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Ward Goodman

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At Ward Goodman, we are dedicated to guiding individuals, businesses, and charities across Dorset towards financial clarity and growth.

Our team of accountants and financial planners offers integrated financial and business advisory services. Ferndown office: 4 Cedar Park, Cobham Road, Ferndown Industrial Estate, Wimborne, BH21 7SF
Phone:+44 (0)1202 875 900
Fax:+44 (0)1202 876 288

Shaftsbury office: First Floor, 34 High St, Shaftesbury, Dorset SP7 8JG
Phone:+44 (0)1747 835 435

Wareham office:18 West Street, Wareham, Dorset, BH20 4JX
Phone: +44 (0)1929 551 551

Wimborne office: 22A W Borough, Town Centre, Wimborne Minster BH21 1NF
Phone:+44 (0)1202 849 731

21/10/2026

Building wealth is only part of the picture.

It is just as important to think about how you can protect your income, your family and the wealth you have worked hard to build.

From life assurance and income protection to Wills, Lasting Powers of Attorney, lifetime gifts and Inheritance Tax planning, there are a number of areas worth considering as part of your wider financial plan.

Our latest blog looks at some of the ways you can protect what matters most – today and for the future.

Read the full blog to find out more: https://wardgoodman.co.uk/blog/protecting-your-family-wealth-and-future/?preview_id=28340&preview_nonce=2b150c5f01&_thumbnail_id=28341&preview=true

For more information regarding our blog, get in touch with us today on 01202 875 900 or visit www.wardgoodman.co.uk/contact

20/10/2026

Pension rules are changing. Do you know what that could mean for your family?

From 6th April 2027, most unused pension funds and pension death benefits will be included in the value of a person’s estate for Inheritance Tax purposes.

The impact will depend on your circumstances, but the change makes it worth looking again at how your pension fits into your plans.

Our free webinar will explain the changes in plain English and explore the questions they raise.

Join us online:
📅 Thursday 5th November
🕒 10:00 am

Register here:
https://zoom.us/webinar/register/WN_F9iyXNUVS5awHlN_tBejww #/registration

19/10/2026

Did you know that alternative VAT rules apply to motoring expenses?

VAT treatment of motor expenses can differ depending on the type of expense and how the vehicle is used.

For example, where a business uses a vehicle for business purposes and pays for its costs, it can generally reclaim the VAT on those costs in full, even if the vehicle is also used privately, subject to the normal VAT rules.

This is different from the VAT treatment of the vehicle itself and from the treatment of private use for income tax or employment-tax purposes. Private use may still have separate tax consequences, particularly where a vehicle is provided to an employee. Certain circumstances however may allow for input vat recovery and optimising relief for businesses.

There are also specific VAT rules covering:

- Repairs, servicing and maintenance

- Fuel and private use

- Business journeys and associated costs such as parking and tolls

- Vehicles used for both business and private purposes

VAT rules can be counterintuitive, so it's important to consider the particular vehicle and the way it is used and how expenses are paid before deciding how much VAT can be reclaimed.

If you’re unsure what VAT your business can reclaim on motoring expenses, speak to the Ward Goodman team on 01202 875 900 or visit www.wardgoodman.co.uk/contact.

16/10/2026

Has your company invested in new machinery or equipment and subsequently made a loss for corporation tax purposes?

You may be able to claim tax relief for the loss and potentially receive a corporation tax refund, helping to provide a valuable cash-flow boost for your business.

There are different options available, including:

• Carrying losses back to offset against previous profits and potentially generate a tax refund
• Carrying losses forward to offset against future profits
• Considering the timing of a claim and the corporation tax rates that apply

The most suitable option will depend on your company's individual circumstances, including previous and expected future profits.

If your business has made a loss or you’re considering significant capital investment, it’s worth understanding how the available tax reliefs could affect your cash flow.

For more information, get in touch with Ward Goodman on 01202 875 900 or visit www.wardgoodman.co.uk/contact.

15/10/2026

What is the cost of waiting five years to start funding your pension?
Starting early could make a difference of more than £200,000 to your retirement.

If you started investing £500 a month at age 30, your pension pot could grow to approximately £715,917 by age 65.

But if you waited until age 35 to start, your pension pot could be worth around £504,769 by age 65.

Although you would have saved £30,000 by delaying your contributions for five years, you could end up with a pension pot that's £211,148 smaller.

Why? Because it's not just the contributions you miss out on during those first five years. It's also the potential investment growth those contributions could have generated over the following decades.

This is the power of compounding - and why the timing of your pension contributions can have such a significant impact on your financial future.

At Ward Goodman, our Financial Services team can help you understand your options and plan towards the retirement you want.

Get in touch to discuss your financial future.

01202 875 900 | www.wardgoodman.co.uk/contact

14/10/2026

HMRC signs up MTD IT stragglers

If your combined gross turnover from self-employment and property businesses exceeded £50,000 for the 2024/25 tax year, you may already be required to use Making Tax Digital for Income Tax (MTD IT) from April 2026.

HMRC estimates that around 294,000 taxpayers have yet to sign up, so if you haven’t taken action yet, now is the time to check what’s required.

If you’re affected, you’ll need to:

• Sign up for Making Tax Digital
• Keep digital records
• Use compatible software to submit your information
• Make sure you’re meeting the relevant deadlines

If you’re unsure whether MTD applies to you or need help getting set up, the Ward Goodman team can help.

Get in touch on 01202 875 900 or visit www.wardgoodman.co.uk/contact.

13/10/2026

Does your pension plan still reflect what you want for your future?

Join us for our FREE webinar: ‘What Pension Changes Mean for your Estate and Inheritance – and What to do About It '

📅 Thursday 5th November
🕒 10:00 am

We’ll explore the forthcoming pension changes, how they could affect your wider estate plans and the practical steps worth considering.

Whether you’re a business owner, planning for retirement or thinking about what you leave to your family, you’re welcome to join us.

Book your free place here 👇
https://zoom.us/webinar/register/WN_F9iyXNUVS5awHlN_tBejww #/registration

12/10/2026

Can a property company still qualify for Business Asset Disposal Relief (BADR) if it also receives rental income?

A recent First-tier Tribunal case considered whether a company involved in preparatory property development activities could be treated as a trading company, despite also receiving rental income.

The case highlights the importance of looking at the nature and extent of a company’s activities, particularly where property development and letting activities overlap.

For business owners considering a future sale, understanding how BADR could apply is an important part of planning ahead.

If you’re considering selling your business or would like to discuss the potential tax implications, get in touch with the Ward Goodman team on 01202 875 900 or visit www.wardgoodman.co.uk/contact.

09/10/2026

Planning your retirement income?

Reaching retirement is an exciting milestone, but deciding how to turn your pension savings into a sustainable income can feel less straightforward.

From tax-free cash and flexible drawdown to annuities and combining different options, there are a number of routes to consider.

Our latest blog explores some of the key pension income options and why looking at your retirement plans as a whole can help you make more informed decisions about your future.

Read the full blog to find out more: https://wardgoodman.co.uk/blog/planning-your-retirement-income-making-the-most-of-your-pension-options/

For more information regarding our blog, get in touch with us today on 01202 875 900 or visit www.wardgoodman.co.uk/contact

08/10/2026

🎾 Celebrating success at East Dorset Tennis Club!

We were delighted to sponsor the East Dorset Tennis Club Awards Ceremony on Sunday 27th September, celebrating the achievements, dedication and contributions of players and members across the club.

It was fantastic to be part of an afternoon recognising the people who make the club such a great community, both on and off the court.

As a local business, we’re proud to support organisations and events that bring people together and help our local community thrive.

Congratulations to all of the award winners and everyone involved in another fantastic year at East Dorset Tennis Club!

Address

4 Cedar Park, Cobham Road, Ferndown Ind Est
Wimborne
BH217SF

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.wardgoodman.co.uk/

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