔗 Tap the link to the video https://youtu.be/MZBIOETZ-8g?si=AZG_jgLToH2u2js3 for the complete explanation! 👇

$202,500 — held back at settlement before your actual tax is even worked out.That's foreign resident capital gains withh...
31/08/2026

$202,500 — held back at settlement before your actual tax is even worked out.

That's foreign resident capital gains withholding: 15% of the gross sale price on a $1.35M sale, unless a variation is applied for ahead of settlement.

And it's rarely the only thing in play. Most expats we speak to don't have one big problem — they have three or four smaller ones that interact: residency at the time of sale, the property's own history, and how it's held. The order you deal with them in changes the outcome.

The Australian Property Tax Check is a 2-minute read on where yours sits:
✅ 5 short questions
📄 No documents needed
⚡ An immediate priority result — low, medium or high
🎯 A next step matched to your answers, not a generic call

It won't calculate what you owe. An actual calculation needs more detail and a registered tax agent. What it will tell you is whether this is a review-now, plan-ahead, or monitor situation.

Tap the link https://hubs.ly/Q04tQkFg0 to run the check today.
Save this for the month before you sell. 🔖

General information only — this does not take into account your objectives, financial situation or needs, and is not personal tax advice. Announced Budget measures referred to are proposals and not yet law.

If you are an Aussie in Singapore with property back home, this one is a short cab ride.Monday 14 September, 1 Raffles P...
28/08/2026

If you are an Aussie in Singapore with property back home, this one is a short cab ride.

Monday 14 September, 1 Raffles Place. Three specialists, one evening, on the decision most expats are currently making with only half the information.

What the new Budget rules change from 1 July 2027, and what stays protected if you bought before 12 May 2026. How the ATO's residency tests shape what you report and whether the main residence exemption may apply when you sell. And where the Australian market fundamentals actually look strongest heading into next year.

Pau Lam on tax. Ian Black of TallRock Capital on pensions and planning. Steven Lee on expat lending. Q&A at 8:00 and open networking until 9:00, so you can ask the question you have not been able to get answered anywhere else.

Registration from 6:00 PM SGT. Free to attend, live seats are limited.

Tap the link https://hubs.ly/Q04tPNBs0 to reserve your spot.

Tag someone in Singapore who owns property back home.

Hosted with CPA Australia and TallRock Capital. General information only, not personal tax, credit or financial advice.

You can probably picture them right now.The mate who left in 2019 and has not lodged since. The couple weighing up wheth...
27/08/2026

You can probably picture them right now.

The mate who left in 2019 and has not lodged since. The couple weighing up whether to sell the place back home. The colleague who just landed and has not thought about it yet.

None of them are being careless. They are just waiting for someone to tell them which part matters. Two that do: going quiet after leaving does not close the file, and selling the old family home while still a non-resident can cost the main residence exemption on the whole gain.

If you send them our way, they get $250 off their first ODIN Tax invoice and you get $250 off yours once they sign up and pay. Up to three referrals a year. Credit on your invoice, not cash, valid 12 months. Program runs to 31 December 2026.

Link https://hubs.ly/Q04mCyYb0. Check with them first before sharing their details.

General information only, not personal tax, credit or financial advice. Full terms on the referral page.

26/08/2026

Living overseas? Your Aussie property numbers are probably wrong!

If you bought near the peak and moved abroad, your property's value and loan balance have both shifted—meaning your Loan-to-Value Ratio (LVR) isn't what you think it is.

Your LVR impacts EVERYTHING:
- Your refinancing power
- How much equity you can pull out
- How lenders view your overall risk
- Stop guessing your position before you apply!

⚡ Calculate your estimated equity & LVR in 1 minute with 3 simple figures.

🔗 Click the link https://hubs.ly/Q04tQkFg0 to run the free check now!

25/08/2026

How the 2027 Tax Rules Affect Your Existing Properties

If you already own investment property and are wondering how the upcoming Capital Gains Tax (CGT) rules impact you, the key is understanding the new "split calculation".

Here is exactly how your existing properties will be assessed moving forward:

The gains on your property from the time you bought it up until 1st July 2027 will still be subject to the traditional 50% discount, provided you were an Australian resident during that time.

If you have moved in and out of Australia, you generally receive a pro-rata portion of the 50% discount based on the specific years you were a tax resident versus a non-resident.

For your existing properties, the capital gains calculation will essentially be split in half to separate the periods before and after July 2027.

If you move overseas (for example, to Hong Kong) and become a tax non-resident anytime from 1st July 2027, the indexation on the gains from that date onwards will be lost.

📺 Watch the full video on youtube to understand how to navigate this transition! https://youtu.be/MZBIOETZ-8g

There are now two clocks running on your Australian property. Most expats are only watching one.The first is residency. ...
24/08/2026

There are now two clocks running on your Australian property. Most expats are only watching one.

The first is residency. Sell while you are a non-resident and the main residence exemption can be lost on the entire gain, not just the years you were away. In one of our worked examples that was the difference between roughly $101,000 in CGT and potentially nothing, on the same property at the same price.

The second clock started with the Budget reforms, now law. From 1 July 2027 the 50% CGT discount gives way to CPI indexation plus a 30% minimum tax on real gains. Gains accrued before that date keep the old method whenever you sell, so this is not a reason to rush a sale. It is a reason to know which side of the date each part of your gain sits on.

Where the two clocks intersect is coming home. A returning resident could previously claim a pro-rata discount for the years back in Australia. That is going. Long-term non-residents are affected far less.

We are walking through the order of operations live.

Thursday, 27 August 2026 8:00 PM HKT / SGT Free, live only, no recording

Tap the link https://hubs.ly/Q04rBYb70 to register.

Save this if selling or moving home is anywhere on your horizon.

Figures are ODIN worked examples. General information only, not personal tax, credit or financial advice.

Four questions. About two minutes. Three answers most Aussie expats are currently guessing at.We're launching the Expat ...
21/08/2026

Four questions. About two minutes. Three answers most Aussie expats are currently guessing at.

We're launching the Expat Tax Estimator this week, and this is what comes out the other end.

Where you sit on CGT risk, and which gaps are driving it. Non-residents haven't had access to the 50% discount on gains accrued since 8 May 2012, and years spent overseas can shrink any discount you'd get by selling after you return. Most people don't know which of those applies to them.

What a sale looks like under the current rules next to the rules from 1 July 2027.

What holding the property actually costs you week to week, and what carries forward as a tax loss.

The numbers in these slides are a fictitious sample, not a forecast.

Comment "Aussie Expat" below for first access.
Or tap the link: https://hubs.ly/Q04tvMFF0

General information only, not personal tax, credit or financial advice.

Address

8F, Ovest, 71-77 Wing Lok Street
Sheung Wan

Opening Hours

Monday 08:00 - 19:00
Tuesday 08:00 - 19:00
Wednesday 08:00 - 19:00
Thursday 08:00 - 19:00
Friday 08:00 - 19:00
Sunday 08:00 - 19:00

Telephone

+85257443422

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