Hannah Street - Financial Adviser at TWM Financial Planning

Hannah Street - Financial Adviser at TWM Financial Planning Financial Adviser and Director of TWM Financial Planning Timms Wealth Management Limited is an Appointed Representative of and represents only St.

James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

14/08/2026

Care is something many families don't think about until they suddenly need to.
Recently, I worked with Wendy* who was concerned about how ongoing care fees would be funded for a loved one. By exploring the options available and putting a plan in place, we were able to provide certainty around future care costs and give the family valuable peace of mind.

I also support families through the transition into care, working alongside powers of attorney and trusted specialists who can help identify suitable care homes and support services.

Planning ahead can provide more options, greater clarity and valuable peace of mind for the whole family.

*Although this case study relates to a real-life example, where we have helped our clients by providing solutions to their financial problems, the names and figures have been changed for confidentiality purposes.

The advice given to Wendy was provided after a full evaluation of their specific needs, circumstances and requirements. The solutions provided may not be suitable for everyone and the information provided here does not constitute advice.

Please note Care Fee Planning may involve a referral to Karehero, , a comparison and care matching provider, whose services are separate and distinct to those offered by St James’s Place.

TWM Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). TWM Financial Planning is a trading name of TWM Financial Partners Ltd.

SJP Approved 01/08/2026

04/08/2026

Many women spend years putting others first.
Supporting children, helping ageing parents and helping loved ones when they need it most.
But caring responsibilities and career breaks can have a long-term impact on retirement planning. Recent research shows that women approaching retirement typically have around 48% less private pension wealth than men.
(DWP Benefits Statistics, February 2025)
Taking time to think about your own future isn't selfish. It's one of the most important things you can do.



TWM Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). TWM Financial Planning is a trading name of TWM Financial Partners Ltd.
SJP Approved 31/07/2026

It is very easy to lose track of pensions from previous jobs.You move roles, change address, take time out, and paperwor...
24/07/2026

It is very easy to lose track of pensions from previous jobs.
You move roles, change address, take time out, and paperwork gets forgotten.
But old pensions could still be an important part of your retirement planning.
Finding out where they are held can help you build a clearer picture and make more informed decisions for the future.
TWM Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority). The `St. James's Place Partnership' and the titles `Partner' and Partner Practice are marketing terms used to describe St. James's Place representatives.
TWM Financial Planning is a trading name of TWM Financial Partners.
SJP Approved 06/07/2026

You do not need to be a financial expert to start taking care of your future.Financial confidence is built gradually. It...
22/07/2026

You do not need to be a financial expert to start taking care of your future.
Financial confidence is built gradually. It might start with asking a question, checking a pension, or simply making time to think about what you want your future to look like.
It is not about getting everything perfect. It is about feeling more informed and supported.
One small step can make a real difference.
TWM Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority). The `St. James's Place Partnership' and the titles `Partner' and Partner Practice are marketing terms used to describe St. James's Place representatives.
TWM Financial Planning is a trading name of TWM Financial Partners Ltd
SJP Approved 06/07/2026

Career breaks can happen for many reasons, from raising children and caring responsibilities to study, health or relocat...
20/07/2026

Career breaks can happen for many reasons, from raising children and caring responsibilities to study, health or relocation.
They can be an important part of life, but they may also affect your pension contributions and long-term plans.
That does not mean you should feel behind. It simply means it can be helpful to check where you are and whether anything needs adjusting.
Your financial plan should reflect real life.
TWM Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority). The `St. James's Place Partnership' and the titles `Partner' and Partner Practice are marketing terms used to describe St. James's Place representatives.
TWM Financial Planning is a trading name of TWM Financial Partners Ltd
SJP Approved xx/xx/###x

Saving and investing both have a role to play, but they are not the same thing.Savings can be useful for short-term goal...
17/07/2026

Saving and investing both have a role to play, but they are not the same thing.
Savings can be useful for short-term goals or money you may need quickly.
Investing is usually considered for longer-term goals, where your money has more time to ride out market changes.
Understanding the difference can help you make more informed decisions about your future.
The value of your investment can go down as well as up. You could get back less than you invested
TWM Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority). The `St. James's Place Partnership' and the titles `Partner' and Partner Practice are marketing terms used to describe St. James's Place representatives.
TWM Financial Planning is a trading name of TWM Financial Partners Ltd
SJP Approved 06/07/2026

I’m so pleased to share that I’ve been named a finalist for Financial Adviser of the Year, South East, at the Women in F...
17/07/2026

I’m so pleased to share that I’ve been named a finalist for Financial Adviser of the Year, South East, at the Women in Financial Advice Awards 2026.

It’s a real honour to be recognised alongside so many brilliant women working across the profession.

For me, financial advice is about helping people feel more confident, informed and in control of their future, so to be shortlisted for this award means a great deal.

The winners will be announced on Wednesday 4th November at the Hilton London Bankside. I’m very much looking forward to the evening.

Financial planning is not just for people with significant wealth.For many women, it starts with wanting to feel clearer...
15/07/2026

Financial planning is not just for people with significant wealth.
For many women, it starts with wanting to feel clearer and more confident about the future.
That might mean understanding your pensions, planning for later life, supporting your family, or simply making sense of your options.
You do not need all the answers before you start. Sometimes the first step is just having a conversation.
TWM Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority). The `St. James's Place Partnership' and the titles `Partner' and Partner Practice are marketing terms used to describe St. James's Place representatives.
TWM Financial Planning is a trading name of TWM Financial Partners Ltd
SJP Approved 06/07/2026

Taking time out to grow your family can be one of the most important chapters of your life, but it can also affect your ...
13/07/2026

Taking time out to grow your family can be one of the most important chapters of your life, but it can also affect your pension contributions and long-term retirement plans.

It is not about feeling behind or worrying about what has changed.

It is about understanding the impact, checking where you are now, and making sure your plans still support the future you want.

A career break may be temporary, but your retirement planning is long-term.

TWM Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority). The `St. James's Place Partnership' and the titles `Partner' and Partner Practice are marketing terms used to describe St. James's Place representatives.
TWM Financial Planning is a trading name of TWM Financial Partners Ltd

SJP Approved 06/07/2026

Pensions can be easy to put off, especially when life is busy.A pension health check can help you understand what you al...
10/07/2026

Pensions can be easy to put off, especially when life is busy.
A pension health check can help you understand what you already have, whether your contributions are still right for you, and whether your plans still support the future you want.
It is not about having everything perfectly organised. It is about giving yourself more clarity and confidence.
TWM Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority). The `St. James's Place Partnership' and the titles `Partner' and Partner Practice are marketing terms used to describe St. James's Place representatives.
TWM Financial Planning is a trading name of TWM Financial Partners Ltd
SJP Approved 06/07/2026

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TWM Financial Planning, 1G Network Point, Range Road
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OX290YN

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