Four Rivers Financial Planning

19/03/2026

Some exciting news… 🎉

Charlie and Harriet have both been awarded Top Rated Financial Adviser for the second year running, and will be featured in The Times this Saturday (21st March) as part of the Top Rated Adviser Guide.

We’re so proud of this achievement—but most importantly, we’re incredibly grateful to our amazing clients. Your support, trust, and reviews are what make this possible.

Thank you for being part of our journey 💙

01/01/2026

15/09/2025

15 September is Pension Awareness Day – a great reminder to check in on your future finances.

Whether retirement feels years away or just around the corner, your pension plays a vital role in shaping your long-term security. It’s easy to overlook, but now’s the time to take control: understand what you have, where it’s invested and whether you’re on track to meet your goals. Small changes now can make a big difference later.

If you’re unsure where to start or what your options are, getting advice can help you feel more confident and in control. Don’t let your pension be the forgotten part of your plan – use this September as the nudge to take action.

08/09/2025

As September rolls in and the back-to-school routine returns, it's a natural moment to review your financial safety net. Just as autumn signals a change in season, it’s also a timely reminder to check your income protection cover. If illness or injury prevented you from working, could you still meet your monthly commitments - mortgage, bills, school fees?

Income protection can help replace lost earnings and ease financial pressure during recovery. Reviewing your cover now helps ensure peace of mind through life’s unexpected turns. A small step now can make a big difference later.

25/08/2025

Sharing’s caring.

If financial advice has given you peace of mind about your future, tell a friend or family member about the difference it can make. Hearing about the benefits from someone they trust could provide the encouragement they need.

Talking about money doesn’t have to be taboo – the more we open up, the better it can be. I'm here to help.

19/08/2025

Rather than a job for life, the workplace has evolved and is much more fluid nowadays – people often combine multiple different types of employment. While it can be exciting, it can also wreak havoc with your pension provision.

Do you have multiple pensions from different organisations? Perhaps some personal pensions and other savings? If so, it can be challenging to manage and keep track of these. It could be time for a summer review, we can help. Get in touch.

08/08/2025

Your attitude to risk isn’t fixed. Life events, shifting goals and changing markets can all influence how much risk you’re willing and able to take. Whether you’re nearing retirement, received a windfall, or simply rethinking priorities, your current investment strategy may need a refresh. Risk isn’t about recklessness, it’s about aligning your portfolio with your life.

We help balance your risk tolerance (what feels comfortable) with your risk capacity (what your goals can handle). Even seasoned investors can be swayed by emotion or headlines. That’s why objective advice matters.

We’ll help you stay focused, cut through noise and keep your strategy resilient and relevant. Investing well means investing with purpose – and with confidence.

03/08/2025

Planning for retirement isn’t just about pensions or savings – it’s about creating the freedom to live life on your own terms. Whether it’s years away or already counting down, the decisions you make now can shape your lifestyle later. And with so many options and considerations, getting expert financial advice can make all the difference.

It’s not about having all the answers – it’s about asking the right questions. Such as, what does retirement look like for you? What do you want to protect, preserve or pass on? We can help you see the full picture and build a plan that’s personal, realistic, and future-focused.

25/07/2025

School’s out and summer’s in – a perfect time to hit pause and review your family finances. Check your protection, set new savings goals and invest in your kids’ future.

A little planning now = peace of mind later.

17/07/2025

Improving your financial wellbeing doesn’t require big changes – just smart habits.

Budget with purpose, automate savings, revisit your plan and seek advice. Clarity = confidence. Time for a review? Get in touch.