Financialadvisercumbria

06/04/2026

Last Thursday I had the chance to speak on@ about my book, Retirement: It’s Personal, and this weekend it has also been featured in both the @ and the @ has been a real boost to see the book getting this kind of support and recognition.
A big thank you to everyone who has bought the book — whether for yourself, a friend, a family member or a work colleague — and to everyone who has liked, commented on or shared my posts. It all makes a difference and I really do appreciate it.
I also want to say thank you to the people behind the scenes who helped make this possible. To my family especially Sophie Cakans, thank you for putting up with the late nights while I worked on the book until 2am. To Abigail Horne , and to my publicist Jo Swann, thank you for your support in helping bring the book to life and get it out into the world.
I’m very grateful for all the support the book has received so far.

https://www.timesandstar.co.uk/news/25994405.cumbrian-financial-adviser-becomes-amazon-bestselling-author/

A Cumbrian financial adviser has topped the Amazon book charts with his guide to making decisions about retirement.

05/04/2026

❓ Can I afford to retire? It's the question that keeps most people awake at night.

The truth is, retirement isn't just about the numbers. It's about confidence. It's about knowing that your money, your emotions, and your lifestyle all align.

I work with couples and individuals across Cumbria and beyond to answer this question with absolute clarity. We look at your pensions, your investments, your property, your tax situation—the full picture. Then we build a plan that lets you retire with peace of mind.

If you're within 12 months of retirement or thinking about it seriously, let's talk. A complimentary 30-minute consultation costs nothing and could change everything.

✅ Book your free meeting here: https://calendly.com/appointments-financialadvisercumbria/30min

04/04/2026

This isn't just another retirement guide. It's a practical workbook designed to help you align your money, emotions, and lifestyle for the retirement you actually want.

Perfect for anyone asking: 'Can I really afford to retire?' 'What comes next?' 'How do I organize my financial life?'

Whether you're 55 and planning your exit, or already retired and wanting clarity, this workbook walks you through the key decisions step by step.

Grab your copy today and start building retirement confidence.

🔗 Available on Amazon: www.amazon.co.uk/dp/1917623275

02/04/2026

👥 Retiring as a couple? Chapter 6 of "Retirement: It's Personal" is written just for you.

Two people. One plan. But different timings, priorities, and comfort levels with risk.

Getting on the same page about retirement isn't just about money – it's about making sure you're both excited about the next chapter. I've worked with hundreds of couples in Cumbria and beyond to align their pensions, coordinate their income, and build a plan that works for both of you.

The book gives you the framework. I help you apply it to your unique situation.

Ready to retire together with confidence? Get the book: www.amazon.co.uk/dp/1917623275

Or book a consultation for you and your partner: https://calendly.com/appointments-financialadvisercumbria/30min

01/04/2026

Your pension. Your ISA. Your savings. Your property.

Chapter 14 in "Retirement: It's Personal" breaks down all your retirement income options in plain English – so you can make informed decisions, not anxious guesses.

Flexi-access drawdown. Annuities. Phased retirement. Tax-efficient withdrawal sequencing.

It sounds complicated. But it doesn't have to be.

The book explains each option, shows you the pros and cons, and helps you understand which approach might work best for your situation. Because the best retirement income strategy is the one that gives you clarity and confidence.

Ready to understand your options? Get the book: www.amazon.co.uk/dp/1917623275

Or let's talk through your specific pensions: https://calendly.com/appointments-financialadvisercumbria/30min

30/03/2026

Retirement is a decision, not an age.

That's the core idea behind my workbook 'Retirement: It's Personal.' Because retirement isn't one-size-fits-all. It's deeply personal. It's about what matters to you—your money, your emotions, your lifestyle.

Some people retire at 55. Some at 70. Some part-time. Some never fully stop. The point is: there's no 'right' answer. Only your answer.

This workbook helps you find it. Step by step. Question by question. Until you're clear on what retirement actually means for you.

Ready to explore your retirement? Start with the workbook.

📚 Get it on Amazon: www.amazon.co.uk/dp/1917623275

27/03/2026

Retirement confidence starts with local, expert advice.

Wondering if your pension will support lakeside walks and motorhome adventures? Many in Cumbria share your questions about lasting retirement income.

I specialise in helping people 55+ gain clarity and peace of mind about their pensions.

Ready to see if your plans are on track? Book your complimentary 30-minute chat with me today: https://calendly.com/appointments-financialadvisercumbria/30min 😊

26/03/2026

Worried about making your pension last?

Many people feel uncertain as retirement approaches. The right plan can turn confusion into confidence.

I specialise in simplifying complex retirement options, so you can enjoy life without financial stress. Ready to see your options clearly?

Book a complimentary appointment today: https://calendly.com/appointments-financialadvisercumbria/30min

17/03/2026

What are your retirement hobbies?

https://richardcakans.co.uk/blog/the-real-question-isnt-what-will-i-do-all-day?fbclid=IwdGRjcAQmnAxjbGNrBCacBmV4dG4DYWVtAjExAHNydGMGYXBwX2lkDDM1MDY4NTUzMTcyOAABHrojA8RyUv0gTKw-G19iT4oCYYQCc4hCNE9xsgsrnR8tSEaaUsP2Cl5OXp2H_aem_sjv9mpOVGMQnunkcJPsY0g

Explore popular retirement hobbies — golf, fishing, hiking and motorhomes — and learn how to plan a retirement you’re retiring to. Practical UK tips to shape your “ideal week” and your budget.

12/03/2026

Retirement isn't just about the numbers—it's about aligning your money, emotions, and lifestyle.

That's why I wrote "Retirement: It's Personal." After 20+ years advising clients through major life transitions, I've seen that the most successful retirements aren't the ones with the biggest pensions. They're the ones where people feel confident and in control.

Whether you're reading my book or working with me directly, the goal is the same: clarity, confidence, and a plan that works for *your* life.

If you're thinking about retirement in the next 1–2 years, let's talk. Book a free consultation to explore your options.

https://calendly.com/appointments-financialadvisercumbria/30min

01/03/2026

genuinely beyond what I expected.
If you’ve bought a copy, messaged me, shared a post, or left a review… I really appreciate it. The support has been brilliant.
If you haven’t seen it yet and retirement is on your mind you or someone close to you), you can find it here: Amazon link: https://www.amazon.co.uk/dp/1917623275
And if you’d rather have a browse first, my website explains what the book covers and includes a Resources section, a Blog,
richardcakans.co.uk
Thanks again — it means a lot. 🙏📘

Practical retirement guidance that goes beyond the numbers. Align money, emotions and lifestyle so you can retire with confidence — on your terms.