L&J’s Accountants

L&J’s Accountants L&J's Passion for Finances are based in Walsall and we offer a wide range of Accountancy Services to assist your business. We are more than happy to help

Services we offer are listed on our page. For more information please get in touch Welcome to L&J's Passion for Finances page...
When it comes to your Companies Financials, the processes involved must always be held in the highest standards...
L&J's Passion for Finances is the ultimate partner for these needs. We will take care of your tedious day-to-day tasks which takes too mu

ch of your time , this will be our responsibility and give you much more time to concentrate on what you do best.. Growing your business... These involve but not limited to Invoicing, Payments , Book Keeping, Credit Control. We will also handle your VAT Returns, Financial Accounts, Management Accounts, Payroll along with all end of year returns. We will also help to bring your business into 2021 with a bang, by modernizing your archives , automating your manual financial processes which in real terms means you save money ! Our Service will not only take away the headaches of paperwork, save you money it will also give you increased access to specialized experts. L&J's Passion for Finances put our clients first and we are available for you. For any more information, please get in touch!

🏡 Self-Employed? Getting a Mortgage Could Soon Become Easier Good news for self-employed business owners, freelancers, c...
19/06/2026

🏡 Self-Employed? Getting a Mortgage Could Soon Become Easier

Good news for self-employed business owners, freelancers, contractors, and company directors.

The Financial Conduct Authority (FCA) has announced proposals that could make it easier for self-employed individuals to access mortgages by allowing lenders to take a more flexible approach when assessing affordability. The proposals are designed to better reflect modern working patterns and variable incomes.

Key proposed changes include:

✅ More flexibility for borrowers with fluctuating income
✅ Affordability assessments based on your full and current financial position
✅ Less emphasis on minor or historic credit issues
✅ Greater flexibility around certain mortgage products and repayment options

For many self-employed people, securing a mortgage can be more challenging than it is for traditional employees, despite having a healthy and sustainable income. These proposed changes aim to create a fairer system that better reflects how modern businesses and entrepreneurs operate.

While the proposals are still subject to consultation and are not yet law, they represent a positive step towards improving mortgage accessibility for the UK's self-employed workforce.

If you're self-employed and thinking about applying for a mortgage in the future, ensuring your accounts, tax returns, and financial records are accurate and up to date remains as important as ever.

📞 Need help preparing your accounts or understanding what lenders look for? Get in touch with L&J's Accountants.

Accountancy isn't just about tax returns and accounts – it's also about helping people make the most of their money. Wit...
18/06/2026

Accountancy isn't just about tax returns and accounts – it's also about helping people make the most of their money. With household budgets still under pressure, we thought this summer savings initiative was worth sharing.

🚍💷 Great News for Families This Summer! 💷🚍

The Government has announced a range of measures aimed at helping families with the cost of living this summer.

✅ FREE bus travel throughout August for all children aged 5–15 on participating local bus services in England.
✅ Reduced VAT on family activities from 25 June to 1 September 2026.
✅ Potential savings on children's meals, cinema tickets, theatre tickets, soft play centres, adventure parks and theme parks.
✅ Measures to help reduce food prices through targeted tariff reductions on selected products.

For many families, the school holidays can be one of the most expensive times of the year, so these changes could provide some welcome savings over the summer months.

If you're planning family days out this August, it's worth checking whether your local bus services are participating and keeping an eye out for businesses passing on the VAT reductions to customers.

Every little saving helps! 💰

🔨👷 I think I can guess which industry this record belongs to... Every year I spend January chasing tax returns, and ever...
15/06/2026

🔨👷 I think I can guess which industry this record belongs to...

Every year I spend January chasing tax returns, and every year I hear the same thing:

“Don't worry Leanne, I've got until January...”

Meanwhile, it seems a growing number of people have decided to submit theirs before they've even finished sweeping up after the Easter bank holiday! 😆

According to HMRC, a record 737,891 taxpayers submitted their 2025/26 Self Assessment tax returns in April, with 86,270 filed on 6 April - the very first day of the new tax year.

As someone who looks after a lot of construction industry clients, I suspect a fair few CIS subcontractors were behind those numbers. After all, when you're due a tax refund, suddenly there isn't any reason to wait until January! 💷

There are some genuine benefits to filing early:

✅ Know exactly how much tax you owe (or are due back)
✅ Avoid the January panic
✅ Have more time to budget for any tax due
✅ Get tax refunds processed sooner
✅ Reduce the risk of late filing penalties

Remember, filing early doesn't mean paying early. For most taxpayers, any tax due for the 2025/26 tax year won't be payable until 31 January 2027.

So be honest... are you an "April filer" or a "31st January at 11:58pm" filer? 👀👇

⭐️⭐️⭐️⭐️⭐️ Nothing makes us prouder than hearing from happy clients! At L&J’s Passion for Finances, we believe accountan...
04/06/2026

⭐️⭐️⭐️⭐️⭐️

Nothing makes us prouder than hearing from happy clients!

At L&J’s Passion for Finances, we believe accountancy should be straightforward, stress-free, and backed by excellent communication every step of the way.

Thank you to Nicki, Bob and Phil for your kind words and continued trust in our team. Your feedback means the world to us and motivates us to keep delivering the highest level of service to every client.

Whether you're a sole trader, landlord, limited company, or simply need help with your tax return, we're here to help.

📞 Friendly Advice
📧 Fast Responses
📊 Expert Accounting Support
🤝 Personal Service You Can Trust

If you're looking for an accountant who genuinely cares about your business and financial success, get in touch today.

📣 SELF ASSESSMENT DOESN’T HAVE TO BE STRESSFUL 📣 If you’re:✔️ Self-employed✔️ A landlord✔️ A company director✔️ Earning ...
28/05/2026

📣 SELF ASSESSMENT DOESN’T HAVE TO BE STRESSFUL 📣

If you’re:
✔️ Self-employed
✔️ A landlord
✔️ A company director
✔️ Earning side income
✔️ Receiving untaxed income

…you may need to file a tax return.

The earlier you get organised, the easier it is — and the less chance of last-minute panic in January 😅

At L&J’s Accountants, we help clients all year round, not just at deadline time.

📩 Message us if you need help getting started.

💭 “I’ll sort my taxes later…” Famous last words before January panic sets in 😅 Every year we see people:📂 Searching for ...
27/05/2026

💭 “I’ll sort my taxes later…”

Famous last words before January panic sets in 😅

Every year we see people:
📂 Searching for missing paperwork
📞 Calling HMRC in a panic
💸 Facing avoidable penalties
😩 Stressing over deadlines

Getting organised early makes everything easier — for both your stress levels and your finances.

If you need help with bookkeeping, payroll, tax returns or limited company accounts, we’re here to help.

💼 Feeling behind with your taxes, bookkeeping or HMRC letters? You’re not alone! At L&J’s Accountants, we help take the ...
26/05/2026

💼 Feeling behind with your taxes, bookkeeping or HMRC letters? You’re not alone!

At L&J’s Accountants, we help take the stress out of:
✔️ Self Assessments
✔️ Limited Company Accounts
✔️ Payroll & CIS
✔️ VAT Returns
✔️ Rental Property Income
✔️ HMRC Queries & Letters
✔️ Business Start-Ups

Whether you’re self-employed, a landlord, contractor or running a limited company, we’re here to help keep everything organised and compliant — without the jargon.

📍 Friendly, approachable support
📞 Always happy to answer questions
📧 Remote & local clients welcome

If you need help getting up to date or simply want an accountant who explains things clearly, send us a message today.

⭐ Another Happy Client ⭐ At L&J’s Passion for Finances, we pride ourselves on providing clear, honest, and supportive ac...
21/05/2026

⭐ Another Happy Client ⭐

At L&J’s Passion for Finances, we pride ourselves on providing clear, honest, and supportive accountancy services that truly make a difference to our clients.

Thank you so much to Joanne for your lovely review — feedback like this means the world to us 💛

Whether you need help with:

✔ Self-Assessments
✔ Bookkeeping
✔ Payroll
✔ VAT Returns
✔ Limited Company Accounts
✔ Tax Advice

We are here to help every step of the way.

📞 01922 322189
📧 [email protected]

🏡 CAPITAL EXPENSES vs REVENUE EXPENSES 🏡 One of the most common areas of confusion for landlords is understanding what c...
08/05/2026

🏡 CAPITAL EXPENSES vs REVENUE EXPENSES 🏡

One of the most common areas of confusion for landlords is understanding what can be claimed as an everyday expense and what is classed as a capital improvement.

Getting this wrong could lead to:

❌ Overpaying tax
❌ Incorrect Self Assessments
❌ Potential HMRC issues later on

Understanding the difference is essential when preparing your rental property accounts and tax returns.

At L&J’s Accountants, we help landlords stay organised, compliant, and confident when managing their property finances 📊

If you’re unsure what you can and can’t claim, it’s always best to check before filing your return ✅

⭐️⭐️⭐️⭐️⭐️ Another fantastic review for the team at L&J’s Accountants! We’re incredibly grateful for the continued suppo...
08/05/2026

⭐️⭐️⭐️⭐️⭐️

Another fantastic review for the team at L&J’s Accountants!

We’re incredibly grateful for the continued support and kind words from our clients. Our goal has always been to provide a professional, reliable, and stress-free accounting service that gives our clients complete peace of mind.

Thank you Scott Brookes for your amazing feedback — it truly means a lot to Leanne and the entire team 💛

If you’re looking for an accountant who is approachable, proactive, and dedicated to helping your business stay on track, get in touch with L&J’s Accountants today.

📞 Professional Support
📊 Accounts & Tax Services
🤝 Friendly & Reliable Team
✅ Helping Businesses & Individuals Stay Organised

Address

Walsall

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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