Bigmore Associates

07/07/2026

In recent years, pensions have often been viewed by many financial advisers as a “first-in, last-out” savings vehicle because of their favourable tax treatment. Under the expected new rules coming into effect from April 2027, that approach may need to change significantly.

From an estate planning perspective, it may become more important to consider drawing more from pension funds during lifetime, where appropriate, rather than leaving them untouched until death. This can help manage the potential combined tax charge of up to 70% that may otherwise apply to pension funds left to beneficiaries.

If you’re not sure what these changes mean, the team at Bigmore Financial Planning have you covered. Our latest insight What is Changing with Pension Death Benefits? covers what will be different and what you might want to consider when adjusting your estate plan.

Note: This article is not an indication of advice. If you are seeking personal advice based on your circumstance, speak to a professional and regulated Independent Financial Adviser.

https://www.bigmoreassociates.com/what-is-changing-with-pension-death-benefits/

25/06/2026

The thought of spending a large sum of money in one go can be stressful. With proper research, planning and saving habits you can bring that stress level down.

Knowing how to approach this level of purchase might not be something you’ve learned before. So the team at Bigmore Financial Planning have put together some Top Tips for Making a Big Budget Purchase.

20/01/2026

With the upcoming changes to pensions forming part of your estate for Inheritance Tax purposes as of April 2027, we have been working with our clients on the options they have to help mitigate IHT.

One of these options is a Whole of Life Policy.

Though these policies are more expensive than ones with a finite time for a payout, they can very well add value in the long run.

In our latest Insight, we look at what Whole of Life Policies are, how a pension might be able to help you cover the cost, and give an example of the financial figures around this option.

https://www.bigmoreassociates.com/whole-of-life-policy/

Note: This article is not intended to be an indication of advice. Each person's circumstances and needs are different. Therefore, it is important to seek personalised advice from a qualified financial adviser to discover what it best for you.

Having a whole of life policy can ensure your loved ones are financially looked after upon your death. Here's how.

08/12/2025

Bigmore Wills and Probate is running a Christmas Giveaway fom a free Will or Mirror Wills.

With a Will being the only way you can legally set out your affairs, having one in place can help make an already difficult time for your loved ones a little bit easier.

To enter, visit their page to like the post, and fill out the contact form.

Enter our Christmas Draw to win a free Will or Mirror Wills from Bigmore Wills and Probate. (est value of £330 - £595)

A valid Will is the best way to make your wishes for your estate known. It tends to be something people put off, but it can ease a bit of the burden during a very difficult time for you loved ones.

To enter the draw for your chance to win a free Will or Mirror Wills, all you need to do is visit our page to like this post and fill out the entry form via the link below.

Entries close at 11:59pm on Christmas Eve and the winner will be notified the week of the 5th of January.

https://www.bigmoreassociates.com/ninja-forms/24m39b/

08/11/2025

Bigmore Associates has a long standing history with Walton & Hersham FC. Our founders both played for the Swans and were members of the board.

We are proud to now be sponsors of the club and are looking forward to watching them continue to smash records and achieve their goals for promotion.

If you want to get in on the fun and be part of the electric atmosphere of their matches, come down to the Elmbridge Xcel Sports Hub today at 2pm to see that face-off against Weymouth.

Get your tickets via the link below:

https://waltonhershamfc.com/matchday/

Up the Swans!! 🦢

Did you know that the Swans have gone a full year unbeaten at home in the league?

As proud sponsors of Walton & Hersham FC we will be there today to cheer them on. And you can be too!

The next Walton & Hersham FC match is happening today at the Elmbridge Xcel Sports Hub. 2pm.

Get your tickets via the link below and come down to watch the team continue to play epic football.

https://waltonhershamfc.com/matchday/

14/10/2025

A principle of financial planning that is important to remember is the fact that we are all dealing with a future we do not know.

This is why, when building a financial plan, we will look at a variety of potential outcomes. These outcomes might include things that you can do to protect yourself and your loved if the worst was to happen.

Life cover often factors into these plans.
And not just for older clients.

If you are wondering what life cover is, an idea of what it costs and why you might want to obtain it in your younger years, please read our latest Insight from the team at Bigmore Mortgages & Protections.

Cost, coverage and health are all things that factor into the answer for the questions why should you get life cover when you're young.

01/09/2025

Win 4 free tickets to any 2025 - 2026 regular season home match at Walton & Hersham FC with Bigmore Wills and Probate!

Click the link in their post to enter the prize draw.

Entries will close at 23:59 on Wednesday 24th September with the winner being notified via email on Thursday 25th September.

* Eligible matches include all home games in the regular season. Playoffs are not included. You must notify Bigmore Wills & Probate of which match you want to attend at least 7 days ahead of the match date.

For a list of home matches visit the Walton & Hersham website.

Back to school time has arrived!

And with it comes the stress and struggle of early mornings, school run madness, homework and the family juggle.

To help bring a bit of fun into your weekend, and to celebrate our sponsorship of Walton & Hersham FC, Bigmore Wills & Probate is giving away 4 tickets to any regular season home match in the 25-26 season.

In the last few years The Swans have been taking on league promotion, building their brand, fans and legacy along the way. The team is inspiring, the vibe is electric, and the fan base is fully dedicated. It’s an afternoon of sheer fun and excitement. You won’t want to miss out.

To enter, all you need to do is fill out the form via the link below.

Entries will close at 23:59 on Wednesday 24th September with the winner being notified via email on Thursday 25th September.

https://www.bigmoreassociates.com/ninja-forms/23k5cq/

* Eligible matches include all home games in the regular season. Playoffs are not included. You must notify Bigmore Wills & Probate of which match you want to attend at least 7 days ahead of the match date.

For a list of home matches visit the Walton & Hersham website.

11/08/2025

Bigmore Associates has been nominated in three categories for the 2025 Walton BID Business Awards.

- Best Professional Services Business
- Best Independent Business
- Best Long-Standing Business

Having been a Walton based company for over 50 years we are proud to be included in these awards, which are organised by the Walton Business Improvement District.

We’d be so grateful if you could take a moment to vote for us – every click helps! 💛

👉 https://lovewalton.co.uk/.../vote-for-your-favourite-bid.../

Thank you for all your support – past, present, and future.

Let’s bring this one home together! 🙌

06/08/2025

If you're curious about what an Offset Mortgage is, check out the latest post from the team at Bigmore Mortgages & Protections.

Then, if you want to know more about whether an Offset Mortgage is right for you, book a meeting with Chris or Cain via our website BigmoreAssociates.com.