Finesse Financial Planning Ltd

21/10/2026

Women own more wealth than at any time in history. Money is being earned, created through entrepreneurship, and inherited by women through wealth transfer at a rapidly growing rate.

But for many women there are still significant barriers to growing their wealth and gaining financial security. This is because they must navigate a financial and economic system designed predominantly by men, which often doesn’t reflect their lives.

However, a quiet revolution is happening. With women holding more wealth in their own right, they are beginning to demand a different approach from financial services providers – and from financial advice. While the pace of change is likely to be slow, a shift is on the horizon.

Read more: https://www.finessefinancialplanning.co.uk/article/detail/sjpp/women-and-wealth-a-growing-frontier

21/10/2026

For many people, a pension is one of their biggest assets. From April 2027, it could also become an important inheritance tax (IHT) consideration. From this date, most unused pension funds will be included when the value of someone's estate is calculated for IHT purposes.

For some families, this will make little difference. For others, especially those with larger pension pots or estates, it could mean that more tax is due and less wealth passes to loved ones.

In the coming months, we’ll publish a series of articles exploring what the new rules could mean for people and their estate-planning decisions.

In this article, we explain what’s changing, who may be affected and some practical steps to consider.

Read more: https://www.finessefinancialplanning.co.uk/article/detail/sjpp/how-pension-changes-could-affect-your-inheritance-tax-plans

21/10/2026

They say money can't buy happiness, but it sure can help you enjoy a pint at the pub! 🍻

No one fancies living like a hermit just to save a few quid for tomorrow. It’s all about finding that cheeky balance between having a laugh today and keeping things secure for tomorrow.

Imagine trying to ride a bike with one wheel. Crazy, right? Just like that bike, your finances need both wheels: enjoying today and preparing for tomorrow.

I often say your savings should be like a well-loved recipe; a bit of fun today, mixed with a healthy dose of future planning. Yes, splurging on that holiday feels fab, but remember, that rainy day is bound to show up at some point! 🌧️

So, how do you keep it all balanced? A touch of thoughtful budgeting and a sprinkle of flexibility can go a long way in making the future brighter while keeping the present enjoyable.

A well-planned life is like a perfectly brewed cuppa – just the right blend! ☕

20/10/2026

Imagine this: you’ve been diligently pouring over your budget each month, giving yourself a well-deserved nod for being savvy with your cash. Your expenses are lined up like ducks in a row. But then you stumble upon fresh ways to shake things up, and it feels like finding a secret shortcut in your favourite game!

Many of us think we’ve cracked the code on budgeting and saving. But a wee adjustment can open the floodgates to better results. It’s like swapping out your old TV remote for one that can control your entire smart home – suddenly, everything’s smoother and way more fun!

A good planner doesn’t just share a few nifty tricks; they also help you look at your finances through a whole new lens. Who knew the key to making things easier could be just beneath the surface?

Feeling confident about your financial processes, or do you see a little room for an upgrade?



Finesse Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority)

SJP APPROVED 03/09/2026

13/10/2026

Check out this amazing local fireworks event. 🎆❇️🎆❇️

🚨🎆 BURHILL, DON’T MISS OUT! 🎆🚨

🎟️ TICKETS ARE FLYING OUT THE DOOR! 🎟️

We’re selling FAST and fully expect to SELL OUT BEFORE THE DAY! 😱🔥 Don’t risk being left out in the cold (literally!) — get your tickets NOW!

🎇 BURHILL FIREWORKS 2026 🎇
📅 Friday 6th November
📍 Burhill Primary School – Main Gate
⏰ Gates 5pm | Fireworks 6:45pm
🚪 Last entry 6:40pm

🎟️ Adults £10 | Children £6.50 | Under 3s FREE

🍔 Street food & treats
🎸 Live music
⚽ Games & challenges
🎮 Laser tag
🌟 Glow goodies & squishies
🍹 Bar
🎆 PLUS an EPIC fireworks display!

GET YOUR TICKETS BEFORE THEY’RE GONE! Ticket link in bio & stories

29/09/2026

"Why is chasing perfection like trying to catch a cloud? It’s fluffy, elusive, and honestly, it’ll just leave you drenched when it rains! ☔️

Many of us have been there, striving for that flawless outcome. But let’s face it: perfection is overrated and can actually hold us back.

Imagine working on your finances like you’re baking a cake. It’s less about making the fanciest creation and more about adding the right ingredients in just the right amounts.

Progress and consistency? Now, that’s the recipe for success. 👩‍🍳 Just like a cake needs time to rise, our financial goals need patience and regular effort.

Instead of fixating on getting everything perfect – which, spoiler alert, is often impossible – why not focus on small, achievable steps? Even a tiny improvement is still an improvement!

Swap that exhausting chase for perfection with a more realistic pursuit of progress. Remember, it’s the little victories that add up to the big wins! 🎉

"

Finesse Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority)

SJP APPROVED 03/09/2026

15/09/2026

"Had one of those days where everything just clicks? 🎉 That was exactly what happened with a lovely client of mine, who came to me feeling a bit like a ship lost at sea – no direction, just waves of confusion. 🚢

After a chat over a cuppa, we mapped out a plan that not only made sense but also felt exciting, like planning a surprise birthday party for a friend. 🎈

We tackled everything from bolstering their savings to getting their head wrapped around school fees for the kids (and trust me, that can feel like trying to unravel a set of Christmas lights!).

Fast forward a few months: they’re confidently striding into their financial future, charts and spreadsheets under one arm, kids’ school fees sorted under the other.

Working together can feel like being a financial superhero, cape and all!🦸‍♂️ Remember, finances can be fun – it just takes a bit of creativity.



Finesse Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority)

SJP APPROVED 03/09/2026

15/09/2026

In his first major speech, Chancellor John Healey today set out optimistic plans to drive economic growth across ‘every postcode’ in the UK. Taking a more positive approach than his predecessor, Healey said the UK was ‘turning a corner’, pointing to signs of growth and previous cuts to interest rates.

read more: https://www.finessefinancialplanning.co.uk/article/detail/sjpp/healeys-growth-agenda-meets-fiscal-reality

08/09/2026

Notice how some people get more from their financial advice than others? It's like going to the same restaurant but one person leaves raving about the experience while the other is just mildly satisfied.

Why does this happen? Well, it's often down to how engaged each person is in the process. Think of it like training for a marathon; the more you put in, the more you’ll get out!

Imagine you’re sat down with your adviser for a cuppa. If you come armed with questions and goals - like that dream holiday in the Maldives or helping the kids with school fees - you’re setting the stage for success. On the other hand, if you're just there for the free biscuits and a chat, you may not walk away with the best nuggets of wisdom.

In short, a bit of prep and a sprinkle of curiosity can lead to results that really shine. It’s all about making the most of the opportunity in front of you.



Finesse Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority)

SJP APPROVED 03/09/2026”

11/08/2026

If you’re eyeing an exit from your business, you’re probably wondering what the best route is, and crucially, how much it might be worth.

Carefully calculating your firm’s potential value before speaking to buyers should help ensure you’re in the strongest negotiating position.

Here’s our advice on how to work out a sale value and the key impacting factors.

Read more: https://www.finessefinancialplanning.co.uk/article/detail/sjpp/the-price-is-right-how-much-could-you-sell-your-business-for