05/12/2025
This week, Mat from MBE Accountancy finally stepped up for his long-awaited 10-minute spotlight—and wow, did he deliver. With 17 members in the room, we swapped referrals and recorded over £10,700 in passed business. Not a bad Friday morning!
Mat gave us a brutally honest and very detailed breakdown of the recent Budget. We’d been waiting on this one, and he didn’t disappoint.
His main focus? How individuals, not businesses, are being quietly squeezed. From frozen tax thresholds to dividend hikes, he explained how “fiscal drag” is costing regular earners up to £2,542 a year without most even realising.
He pointed out a ticking time bomb in the State Pension vs Personal Allowance, and tackled some of the less-publicised impacts, like dividend tax increases hitting family-run companies hard, and the mess around holiday lets being reclassified for tax.
The mansion tax coming in 2028? Not great. And the changes to salary sacrifice pensions? Capped at £2K—too low to be meaningful. Electric car mileage rules, rental income, Universal Credit reform, and savings tax changes all got the Mat treatment: clear, no-nonsense, and brutally fair.
